PayPal 放棄 NFT 購買保護，反映市場前景的調整

從 2023 年 5 月起，PayPal 的購買保護計畫將不再涵蓋 NFT 交易。這項變更與 PayPal 修改其保護計畫的決定一致，不包括 NFT 和使用 PayPal Balance 透過第三方平台進行的付款。

PayPal's Purchase Protection Program Excludes Non-Fungible Token (NFT) Transactions

PayPal 的購買保護方案不包含不可取代代幣 (NFT) 交易

Effective May 20, 2023: PayPal, the global payments giant, has announced a significant change to its purchase protection program, which will no longer cover purchases of non-fungible tokens (NFTs).

2023 年 5 月 20 日生效：全球支付巨頭 PayPal 宣布對其購買保護計劃進行重大變更，該計劃將不再涵蓋不可替代代幣 (NFT) 的購買。

Modified Protection Parameters:

修改後的保護參數：

Previously, PayPal's protection program extended coverage to transactions utilizing the PayPal Balance. However, under the revised policy, NFT transactions will be excluded from protection. Additionally, for transactions involving third-party platforms that accept PayPal Balance as a payment method, protection will no longer be provided.

先前，PayPal 的保護計畫將覆蓋範圍擴大到使用 PayPal 餘額的交易。不過，根據修訂後的政策，NFT交易將被排除在保護之外。此外，對於涉及接受 PayPal Balance 作為付款方式的第三方平台的交易，將不再提供保護。

Transaction Thresholds:

交易門檻：

The revised protection program introduces transaction thresholds. NFTs valued at $10,000.01 USD or more (or its equivalent in local currency at the time of the transaction) will not be eligible for purchase protection. Transactions below this amount will only be protected if the buyer reports the purchase as unauthorized and the transaction meets all other program requirements.

修訂後的保護計劃引入了交易門檻。價值 10,000.01 美元或以上（或交易時等值的當地貨幣）的 NFT 將不符合購買保護資格。只有當買家將購買報告為未經授權且交易滿足所有其他計劃要求時，低於此金額的交易才會受到保護。

PayPal's NFT Strategy:

PayPal的NFT策略：

Despite the exclusion of NFTs from its protection program, PayPal has expressed its commitment to exploring the NFT space. The company has long-term plans to integrate NFTs into its platform, allowing users to purchase, sell, and hold NFTs seamlessly. This move signals PayPal's eagerness to capitalize on the growing NFT market.

儘管將 NFT 排除在其保護計劃之外，PayPal 仍表示致力於探索 NFT 領域。該公司有長期計劃將 NFT 整合到其平台中，允許用戶無縫購買、出售和持有 NFT。此舉顯示 PayPal 渴望利用不斷成長的 NFT 市場。

Declining NFT Market:

NFT 市場下降：

The decision by PayPal to exclude NFTs from its protection program aligns with the current market trends for NFTs. The once-booming NFT market has experienced a significant decline in recent months. The number of active NFT wallets has dwindled, and trading volume has plummeted.

PayPal 將 NFT 排除在其保護計劃之外的決定符合當前 NFT 的市場趨勢。曾經繁榮的 NFT 市場近幾個月來經歷了大幅下滑。活躍 NFT 錢包數量減少，交易量大幅下降。

Factors Contributing to NFT Market Downturn:

導致 NFT 市場低迷的因素：

The cooling of the NFT market can be attributed to several factors. The initial hype and speculation surrounding NFTs have subsided, and the lack of intrinsic value associated with NFTs has become more evident. Additionally, the regulatory landscape surrounding NFTs remains uncertain, creating challenges for businesses and investors.

NFT 市場的降溫可以歸因於幾個因素。最初圍繞 NFT 的炒作和猜測已經消退，與 NFT 相關的內在價值的缺乏變得更加明顯。此外，圍繞 NFT 的監管環境仍然不確定，這給企業和投資者帶來了挑戰。

GameStop's NFT Marketplace Closure:

GameStop 的 NFT 市場關閉：

The closure of GameStop's NFT marketplace in January 2023 was a significant indication of the challenges facing the NFT industry. GameStop cited "regulatory uncertainties" as a primary reason for its decision to exit the NFT market.

GameStop 的 NFT 市場於 2023 年 1 月關閉，這是 NFT 產業面臨挑戰的一個重要指標。 GameStop 將「監管不確定性」作為其決定退出 NFT 市場的主要原因。

Conclusion:

結論：

PayPal's exclusion of NFTs from its protection program reflects the evolving landscape of the NFT market. As the market matures and regulatory frameworks are established, it remains to be seen whether NFTs will regain their former popularity and value.

PayPal 將 NFT 排除在其保護計劃之外反映了 NFT 市場不斷變化的格局。隨著市場的成熟和監管框架的建立，NFT 是否會恢復昔日的受歡迎程度和價值仍有待觀察。