OwlTing Group 将其数字钱包解决方案 OwlPay® Wallet Pro 与 MoneyGram 集成，以增强无银行进出匝道功能

台北2024年12月3日 /美通社/ -- 全球区块链金融科技公司 OwlTing Group（“公司”）今天宣布推出其非托管数字钱包解决方案

TAIPEI, Taiwan, Dec. 3, 2024 /PRNewswire/ -- OwlTing Group ("Company"), a global blockchain fintech company, today announced that its unhosted digital wallet solution, OwlPay® Wallet Pro (the "Wallet") has integrated with MoneyGram International Inc. ("MoneyGram"), a leading global fintech company that connects the world's communities, to enhance the Wallet's bankless on and off-ramp capabilities for seamless conversions between fiat currencies and USDC stablecoin.

台湾台北2024年12月3日 /美通社/ -- 全球区块链金融科技公司 OwlTing Group（“公司”）今天宣布其非托管数字钱包解决方案 OwlPay® Wallet Pro（“钱包”）已与MoneyGram International Inc.（“MoneyGram”）是一家连接全球社区的全球领先金融科技公司，旨在增强电子钱包的无银行功能法定货币和 USDC 稳定币之间无缝转换的出口功能。

Through this integration, OwlPay® Wallet Pro now offers its users the functionality to cash-in from local fiat currencies to USDC stablecoin in over 30 countries[1] globally across nearly 50,000 MoneyGram locations. The Wallet users will also be able to cash-out from USDC stablecoin to fiat currencies in over 170 countries at more than 375,000 MoneyGram locations. This integration is powered by MoneyGram Access™, the first-of-its-kind global on/off-ramp service for digital asset wallets.

通过这种集成，OwlPay® Wallet Pro 现在为用户提供了在全球 30 多个国家[1] 近 50,000 个 MoneyGram 网点将当地法定货币兑现为 USDC 稳定币的功能。钱包用户还可以在 170 多个国家/地区的 375,000 多个 MoneyGram 网点将 USDC 稳定币兑现为法定货币。该集成由 MoneyGram Access™ 提供支持，MoneyGram Access™ 是首个针对数字资产钱包的全球入口/出口服务。

OwlPay® Wallet Pro also welcomes a significant update. It has moved all individual wallets to the unhosted wallet model, allowing users most access to their passphrases. This enhances user security and accessibility. The updated Wallet is now available for iOS and Android on Apple's App Store and Google Play Store.

OwlPay® Wallet Pro 也迎来了重大更新。它将所有个人钱包转移到非托管钱包模型，使用户可以最大程度地访问其密码。这增强了用户的安全性和可访问性。更新后的钱包现已在 Apple App Store 和 Google Play Store 上提供 iOS 和 Android 版本。

The Company aims to address long-standing issues such as high fees, slow processing times, and limited access to traditional financial services of the cross-border remittance market and will play a vital role in providing a faster, secure, and cost-effective payment solution. While MoneyGram has reduced its average fee for traditional remittance customers to under 3%, paving the way to meet the United Nation's 10.c target[2] to reduce the costs of migrant remittance transfers to less than 3%, the World Bank estimates the remittance industry's global average cost to be 6.65%[3].

该公司旨在解决跨境汇款市场中长期存在的费用高、处理时间慢以及传统金融服务访问受限等问题，并将在提供更快、安全和具有成本效益的支付方面发挥至关重要的作用解决方案。尽管速汇金已将传统汇款客户的平均费用降低至 3% 以下，为实现联合国 10.c 目标[2] 将移民汇款成本降低至 3% 以下铺平了道路，但世界银行估计汇款行业的全球平均成本为6.65%[3]。

"We're seeing a surge of evolving needs from businesses that utilize international payments and from immigrants that send money home to help support their loved ones," said Darren Wang, Founder and CEO at OwlTing Group. "By integrating with MoneyGram, OwlTing will make our vision possible and better support the financial resilience in underbanked regions such as Latin America and Africa. We can enhance the utility of USDC stablecoin in helping our customers hedge volatile fiat currencies in those regions."

OwlTing Group 创始人兼首席执行官 Darren Wang 表示：“我们看到，利用国际支付的企业以及寄钱回家支持亲人的移民的需求不断变化。” “通过与 MoneyGram 整合，OwlTing 将使我们的愿景成为可能，并更好地支持拉丁美洲和非洲等银行服务不足地区的金融弹性。我们可以增强 USDC 稳定币的效用，帮助我们的客户对冲这些地区波动较大的法定货币。”

"OwlTing's approach to digital payments aligns perfectly with our mission to enable seamless and accessible financial services across borders," said Jon Lira, Head of Partnerships at MoneyGram International Inc. "It's been thrilling to see MoneyGram Access™ expand globally since its launch in June 2022 and enable impactful use cases across Ukraine, Colombia and more. Now, we believe OwlPay® Wallet Pro can grow exponentially through the MoneyGram network and become part of people's daily lives."

MoneyGram International Inc. 合作伙伴关系主管 Jon Lira 表示：“OwlTing 的数字支付方式与我们实现无缝且可访问的跨境金融服务的使命完美契合。自 6 月推出以来，我们很高兴看到 MoneyGram Access™ 在全球范围内扩张2022 年，并在乌克兰、哥伦比亚等地实现有影响力的用例。现在，我们相信 OwlPay® Wallet Pro 可以通过 MoneyGram 网络呈指数级增长，并成为人们日常生活的一部分。”

A Future for Bankless Payments Beyond Borders

超越国界的无银行支付的未来

According to third-party industry reports[4], the global remittance market was valued at $50 billion in 2023 and is projected to grow at a compound annual growth rate (CAGR) of 10.5% from 2024 to 2033, highlighting the rising demand for affordable and efficient cross-border payment solutions. OwlPay® Wallet Pro aims to allow immigrant workers to transfer USDC to recipients abroad without involving bank accounts. Their recipients can hold USDC digitally in their wallets to combat inflation and exchange them for cash through MoneyGram whenever they need it.

根据第三方行业报告[4]，2023 年全球汇款市场估值为 500 亿美元，预计 2024 年至 2033 年将以 10.5% 的复合年增长率 (CAGR) 增长，突显了对负担得起的汇款的需求不断增长以及高效的跨境支付解决方案。 OwlPay® Wallet Pro 旨在允许移民工人在不涉及银行账户的情况下将 USDC 转移给国外的收款人。他们的接收者可以在钱包中以数字方式持有 USDC 以对抗通货膨胀，并在需要时通过 MoneyGram 将其兑换成现金。

To provide users' peace of mind in payment transactions, OwlTing has continued to make legal compliance a cornerstone of its operation strategy. The Company announced that it is now licensed in 29 U.S. states, including the recent acquisition of a Money Transmitter License (MTL) in Utah, and it also obtained the ISO/IEC 27001 certification, underscoring its commitment to minimizing cyber risks and safeguarding users' data.

为了让用户安心支付交易，OwlTing持续将合法合规作为运营策略的基石。该公司宣布现已在美国 29 个州获得许可，包括最近在犹他州获得了货币转账许可证 (MTL)，并获得了 ISO/IEC 27001 认证，强调了其致力于最大程度降低网络风险和保障用户安全的承诺。数据。

This announcement follows OwlTing Group's integration of its digital wallet, OwlPay® Wallet Pro, with the Stellar blockchain to support USDC stablecoin in August 2024. The partnership potentially expands OwlPay®'s reach to more than 8 million accounts on the Stellar network. Combined with the new integration with MoneyGram, OwlTing now offers a compliant and scalable payment platform in the broad ecosystem that serves both U.S. and global markets.

在此公告之前，OwlTing Group 于 2024 年 8 月将其数字钱包 OwlPay® Wallet Pro 与 Stellar 区块链集成，以支持 USDC 稳定币。此次合作可能会将 OwlPay® 的覆盖范围扩大到 Stellar 网络上超过 800 万个账户。结合与速汇金的新整合，OwlTing 现在在服务于美国和全球市场的广泛生态系统中提供合规且可扩展的支付平台。

About MoneyGram International, Inc.

关于速汇金国际公司

MoneyGram International, Inc. is a global financial technology company enabling consumers and businesses to move and manage money in nearly every country around the world. Through its innovative cross-border platform, MoneyGram provides millions of consumers globally the ability to send money home for family and friends to pick up in cash or receive directly to a bank account, mobile wallet or card. The Company is a pioneer in the use of blockchain technology

MoneyGram International, Inc. 是一家全球金融科技公司，帮助消费者和企业在全球几乎每个国家转移和管理资金。通过其创新的跨境平台，速汇金让全球数百万消费者能够将钱汇回家，以便家人和朋友领取现金或直接将钱存入银行账户、手机钱包或银行卡。该公司是区块链技术应用的先驱