尼日利亚 P2P 加密市场：万亿美元巨头揭晓

Noones 首席执行官 Ray Youssef 表示，尼日利亚 P2P 加密货币交易价值超过官方报道的 590 亿美元。 Youssef 声称，大多数 P2P 交易都是通过 WhatsApp、Telegram 和面对面渠道非正式发生的，估计实际交易量比报告数字高十倍。这种情绪的出现是因为人们担心尼日利亚即将禁止 P2P 加密货币交易所，当局正在审查涉嫌促进投机和货币操纵的加密平台。

Nigeria's Booming P2P Crypto Market: Unmasking the Hidden Trillion-Dollar Giant

尼日利亚蓬勃发展的 P2P 加密货币市场：揭开隐藏的万亿美元巨头的面纱

In the bustling streets of Nigeria, where the vibrant energy of commerce permeates the air, a hidden financial revolution is unfolding—the realm of peer-to-peer (P2P) cryptocurrency transactions. Ray Youssef, CEO of the P2P crypto app Noones, unveils the staggering truth that lies beneath the surface of reported figures, revealing a market that dwarfs official estimates by an astonishing margin.

在尼日利亚熙熙攘攘的街道上，空气中弥漫着生机勃勃的商业活力，一场隐秘的金融革命正在展开——点对点（P2P）加密货币交易领域。 P2P 加密应用程序 Noones 的首席执行官雷·优素福 (Ray Youssef) 揭示了隐藏在报告数据表面之下的惊人真相，揭示了一个远远超出官方估计的市场。

"Peer-to-peer is probably like a half a trillion-dollar business inside Nigeria alone. That's the truth," Youssef proclaims. "Officially, cryptocurrency volume in Nigeria is at $59 billion a year, and that's just all the official volume of everything that is happening on centralized exchanges that can be tracked on the blockchain."

“仅在尼日利亚境内，点对点就可能是一项价值 5 万亿美元的业务。这是事实，”优素福宣称。 “尼日利亚的官方加密货币交易量为每年 590 亿美元，这只是可以在区块链上追踪的中心化交易所上发生的所有事情的官方交易量。”

Youssef, who has witnessed the transformative power of P2P crypto through his platforms Noones and Paxful, paints a vivid picture of the true nature of this market. "That's a joke; the real volume is ten times more than that. That's peer-to-peer, and that's not just volume that has happened."

Youssef 通过其平台 Noones 和 Paxful 见证了 P2P 加密货币的变革力量，生动地描绘了这个市场的真实本质。 “这是个笑话；真实的交易量是这个数字的十倍。这是点对点的，而且不仅仅是已经发生的交易量。”

Unlike traditional exchanges, P2P transactions operate outside the confines of centralized platforms, flourishing in the organic and informal spaces of daily life. "Most peer-to-peer doesn't happen on Binance P2P or NoOnes or any of these other platforms," Youssef explains. "They happen on WhatsApp, Telegram, the coffee shops, everywhere on the streets. That's where most peer-to-peer is really happening."

与传统交易所不同，P2P 交易在中心化平台的范围之外运作，在日常生活的有机和非正式空间中蓬勃发展。 “大多数点对点交易不会发生在 Binance P2P 或 NoOnes 或任何其他平台上，”Youssef 解释道。 “它们发生在 WhatsApp、Telegram、咖啡馆、街道上的任何地方。这才是大多数点对点真正发生的地方。”

This decentralized ecosystem, Youssef suggests, may even account for a significant portion of the $60 billion reported to flow through centralized exchanges. "I think most of that is actually peer-to-peer volume they are kind of covering up too because Nigerians are very crafty and have ways to use things for things they weren't necessarily meant to be used for," he adds.

Youssef 表示，这种去中心化的生态系统甚至可能占到据报道通过中心化交易所流通的 600 亿美元的很大一部分。 “我认为其中大部分实际上是点对点交易量，他们也在某种程度上掩盖了这一点，因为尼日利亚人非常狡猾，并且有办法将东西用于他们不一定要用于的事情，”他补充道。

However, this burgeoning market faces a looming threat—a potential ban on P2P crypto exchanges in Nigeria. Local reports indicate that such a regulation is in the works, casting a shadow over the vibrant ecosystem that has thrived in the country.

然而，这个新兴市场面临着迫在眉睫的威胁——尼日利亚可能禁止 P2P 加密货币交易所。当地报告显示，此类监管正在制定中，给该国蓬勃发展的充满活力的生态系统蒙上了阴影。

Exchanges operating in Nigeria have come under scrutiny, with authorities alleging that they facilitate speculation and potential manipulation of exchange rates. In late February 2024, the government ordered several major players, including Coinbase, Quidax, and Binance, to cease operations.

在尼日利亚运营的交易所已受到审查，当局声称它们为投机和潜在的汇率操纵提供了便利。 2024 年 2 月下旬，政府下令 Coinbase、Quidax 和 Binance 等几家主要参与者停止运营。

Despite the challenges, the resilience and adaptability of the Nigerian crypto community remain undeterred. As centralized exchanges face restrictions, P2P transactions are poised to further entrench their dominance in the country's financial landscape.

尽管面临挑战，尼日利亚加密货币社区的弹性和适应性仍然没有受到阻碍。由于中心化交易所面临限制，P2P 交易将进一步巩固其在中国金融格局中的主导地位。

The true extent of the P2P crypto market in Nigeria may never be fully captured by official figures. Yet, it is a testament to the ingenuity and resilience of the Nigerian people, who have embraced this transformative technology to unlock new economic opportunities and transcend the limitations of traditional financial systems.

官方数据可能永远无法完全反映尼日利亚 P2P 加密货币市场的真实规模。然而，这证明了尼日利亚人民的聪明才智和韧性，他们接受了这种变革性技术来释放新的经济机会并超越传统金融体系的局限性。