尼日利亞 P2P 加密市場：萬億美元巨頭揭曉

Noones 執行長 Ray Youssef 表示，奈及利亞 P2P 加密貨幣交易價值超過官方報導的 590 億美元。 Youssef 聲稱，大多數 P2P 交易都是透過 WhatsApp、Telegram 和麵對面管道非正式發生的，估計實際交易量比報告數字高出十倍。這種情緒的出現是因為人們擔心奈及利亞即將禁止 P2P 加密貨幣交易所，當局正在審查涉嫌促進投機和貨幣操縱的加密平台。

Nigeria's Booming P2P Crypto Market: Unmasking the Hidden Trillion-Dollar Giant

尼日利亞蓬勃發展的 P2P 加密貨幣市場：揭開隱藏的萬億美元巨頭的面紗

In the bustling streets of Nigeria, where the vibrant energy of commerce permeates the air, a hidden financial revolution is unfolding—the realm of peer-to-peer (P2P) cryptocurrency transactions. Ray Youssef, CEO of the P2P crypto app Noones, unveils the staggering truth that lies beneath the surface of reported figures, revealing a market that dwarfs official estimates by an astonishing margin.

在尼日利亞熙熙攘攘的街道上，空氣中瀰漫著生機勃勃的商業活力，一場隱密的金融革命正在展開——點對點（P2P）加密貨幣交易領域。 P2P 加密應用程式 Noones 的執行長 Ray Youssef 揭示了隱藏在報告數據表面之下的驚人真相，揭示了一個遠遠超出官方估計的市場。

"Peer-to-peer is probably like a half a trillion-dollar business inside Nigeria alone. That's the truth," Youssef proclaims. "Officially, cryptocurrency volume in Nigeria is at $59 billion a year, and that's just all the official volume of everything that is happening on centralized exchanges that can be tracked on the blockchain."

「僅在尼日利亞境內，點對點就可能是一項價值 5 兆美元的業務。這是事實，」優素福宣稱。 “尼日利亞的官方加密貨幣交易量為每年 590 億美元，這只是可以在區塊鏈上追踪的中心化交易所上發生的所有事情的官方交易量。”

Youssef, who has witnessed the transformative power of P2P crypto through his platforms Noones and Paxful, paints a vivid picture of the true nature of this market. "That's a joke; the real volume is ten times more than that. That's peer-to-peer, and that's not just volume that has happened."

Youssef 透過其平台 Noones 和 Paxful 見證了 P2P 加密貨幣的變革力量，生動地描繪了這個市場的真實本質。 “這是個笑話；真實的交易量是這個數字的十倍。這是點對點的，而且不僅僅是已經發生的交易量。”

Unlike traditional exchanges, P2P transactions operate outside the confines of centralized platforms, flourishing in the organic and informal spaces of daily life. "Most peer-to-peer doesn't happen on Binance P2P or NoOnes or any of these other platforms," Youssef explains. "They happen on WhatsApp, Telegram, the coffee shops, everywhere on the streets. That's where most peer-to-peer is really happening."

與傳統交易所不同，P2P 交易在中心化平台的範圍之外運作，在日常生活的有機和非正式空間中蓬勃發展。 「大多數點對點交易不會發生在 Binance P2P 或 NoOnes 或任何其他平台上，」Youssef 解釋道。 “它們發生在 WhatsApp、Telegram、咖啡館、街道上的任何地方。這就是大多數點對點真正發生的地方。”

This decentralized ecosystem, Youssef suggests, may even account for a significant portion of the $60 billion reported to flow through centralized exchanges. "I think most of that is actually peer-to-peer volume they are kind of covering up too because Nigerians are very crafty and have ways to use things for things they weren't necessarily meant to be used for," he adds.

Youssef 表示，這種去中心化的生態系統甚至可能占到據報道透過中心化交易所流通的 600 億美元的很大一部分。 「我認為其中大部分實際上是點對點交易量，他們也在某種程度上掩蓋了這一點，因為尼日利亞人非常狡猾，並且有辦法將東西用於他們不一定要用於的事情，」他補充道。

However, this burgeoning market faces a looming threat—a potential ban on P2P crypto exchanges in Nigeria. Local reports indicate that such a regulation is in the works, casting a shadow over the vibrant ecosystem that has thrived in the country.

然而，這個新興市場面臨著迫在眉睫的威脅——尼日利亞可能禁止 P2P 加密貨幣交易所。當地報告顯示，此類監管正在製定中，給該國蓬勃發展的充滿活力的生態系統蒙上了陰影。

Exchanges operating in Nigeria have come under scrutiny, with authorities alleging that they facilitate speculation and potential manipulation of exchange rates. In late February 2024, the government ordered several major players, including Coinbase, Quidax, and Binance, to cease operations.

在尼日利亞運營的交易所已受到審查，當局聲稱它們為投機和潛在的匯率操縱提供了便利。 2024 年 2 月下旬，政府下令 Coinbase、Quidax 和 Binance 等幾家主要參與者停止營運。

Despite the challenges, the resilience and adaptability of the Nigerian crypto community remain undeterred. As centralized exchanges face restrictions, P2P transactions are poised to further entrench their dominance in the country's financial landscape.

儘管面臨挑戰，尼日利亞加密貨幣社群的彈性和適應性仍然沒有受到阻礙。由於中心化交易所面臨限制，P2P 交易將進一步鞏固其在中國金融格局中的主導地位。

The true extent of the P2P crypto market in Nigeria may never be fully captured by official figures. Yet, it is a testament to the ingenuity and resilience of the Nigerian people, who have embraced this transformative technology to unlock new economic opportunities and transcend the limitations of traditional financial systems.

官方數據可能永遠無法完全反映尼日利亞 P2P 加密貨幣市場的真實規模。然而，這證明了尼日利亞人民的聰明才智和韌性，他們接受了這種變革性技術來釋放新的經濟機會並超越傳統金融體系的限制。