尼日利亚的加密市场：能否经受住监管风暴？

Can Nigeria's Crypto Market Weather Regulatory Storms?

尼日利亚的加密货币市场能否经受住监管风暴？

Despite recent regulatory headwinds, Ray Youssef, CEO of NoOnes, a financial communication and P2P app, remains optimistic about Nigeria's crypto industry. Data suggests a surge in crypto adoption in the country, even amidst proposed increases in crypto registration fees.

尽管最近面临监管阻力，金融通信和 P2P 应用程序 NoOnes 的首席执行官 Ray Youssef 仍然对尼日利亚的加密行业持乐观态度。数据显示，即使在提议增加加密货币注册费的情况下，该国的加密货币采用率仍在激增。

What's NoOnes All About?

《NoOnes》是关于什么的？

NoOnes empowers users with access to the global financial system, offering a marketplace for trading with diverse payment methods and peer-to-peer payments via a Bitcoin wallet. The app boasts over 450 payment options, including banks, Momo, and online wallets, with fees ranging from 0% for USDT-Naira trading to 5% for gift cards.

NoOnes 使用户能够访问全球金融系统，提供一个通过比特币钱包进行多种支付方式和点对点支付的交易市场。该应用程序拥有超过 450 个支付选项，包括银行、Momo 和在线钱包，费用范围从 USDT-Naira 交易的 0% 到礼品卡的 5%。

Nigeria's Crypto Regulations: A Tightening Grip?

尼日利亚的加密货币法规：收紧控制？

The Securities and Exchange Commission (SEC) has proposed amendments to crypto regulations, suggesting a hefty hike in registration fees for crypto exchanges from $18,620 to $93,000. Youssef believes this move could attract major players like Coinbase, but also notes that the government aims to restrict P2P services to address foreign exchange concerns.

美国证券交易委员会 (SEC) 提议修改加密货币法规，建议将加密货币交易所的注册费从 18,620 美元大幅上涨至 93,000 美元。 Youssef 认为此举可能会吸引 Coinbase 等主要参与者，但他也指出，政府旨在限制 P2P 服务以解决外汇问题。

P2P Trading: A Challenge for Exchanges

P2P交易：交易所面临的挑战

P2P trading dominates Nigeria's crypto market, posing a challenge for exchanges willing to forgo P2P support. Youssef argues that the government could leverage the abundance of P2P traders as an asset, working with crypto stakeholders to harness crypto's potential for economic growth.

P2P 交易主导着尼日利亚的加密货币市场，这对愿意放弃 P2P 支持的交易所构成了挑战。 Youssef 认为，政府可以利用大量 P2P 交易者作为资产，与加密货币利益相关者合作，利用加密货币促进经济增长的潜力。

Nigeria: A Crypto Powerhouse Despite Obstacles

尼日利亚：尽管困难重重，仍是加密货币强国

Despite regulatory hurdles, Nigeria remains a global leader in P2P crypto trading, a position it gained after the Central Bank's ban on institutional crypto transactions in 2021. Exchanges can now apply for licenses following the lifting of the ban in December 2023.

尽管存在监管障碍，尼日利亚仍然是 P2P 加密货币交易的全球领先者，这一地位是在 2021 年央行禁止机构加密货币交易后获得的。在 2023 年 12 月禁令解除后，交易所现在可以申请许可证。

The Gluwa-eNaira Partnership: A Missed Opportunity?

Gluwa-eNaira 合作伙伴关系：错失良机？

Youssef suggests that the government could have taken a different approach to introducing its central bank digital currency (CBDC), the eNaira, by leveraging it to stimulate local economic growth and encourage adoption among the younger generation.

优素福建议，政府本可以采取不同的方法来引入其中央银行数字货币（CBDC）eNaira，利用它来刺激当地经济增长并鼓励年轻一代采用。

Binance's Nigerian Woes: A Government Crackdown

币安在尼日利亚的困境：政府的镇压

In February, the Nigerian government singled out Binance for criticism, leading to the exchange suspending naira operations in March. This move highlights the government's ongoing skepticism towards crypto exchanges.

今年 2 月，尼日利亚政府点名批评币安，导致该交易所于 3 月暂停奈拉业务。此举凸显了政府对加密货币交易所持续的怀疑态度。

Disclaimer:

免责声明：

The views expressed in this article are solely for informational purposes and do not constitute financial advice. Investing in cryptocurrencies involves inherent risks, including the potential for financial loss.

本文表达的观点仅供参考，并不构成财务建议。投资加密货币涉及固有风险，包括潜在的财务损失。