尼日利亞的加密市場：能否經得起監管風暴？

Can Nigeria's Crypto Market Weather Regulatory Storms?

尼日利亞的加密貨幣市場能否經得起監管風暴？

Despite recent regulatory headwinds, Ray Youssef, CEO of NoOnes, a financial communication and P2P app, remains optimistic about Nigeria's crypto industry. Data suggests a surge in crypto adoption in the country, even amidst proposed increases in crypto registration fees.

儘管最近面臨監管阻力，金融通訊和 P2P 應用程式 NoOnes 的執行長 Ray Youssef 仍然對尼日利亞的加密產業持樂觀態度。數據顯示，即使在提議增加加密貨幣註冊費的情況下，該國的加密貨幣採用率仍在激增。

What's NoOnes All About?

《NoOnes》是關於什麼的？

NoOnes empowers users with access to the global financial system, offering a marketplace for trading with diverse payment methods and peer-to-peer payments via a Bitcoin wallet. The app boasts over 450 payment options, including banks, Momo, and online wallets, with fees ranging from 0% for USDT-Naira trading to 5% for gift cards.

NoOnes 使用戶能夠存取全球金融系統，提供一個透過比特幣錢包進行多種支付方式和點對點支付的交易市場。該應用程式擁有超過 450 個付款選項，包括銀行、Momo 和線上錢包，費用範圍從 USDT-Naira 交易的 0% 到禮品卡的 5%。

Nigeria's Crypto Regulations: A Tightening Grip?

奈及利亞的加密貨幣法規：收緊管制？

The Securities and Exchange Commission (SEC) has proposed amendments to crypto regulations, suggesting a hefty hike in registration fees for crypto exchanges from $18,620 to $93,000. Youssef believes this move could attract major players like Coinbase, but also notes that the government aims to restrict P2P services to address foreign exchange concerns.

美國證券交易委員會 (SEC) 提議修改加密貨幣法規，建議將加密貨幣交易所的註冊費從 18,620 美元大幅上漲至 93,000 美元。 Youssef 認為此舉可能會吸引 Coinbase 等主要參與者，但他也指出，政府旨在限制 P2P 服務以解決外匯問題。

P2P Trading: A Challenge for Exchanges

P2P交易：交易所面臨的挑戰

P2P trading dominates Nigeria's crypto market, posing a challenge for exchanges willing to forgo P2P support. Youssef argues that the government could leverage the abundance of P2P traders as an asset, working with crypto stakeholders to harness crypto's potential for economic growth.

P2P 交易主導著尼日利亞的加密貨幣市場，這對願意放棄 P2P 支持的交易所構成了挑戰。 Youssef 認為，政府可以利用大量 P2P 交易者作為資產，與加密貨幣利益相關者合作，利用加密貨幣促進經濟成長的潛力。

Nigeria: A Crypto Powerhouse Despite Obstacles

奈及利亞：儘管困難重重，仍是加密貨幣強國

Despite regulatory hurdles, Nigeria remains a global leader in P2P crypto trading, a position it gained after the Central Bank's ban on institutional crypto transactions in 2021. Exchanges can now apply for licenses following the lifting of the ban in December 2023.

儘管存在監管障礙，尼日利亞仍然是P2P 加密貨幣交易的全球領導者，這一地位是在2021 年央行禁止機構加密貨幣交易後獲得的。在2023 年12 月禁令解除後，交易所現在可以申請許可證。

The Gluwa-eNaira Partnership: A Missed Opportunity?

Gluwa-eNaira 合作夥伴關係：錯失良機？

Youssef suggests that the government could have taken a different approach to introducing its central bank digital currency (CBDC), the eNaira, by leveraging it to stimulate local economic growth and encourage adoption among the younger generation.

優素福建議，政府本可以採取不同的方法來引入其中央銀行數位貨幣（CBDC）eNaira，利用它來刺激當地經濟成長並鼓勵年輕一代採用。

Binance's Nigerian Woes: A Government Crackdown

幣安在奈及利亞的困境：政府的鎮壓

In February, the Nigerian government singled out Binance for criticism, leading to the exchange suspending naira operations in March. This move highlights the government's ongoing skepticism towards crypto exchanges.

今年 2 月，奈及利亞政府點名批評幣安，導致該交易所於 3 月暫停奈拉業務。此舉凸顯了政府對加密貨幣交易所持續的懷疑。

Disclaimer:

免責聲明：

The views expressed in this article are solely for informational purposes and do not constitute financial advice. Investing in cryptocurrencies involves inherent risks, including the potential for financial loss.

本文所表達的觀點僅供參考，並不構成財務建議。投資加密貨幣涉及固有風險，包括潛在的財務損失。