Mutuum Finance（MUTM）是寻找下一个突破资产的最高竞争者

搜索下一个突破资产的搜索永远不会减慢加密货币。随着经验丰富的投资者不断寻找价值游戏，现在一些顶级加密货币

Mutuum Finance (MUTM) is quickly becoming one of the hottest topics in crypto. As seasoned investors seek out the next breakout asset and value play, some of the top cryptocurrencies to buy now also include low-cap projects that are gaining traction behind the scenes.

Mutuum Finance（MUTM）迅速成为加密货币中最热门的话题之一。随着经验丰富的投资者寻求下一个突破资产和价值游戏，现在要购买的一些顶级加密货币还包括在幕后获得吸引力的低位项目。

Among them, one name has started rising on the radar of both individual and institutional investors—and it’s not Bitcoin or Ethereum.

其中，一个名字已经开始在个人和机构投资者的雷达上升起，而不是比特币或以太坊。

While those big names continue to be discussed in the mainstream, Mutuum Finance is carving out its own path by focusing on functionality, long-term use cases, and real income opportunities. And despite still being in its presale phase, the token has already seen interest from 'whale' wallets who are keen on strong fundamentals at a low entry price.

尽管这些知名人士继续在主流中进行讨论，但Mutuum Finance正在通过关注功能，长期用例和实际收入机会来制定自己的道路。尽管仍然处于前阶段，但令牌已经看到了“鲸鱼”钱包的兴趣，这些钱包热衷于以低入口价格对强大的基本面。

But what exactly is the core of the Mutuum Model and what makes it unique in today’s market?

但是，Mutuum模型的核心究竟是什么，什么使其在当今市场中独一无二？

What Is Mutuum Finance (MUTM)?

什么是Mutuum Finance（MUTM）？

Mutuum Finance is a decentralized protocol for borrowing and lending, designed to provide users with clear visibility and adaptable features.

Mutuum Finance是用于借贷和贷款的分散协议，旨在为用户提供清晰的可见性和适应性功能。

Instead of overcomplicating things with layered DeFi tools, the protocol is structured around two models:

该协议并没有用分层的Defi工具过度复杂化，而是围绕两个模型构建：

Peer-to-Contract (P2C)

Peer-To-Contract（P2C）

Peer-to-Peer (P2P) lending

点对点（P2P）贷款

In the P2C model, users deposit supported digital assets into liquidity pools. In return, they receive mtTokens, which are tokenized representations of their deposit that accrue yield automatically. These mtTokens increase in value as borrowers repay their interest into the system. It’s a hands-off way for users to earn while supporting the protocol.

在P2C模型中，用户将支持数字资产存入流动性池中。作为回报，他们接收了mttokens，它们是其存款的标记表示，它们会自动产生产量。随着借款人将其利息偿还系统，这些mttokens的价值增加。这是用户在支持协议时赚钱的一种动手方式。

P2P lending offers more customization. Lenders can set terms directly with borrowers, making it easier to work with higher-risk tokens or those that don’t fit into traditional lending pools. This includes speculative assets like SHIB or PEPE, which may not be supported in standard DeFi protocols. By allowing these kinds of assets to be used in a peer-negotiated framework, Mutuum expands its appeal to both conservative users and more risk-tolerant traders who want access to broader earning strategies.

P2P贷款提供了更多的自定义。贷方可以直接与借款人设置术语，从而更容易使用高风险令牌或不适合传统贷款池的代币。这包括投机资产，例如SHIB或PEPE，这可能在标准DEFI协议中不支持。通过允许这些资产用于同行谈判的框架中，Mutuum将其吸引力扩大到了希望获得更广泛收入策略的保守派用户和更具冒险的交易者。

But what separates MUTM from hype-driven tokens is the actual architecture behind the token economy. Instead of relying on inflationary rewards, a portion of protocol revenue is used to buy MUTM tokens from the open market. These tokens are then redistributed to mtToken holders, creating a recurring incentive structure that doesn’t dilute supply.

但是，将MUTM与炒作驱动的代币区分开来的是代币经济背后的实际结构。一部分协议收入不依赖通货膨胀奖励，而是用于从公开市场上购买MUTM令牌。然后将这些令牌重新分配给mttoken持有者，从而创建一个不稀释供应的激励结构。

At the same time, the team is working on a fully decentralized stablecoin that will maintain a 1:1 value ratio with the U.S. Dollar, backed by excess collateral within the Mutuum ecosystem. This new asset will function directly within the Mutuum platform, giving users a transparent and decentralized way to access stable borrowing while contributing further to ecosystem demand. It’s a key piece in expanding functionality and stickiness.

同时，该团队正在制作一个完全分散的Stablecoin，该Stablecoin将以美元的价格保持1：1的价值比，并在Mutuum生态系统中的过剩抵押后支持。该新资产将直接在Mutuum平台内运行，从而为用户提供透明且分散的方式，以访问稳定的借贷，同时进一步促进生态系统需求。这是扩大功能和粘性的关键作品。

This combination of lending tools, passive income mechanisms, and native stablecoin integration is what has put MUTM on the shortlist of the best cryptocurrency to invest in before prices move higher.

贷款工具，被动收入机制和本地稳定统一的组合是将MUTM列入最佳加密货币的候选名单，然后再在价格上涨之前投资。

Is MUTM in Presale Still?

MUTM仍然是预售吗？

The token is currently being offered at $0.025 during its ongoing fourth phase of the presale. More than $6.6 million has already been raised, and over 8,200 wallets have secured their tokens. Once this round completes, the price will move to $0.03—an automatic 20% increase for those who wait.

该令牌目前在预售的第四阶段中以0.025美元的价格提供。已经筹集了超过660万美元，超过8,200个钱包获得了令牌。一轮完成后，价格将提高到0.03美元，而等待的人则自动增加20％。

However, major investors from leading cryptocurrency projects are said to be shifting their focus to Mutuum, seeing early involvement as a chance to 'secure gains' ahead of its public launch. The launch price is set at $0.06, offering up to 2.4x gains for those entering today.

但是，据说来自领先的加密货币项目的主要投资者正在将注意力转移到Mutuum上，并将早期参与视为在公众启动之前“确保获得收益”的机会。发行价格定为0.06美元，今天进入的人提供高达2.4倍的增长。

There’s a clear pattern when reviewing top-performing projects: early investors benefit most when platforms have working products and real demand. Mutuum Finance ticks these boxes—making it not only one of the top cryptocurrencies to watch right now but also one of the most undervalued tokens in its class.

在审查表现最佳项目时，有一个明确的模式：早期投资者在平台拥有工作产品和真正的需求时受益。 Mutuum Finance勾选了这些盒子 - 不仅是目前要观看的顶级加密货币之一，而且是同类产品中最被低估的代币之一。

With a public beta of the platform launching shortly after token release and a CertiK audit underway, the infrastructure is falling into place. From passive APY generation to transparent smart contracts, Mutuum offers the kind of long-term structure that attracts serious capital.

该平台的公共Beta在代币发布后不久启动，并进行了Certik审核，基础设施正在实现。从被动的APY发电到透明的智能合约，Mutuum提供了吸引严重资本的长期结构。

If your current strategy involves identifying the best cryptocurrency to invest in before listings drive up demand, then MUTM deserves a close look. Major investors are already placing their bets, and with a low entry point still available, retail investors have a rare chance to move in alongside them.

如果您当前的策略涉及确定最佳的加密货币在上市提高需求之前进行投资，那么MUTM应该仔细观察。主要的投资者已经下注了，并且由于较低的入口点仍然可用，散户投资者很少有机会与他们一起搬进来。

While many tokens bank on short-term hype, Mutuum Finance is focused on building a self-sufficient ecosystem. And in a market that values performance over promotion, that makes all the difference.

尽管许多代币对短期炒作进行了研究，但Mutuum Finance却致力于建立一个自给自足的生态系统。在重视绩效而不是晋升的市场中，这一切都会有所不同。

For More Information About Mutuum Finance (MUTM)

有关Mutuum Finance（MUTM）的更多信息

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance