Mutuum Finance（MUTM）是尋找下一個突破資產的最高競爭者

搜索下一個突破資產的搜索永遠不會減慢加密貨幣。隨著經驗豐富的投資者不斷尋找價值遊戲，現在一些頂級加密貨幣

Mutuum Finance (MUTM) is quickly becoming one of the hottest topics in crypto. As seasoned investors seek out the next breakout asset and value play, some of the top cryptocurrencies to buy now also include low-cap projects that are gaining traction behind the scenes.

Mutuum Finance（MUTM）迅速成為加密貨幣中最熱門的話題之一。隨著經驗豐富的投資者尋求下一個突破資產和價值遊戲，現在要購買的一些頂級加密貨幣還包括在幕後獲得吸引力的低位項目。

Among them, one name has started rising on the radar of both individual and institutional investors—and it’s not Bitcoin or Ethereum.

其中，一個名字已經開始在個人和機構投資者的雷達上升起，而不是比特幣或以太坊。

While those big names continue to be discussed in the mainstream, Mutuum Finance is carving out its own path by focusing on functionality, long-term use cases, and real income opportunities. And despite still being in its presale phase, the token has already seen interest from 'whale' wallets who are keen on strong fundamentals at a low entry price.

儘管這些知名人士繼續在主流中進行討論，但Mutuum Finance正在通過關注功能，長期用例和實際收入機會來製定自己的道路。儘管仍然處於前階段，但令牌已經看到了“鯨魚”錢包的興趣，這些錢包熱衷於以低入口價格對強大的基本面。

But what exactly is the core of the Mutuum Model and what makes it unique in today’s market?

但是，Mutuum模型的核心究竟是什麼，什麼使其在當今市場中獨一無二？

What Is Mutuum Finance (MUTM)?

什麼是Mutuum Finance（MUTM）？

Mutuum Finance is a decentralized protocol for borrowing and lending, designed to provide users with clear visibility and adaptable features.

Mutuum Finance是用於借貸和貸款的分散協議，旨在為用戶提供清晰的可見性和適應性功能。

Instead of overcomplicating things with layered DeFi tools, the protocol is structured around two models:

該協議並沒有用分層的Defi工具過度複雜化，而是圍繞兩個模型構建：

Peer-to-Contract (P2C)

Peer-To-Contract（P2C）

Peer-to-Peer (P2P) lending

點對點（P2P）貸款

In the P2C model, users deposit supported digital assets into liquidity pools. In return, they receive mtTokens, which are tokenized representations of their deposit that accrue yield automatically. These mtTokens increase in value as borrowers repay their interest into the system. It’s a hands-off way for users to earn while supporting the protocol.

在P2C模型中，用戶將支持數字資產存入流動性池中。作為回報，他們接收了mttokens，它們是其存款的標記表示，它們會自動產生產量。隨著借款人將其利息償還繫統，這些mttokens的價值增加。這是用戶在支持協議時賺錢的一種動手方式。

P2P lending offers more customization. Lenders can set terms directly with borrowers, making it easier to work with higher-risk tokens or those that don’t fit into traditional lending pools. This includes speculative assets like SHIB or PEPE, which may not be supported in standard DeFi protocols. By allowing these kinds of assets to be used in a peer-negotiated framework, Mutuum expands its appeal to both conservative users and more risk-tolerant traders who want access to broader earning strategies.

P2P貸款提供了更多的自定義。貸方可以直接與借款人設置術語，從而更容易使用高風險令牌或不適合傳統貸款池的代幣。這包括投機資產，例如SHIB或PEPE，這可能在標準DEFI協議中不支持。通過允許這些資產用於同行談判的框架中，Mutuum將其吸引力擴大到了希望獲得更廣泛收入策略的保守派用戶和更具冒險的交易者。

But what separates MUTM from hype-driven tokens is the actual architecture behind the token economy. Instead of relying on inflationary rewards, a portion of protocol revenue is used to buy MUTM tokens from the open market. These tokens are then redistributed to mtToken holders, creating a recurring incentive structure that doesn’t dilute supply.

但是，將MUTM與炒作驅動的代幣區分開來的是代幣經濟背後的實際結構。一部分協議收入不依賴通貨膨脹獎勵，而是用於從公開市場上購買MUTM令牌。然後將這些令牌重新分配給mttoken持有者，從而創建一個不稀釋供應的激勵結構。

At the same time, the team is working on a fully decentralized stablecoin that will maintain a 1:1 value ratio with the U.S. Dollar, backed by excess collateral within the Mutuum ecosystem. This new asset will function directly within the Mutuum platform, giving users a transparent and decentralized way to access stable borrowing while contributing further to ecosystem demand. It’s a key piece in expanding functionality and stickiness.

同時，該團隊正在製作一個完全分散的Stablecoin，該Stablecoin將以美元的價格保持1：1的價值比，並在Mutuum生態系統中的過剩抵押後支持。該新資產將直接在Mutuum平台內運行，從而為用戶提供透明且分散的方式，以訪問穩定的借貸，同時進一步促進生態系統需求。這是擴大功能和粘性的關鍵作品。

This combination of lending tools, passive income mechanisms, and native stablecoin integration is what has put MUTM on the shortlist of the best cryptocurrency to invest in before prices move higher.

貸款工具，被動收入機制和本地穩定統一的組合是將MUTM列入最佳加密貨幣的候選名單，然後再在價格上漲之前投資。

Is MUTM in Presale Still?

MUTM仍然是預售嗎？

The token is currently being offered at $0.025 during its ongoing fourth phase of the presale. More than $6.6 million has already been raised, and over 8,200 wallets have secured their tokens. Once this round completes, the price will move to $0.03—an automatic 20% increase for those who wait.

該令牌目前在預售的第四階段中以0.025美元的價格提供。已經籌集了超過660萬美元，超過8,200個錢包獲得了令牌。一輪完成後，價格將提高到0.03美元，而等待的人則自動增加20％。

However, major investors from leading cryptocurrency projects are said to be shifting their focus to Mutuum, seeing early involvement as a chance to 'secure gains' ahead of its public launch. The launch price is set at $0.06, offering up to 2.4x gains for those entering today.

但是，據說來自領先的加密貨幣項目的主要投資者正在將注意力轉移到Mutuum上，並將早期參與視為在公眾啟動之前“確保獲得收益”的機會。發行價格定為0.06美元，今天進入的人提供高達2.4倍的增長。

There’s a clear pattern when reviewing top-performing projects: early investors benefit most when platforms have working products and real demand. Mutuum Finance ticks these boxes—making it not only one of the top cryptocurrencies to watch right now but also one of the most undervalued tokens in its class.

在審查表現最佳項目時，有一個明確的模式：早期投資者在平台擁有工作產品和真正的需求時受益。 Mutuum Finance勾選了這些盒子 - 不僅是目前要觀看的頂級加密貨幣之一，而且是同類產品中最被低估的代幣之一。

With a public beta of the platform launching shortly after token release and a CertiK audit underway, the infrastructure is falling into place. From passive APY generation to transparent smart contracts, Mutuum offers the kind of long-term structure that attracts serious capital.

該平台的公共Beta在代幣發布後不久啟動，並進行了Certik審核，基礎設施正在實現。從被動的APY發電到透明的智能合約，Mutuum提供了吸引嚴重資本的長期結構。

If your current strategy involves identifying the best cryptocurrency to invest in before listings drive up demand, then MUTM deserves a close look. Major investors are already placing their bets, and with a low entry point still available, retail investors have a rare chance to move in alongside them.

如果您當前的策略涉及確定最佳的加密貨幣在上市提高需求之前進行投資，那麼MUTM應該仔細觀察。主要的投資者已經下注了，並且由於較低的入口點仍然可用，散戶投資者很少有機會與他們一起搬進來。

While many tokens bank on short-term hype, Mutuum Finance is focused on building a self-sufficient ecosystem. And in a market that values performance over promotion, that makes all the difference.

儘管許多代幣對短期炒作進行了研究，但Mutuum Finance卻致力於建立一個自給自足的生態系統。在重視績效而不是晉升的市場中，這一切都會有所不同。

For More Information About Mutuum Finance (MUTM)

有關Mutuum Finance（MUTM）的更多信息

Website: https://www.mutuum.finance/

網站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance