Mutuum Finance（MUTM）成为强大的竞争者，计划Beta与代币一起发布

Shiba Inu（Shib）标记为顶级模因硬币，但其增长在很大程度上取决于炒作而不是现实世界中的使用。

Shiba Inu (SHIB) has undoubtedly made its presence felt as a top meme coin, but its growth has been largely fueled by hype rather than real-world utility. In stark contrast, Mutuum Finance (MUTM) is emerging as a formidable DeFi contender, offering decentralized lending and passive income opportunities that set it apart.

Shiba Inu（Shib）无疑使它的存在是最高的模因硬币，但是它的增长在很大程度上是由炒作而不是现实世界实用程序所促进的。相比之下，Mutuum Finance（MUTM）正在成为强大的竞争者，提供了分散的贷款和被动收入机会，使其与众不同。

With its presale gathering steam and the launch of a beta platform coinciding with the token release, Mutuum Finance is positioning itself as a serious player in the DeFi arena. As investors pivot toward utility-driven projects, many are keeping a close eye on MUTM, a token poised to outshine hype-driven assets like SHIB.

随着它的预售蒸汽和Beta平台的推出，与代币发行相吻合，Mutuum Finance将自己定位为Defi Arena的认真球员。当投资者转向公用事业驱动的项目时，许多人一直密切关注MUTM，这是一个有助于超过诸如SHIB之类的炒作驱动资产的代币。

Mutuum Finance (MUTM) Presale Structure

Mutuum Finance（MUTM）预设结构

Mutuum Finance has meticulously structured its presale to reward early investors while gradually increasing the token’s value before its official launch. Phase 1 was a resounding success, selling out 110 million tokens and amassing $1.1 million in a short span of time. Currently in Phase 2, the price has risen to $0.015, with 120 million tokens allocated before the next increase.

Mutuum Finance精心构建了其预售，以奖励早期投资者，同时在正式启动之前逐渐提高代币的价值。第1阶段取得了巨大的成功，在短时间内售出了1.1亿个令牌，并积累了110万美元。目前在第二阶段，价格上涨至0.015美元，在下一个上涨之前分配了1.2亿个令牌。

In total, 1.82 billion MUTM tokens, out of the 4 billion total supply, are designated for the presale, presenting early buyers with an opportunity to invest before the token’s value appreciates further.

总共指定了40亿个供应量中的18.2亿MUTM令牌，指定为预售，向早期买家提供了在代币的价值进一步赞赏之前进行投资的机会。

According to many analysts, once MUTM is listed on major exchanges, its price will experience exponential growth, driven by its real-world DeFi applications. The upcoming beta launch of its lending platform is another major catalyst, as it will provide immediate utility, ensuring that the token is actively used from the get-go.

根据许多分析师的说法，一旦MUTM在主要交易所上列出，其价格将经历指数增长，这是其现实世界中的应用程序的驱动。即将到来的贷款平台的Beta发布是另一个主要的催化剂，因为它将提供直接的实用程序，以确保将令牌从Get-Go中积极使用。

Lending and Borrowing in Mutuum Finance

贷款和借入Mutuum Finance

Mutuum Finance operates as a decentralized lending protocol, enabling users to either supply assets to earn passive income or borrow funds by putting up collateral. The platform features two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).

Mutuum Finance是一项分散的贷款协议，使用户能够供应资产以赚取被动收入，或者通过建立抵押品借入资金。该平台具有两种贷款模型：对等合同（P2C）和点对点（P2P）。

The P2C model allows users to deposit assets into liquidity pools, where they automatically earn interest based on demand and utilization. These pools provide borrowers with access to funds, ensuring a smooth lending process without the need for direct negotiations.

P2C模型允许用户将资产存入流动性池中，他们会根据需求和利用率自动赚取利息。这些游泳池为借款人提供了资金的访问权限，从而确保了平稳的贷款过程，而无需直接谈判。

On the other hand, the P2P model gives users greater control over loan terms. Interest rates, collateral requirements, and repayment schedules are negotiated between borrowers and lenders, offering flexibility that is particularly useful for assets not supported in the P2C model, such as PEPE or DOGE.

另一方面，P2P型号为用户提供了对贷款条款的更大控制。利率，抵押要求和还款时间表在借款人和贷方之间进行协商，提供灵活性，这对于P2C模型中不支持的资产（例如Pepe或Doge）特别有用。

Investors seeking passive income can contribute assets like DAI to Mutuum Finance’s liquidity pools. For instance, if a user deposits 10,000 DAI into the lending pool and the annual percentage yield (APY) averages 7%, the investor will earn 700 DAI per year simply by providing liquidity. This mechanism enables users to generate returns on their holdings without actively managing their funds, making it an ideal option for long-term investors.

寻求被动收入的投资者可以为DAI等资产提供Mutuum Finance的流动性池。例如，如果用户将10,000 dai存入贷款池，而年收益率（APY）平均为7％，则投资者每年仅通过提供流动性来赚取700 dai。这种机制使用户可以在没有积极管理其资金的情况下在其持股上产生回报，从而成为长期投资者的理想选择。

The team behind Mutuum Finance also plans to introduce its own stablecoin, which will be fully overcollateralized and integrated within the lending protocol. This stablecoin will provide borrowers with a reliable asset that maintains a 1:1 value with the U.S. dollar while ensuring stability within the ecosystem. Unlike traditional stablecoins that are controlled by centralized entities, Mutuum’s stablecoin will be decentralized, offering users greater transparency and security.

Mutuum Finance背后的团队还计划介绍自己的Stablecoin，该公司将充分化合贷款协议。这种稳定的人将为借款人提供可靠的资产，该资产以美元的价格保持1：1价值，同时确保生态系统内的稳定性。与由集中实体控制的传统稳定币不同，Mutuum的稳定币将被分散，为用户提供更大的透明度和安全性。

By incorporating a stablecoin into its lending system, Mutuum Finance ensures that users have a dependable option for borrowing, further increasing the demand for its platform and enhancing the utility of the MUTM token.

Mutuum Finance通过将Stablecoin纳入其贷款系统中，确保用户有可靠的借款选择，进一步增加对平台的需求并增强MUTM令牌的实用性。

With its structured presale, decentralized lending solutions, and plans for a stablecoin, Mutuum Finance is positioning itself as a serious DeFi project with long-term potential. As meme coins like Shiba Inu struggle to maintain momentum, utility-driven assets like MUTM are gaining investor attention. With real financial applications and a strong community interest, Mutuum Finance could be one of the most promising DeFi investments of 2025.

Mutuum Finance凭借其结构化的预售，分散的贷款解决方案和稳定的计划，将自己定位为具有长期潜力的严肃挑战项目。随着模因硬币像Shiba Inu这样的努力保持势头，公用事业驱动的资产像MUTM这样的资产正在引起投资者的关注。有了实际的财务应用和强大的社区利益，Mutuum Finance可能是2025年最有希望的Defi投资之一。

To learn more about Mutuum Finance (MUTM), follow the links below:

要了解有关Mutuum Finance（MUTM）的更多信息，请遵循以下链接：

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance