Mutuum Finance（MUTM）成為強大的競爭者，計劃Beta與代幣一起發布

Shiba Inu（Shib）標記為頂級模因硬幣，但其增長在很大程度上取決於炒作而不是現實世界中的使用。

Shiba Inu (SHIB) has undoubtedly made its presence felt as a top meme coin, but its growth has been largely fueled by hype rather than real-world utility. In stark contrast, Mutuum Finance (MUTM) is emerging as a formidable DeFi contender, offering decentralized lending and passive income opportunities that set it apart.

Shiba Inu（Shib）無疑使它的存在是最高的模因硬幣，但是它的增長在很大程度上是由炒作而不是現實世界實用程序所促進的。相比之下，Mutuum Finance（MUTM）正在成為強大的競爭者，提供了分散的貸款和被動收入機會，使其與眾不同。

With its presale gathering steam and the launch of a beta platform coinciding with the token release, Mutuum Finance is positioning itself as a serious player in the DeFi arena. As investors pivot toward utility-driven projects, many are keeping a close eye on MUTM, a token poised to outshine hype-driven assets like SHIB.

隨著它的預售蒸汽和Beta平台的推出，與代幣發行相吻合，Mutuum Finance將自己定位為Defi Arena的認真球員。當投資者轉向公用事業驅動的項目時，許多人一直密切關注MUTM，這是一個有助於超過諸如SHIB之類的炒作驅動資產的代幣。

Mutuum Finance (MUTM) Presale Structure

Mutuum Finance（MUTM）預設結構

Mutuum Finance has meticulously structured its presale to reward early investors while gradually increasing the token’s value before its official launch. Phase 1 was a resounding success, selling out 110 million tokens and amassing $1.1 million in a short span of time. Currently in Phase 2, the price has risen to $0.015, with 120 million tokens allocated before the next increase.

Mutuum Finance精心構建了其預售，以獎勵早期投資者，同時在正式啟動之前逐漸提高代幣的價值。第1階段取得了巨大的成功，在短時間內售出了1.1億個令牌，並積累了110萬美元。目前在第二階段，價格上漲至0.015美元，在下一個上漲之前分配了1.2億個令牌。

In total, 1.82 billion MUTM tokens, out of the 4 billion total supply, are designated for the presale, presenting early buyers with an opportunity to invest before the token’s value appreciates further.

總共指定了40億個供應量中的18.2億MUTM令牌，指定為預售，向早期買家提供了在代幣的價值進一步讚賞之前進行投資的機會。

According to many analysts, once MUTM is listed on major exchanges, its price will experience exponential growth, driven by its real-world DeFi applications. The upcoming beta launch of its lending platform is another major catalyst, as it will provide immediate utility, ensuring that the token is actively used from the get-go.

根據許多分析師的說法，一旦MUTM在主要交易所上列出，其價格將經歷指數增長，這是其現實世界中的應用程序的驅動。即將到來的貸款平台的Beta發布是另一個主要的催化劑，因為它將提供直接的實用程序，以確保將令牌從Get-Go中積極使用。

Lending and Borrowing in Mutuum Finance

貸款和借入Mutuum Finance

Mutuum Finance operates as a decentralized lending protocol, enabling users to either supply assets to earn passive income or borrow funds by putting up collateral. The platform features two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).

Mutuum Finance是一項分散的貸款協議，使用戶能夠供應資產以賺取被動收入，或者通過建立抵押品借入資金。該平台具有兩種貸款模型：對等合同（P2C）和點對點（P2P）。

The P2C model allows users to deposit assets into liquidity pools, where they automatically earn interest based on demand and utilization. These pools provide borrowers with access to funds, ensuring a smooth lending process without the need for direct negotiations.

P2C模型允許用戶將資產存入流動性池中，他們會根據需求和利用率自動賺取利息。這些游泳池為藉款人提供了資金的訪問權限，從而確保了平穩的貸款過程，而無需直接談判。

On the other hand, the P2P model gives users greater control over loan terms. Interest rates, collateral requirements, and repayment schedules are negotiated between borrowers and lenders, offering flexibility that is particularly useful for assets not supported in the P2C model, such as PEPE or DOGE.

另一方面，P2P型號為用戶提供了對貸款條款的更大控制。利率，抵押要求和還款時間表在藉款人和貸方之間進行協商，提供靈活性，這對於P2C模型中不支持的資產（例如Pepe或Doge）特別有用。

Investors seeking passive income can contribute assets like DAI to Mutuum Finance’s liquidity pools. For instance, if a user deposits 10,000 DAI into the lending pool and the annual percentage yield (APY) averages 7%, the investor will earn 700 DAI per year simply by providing liquidity. This mechanism enables users to generate returns on their holdings without actively managing their funds, making it an ideal option for long-term investors.

尋求被動收入的投資者可以為DAI等資產提供Mutuum Finance的流動性池。例如，如果用戶將10,000 dai存入貸款池，而年收益率（APY）平均為7％，則投資者每年僅通過提供流動性來賺取700 dai。這種機制使用戶可以在沒有積極管理其資金的情況下在其持股上產生回報，從而成為長期投資者的理想選擇。

The team behind Mutuum Finance also plans to introduce its own stablecoin, which will be fully overcollateralized and integrated within the lending protocol. This stablecoin will provide borrowers with a reliable asset that maintains a 1:1 value with the U.S. dollar while ensuring stability within the ecosystem. Unlike traditional stablecoins that are controlled by centralized entities, Mutuum’s stablecoin will be decentralized, offering users greater transparency and security.

Mutuum Finance背後的團隊還計劃介紹自己的Stablecoin，該公司將充分化合貸款協議。這種穩定的人將為藉款人提供可靠的資產，該資產以美元的價格保持1：1價值，同時確保生態系統內的穩定性。與由集中實體控制的傳統穩定幣不同，Mutuum的穩定幣將被分散，為用戶提供更大的透明度和安全性。

By incorporating a stablecoin into its lending system, Mutuum Finance ensures that users have a dependable option for borrowing, further increasing the demand for its platform and enhancing the utility of the MUTM token.

Mutuum Finance通過將Stablecoin納入其貸款系統中，確保用戶有可靠的借款選擇，進一步增加對平台的需求並增強MUTM令牌的實用性。

With its structured presale, decentralized lending solutions, and plans for a stablecoin, Mutuum Finance is positioning itself as a serious DeFi project with long-term potential. As meme coins like Shiba Inu struggle to maintain momentum, utility-driven assets like MUTM are gaining investor attention. With real financial applications and a strong community interest, Mutuum Finance could be one of the most promising DeFi investments of 2025.

Mutuum Finance憑藉其結構化的預售，分散的貸款解決方案和穩定的計劃，將自己定位為具有長期潛力的嚴肅挑戰項目。隨著模因硬幣像Shiba Inu這樣的努力保持勢頭，公用事業驅動的資產像MUTM這樣的資產正在引起投資者的關注。有了實際的財務應用和強大的社區利益，Mutuum Finance可能是2025年最有希望的Defi投資之一。

To learn more about Mutuum Finance (MUTM), follow the links below:

要了解有關Mutuum Finance（MUTM）的更多信息，請遵循以下鏈接：

Website: https://www.mutuum.finance/

網站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance