Mutuum Finance：新的Defi竞争者

Mutuum Finance是一种分散的贷款协议，旨在提供安全，灵活的解决方案，用于提供和借用加密资产。

Recent months have marked a significant milestone for decentralized exchanges (DEXs), with trading volumes reaching a record $462 billion, highlighting the increasing adoption of decentralized finance (DeFi). While platforms like Uniswap and PancakeSwap lead DEX activity, emerging projects such as Mutuum Finance are capturing attention. Currently in its presale phase, Mutuum Finance is positioning itself as a promising DeFi opportunity for 2025, offering investors the potential for substantial returns and a novel approach to decentralized lending.

最近几个月已经标志着分散交易所（DEX）的重大里程碑，交易量达到创纪录的4620亿美元，强调了分散融资（DEFI）的采用日益增加。虽然诸如Uniswap和Pancakeswap铅DEX活动之类的平台，但Mutuum Finance等新兴项目正在引起人们的关注。目前，Mutuum Finance目前处于其前阶段，将自己定位为2025年的有前途的赛道机会，为投资者提供了可观的回报的潜力和一种新颖的分散贷款方法。

Mutuum Finance: The New DeFi Contender

Mutuum Finance：新的Defi竞争者

Mutuum Finance is a decentralized lending protocol designed to offer secure and flexible solutions for supplying and borrowing crypto assets. The platform operates on two key markets: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).

Mutuum Finance是一种分散的贷款协议，旨在提供安全，灵活的解决方案，用于提供和借用加密资产。该平台在两个关键市场上运营：对等合同（P2C）和点对点（P2P）。

In the P2C market, transactions are conducted automatically through smart contracts, ensuring security and efficiency for users. Conversely, the P2P market enables direct interactions between users, offering flexibility in terms while maintaining security by excluding high-risk or centralized tokens. This dual-market approach allows Mutuum Finance to cater to various user needs, making it a standout project in the DeFi space.

在P2C市场中，交易是通过智能合约自动进行的，从而确保用户的安全性和效率。相反，P2P市场可以在用户之间进行直接交互，从而通过排除高风险或集中令牌来维持安全性，从而提供灵活性。这种双人市场方法允许Mutuum Finance满足各种用户需求，从而使其成为Defi空间中的杰出项目。

Currently, Mutuum Finance is in its presale phase, offering tokens at a highly attractive price of $0.01 in the first stage of eleven. With a launch price set at $0.06, early investors will benefit from an impressive 1600% return by the token’s release. This surge is expected as popular exchange listings will boost the token’s visibility and demand, coupled with the ongoing bullish market, further driving up its value.

目前，Mutuum Finance处于其前阶段，在11的第一阶段以高度吸引人的价格提供代币。由于发售价格为0.06美元，早期投资者将从代币的发布中受益1600％的回报。预计这一激增会随着流行的交流清单将提高令牌的可见性和需求，再加上正在进行的看涨市场，进一步提高了其价值。

For instance, if an investor contributes $2,500 during the presale phase, they could see their investment grow to $35,000 by the time the token launches, achieving a remarkable 1400% return. This highlights the strong potential for substantial gains when entering early in the presale.

例如，如果投资者在预售阶段贡献了2500美元，他们可能会在代币推出时看到投资增长到35,000美元，从而获得1400％的回报。这凸显了在预售早期进入巨大收益的强大潜力。

Mutuum Finance provides tangible benefits for both suppliers and borrowers. Suppliers can deposit assets like USDT into liquidity pools and earn passive income. For example, a supplier contributing $20,000 at an average annual percentage yield (APY) of 7% could generate $1,400 in passive returns over the course of a year.

Mutuum Finance为供应商和借款人提供了切实的收益。供应商可以将USDT等资产存入流动性池并赚取被动收入。例如，在一年中，以平均年度百分比收益率（APY）捐款20,000美元的供应商可能会产生1,400美元的被动回报。

Borrowers, on the other hand, can use their crypto holdings as collateral to access liquidity without selling their assets. This approach allows borrowers to retain ownership of their investments while using the funds for personal or investment purposes.

另一方面，借款人可以将其加密货币作为抵押品，以获取流动性而无需出售其资产。这种方法允许借款人保留其投资的所有权，同时将资金用于个人或投资目的。

To strengthen its value proposition, the team behind Mutuum Finance plans to launch a beta version of the platform alongside the token release. This strategic move is expected to drive immediate demand and increase the token’s market value after launch.

为了加强其价值主张，Mutuum Finance背后的团队计划在代币发行中推出该平台的Beta版本。预计这一战略举动将推动立即需求，并在推出后增加令牌的市场价值。

In addition, the project is developing a fully collateralized stablecoin, pegged to the U.S. dollar. This stablecoin will provide a reliable medium for transactions, further enhancing the platform’s utility.

此外，该项目正在开发一个完全抵押的稳定固定币，并将其固定在美元上。这种稳定的人将为交易提供可靠的媒介，从而进一步增强平台的实用程序。

This stablecoin employs an overcollateralization model to ensure its stability and trustworthiness. Specifically, users must provide more collateral than the amount they wish to borrow, adhering to a loan-to-value (LTV) ratio that maintains the peg. For example, with an 80% LTV, a user depositing $7,000 in crypto assets can mint up to $5,600 in stablecoins. This excess collateral guarantees that each stablecoin remains fully backed, minimizing the risk of devaluation.

这种Stablecoin采用过度侧面化模型来确保其稳定性和可信赖性。具体而言，用户必须提供比他们希望借款的金额更多的抵押品，并遵守维持PEG的贷款到价值（LTV）比率。例如，使用80％的LTV，存入7,000美元的加密资产的用户最多可造成5,600美元的稳定股。这种过多的抵押品保证了每个稳定币仍然完全支持，从而最大程度地减少了贬值的风险。

Additionally, when loans are repaid or positions are liquidated, the corresponding stablecoins are burned, maintaining the 1:1 peg to the dollar. By implementing strict LTV ratios and continuous collateral monitoring, Mutuum Finance ensures the stablecoin remains secure and dependable, providing users with a stable and efficient option for their financial transactions within the decentralized ecosystem.

此外，当偿还贷款或清算贷款时，将燃烧相应的稳定币，将1：1钉在美元上。通过实施严格的LTV比率和持续的抵押监控，Mutuum Finance确保了Stablecoin保持安全且可靠，从而为用户提供了在分散生态系统中其财务交易的稳定和高效的选择。

The rising interest in Mutuum Finance is not limited to retail investors, crypto whales are also showing significant interest in this new DeFi project. The combination of a secure lending protocol, high-growth potential, and a clear roadmap positions MUTM as a strong contender in the market.

对Mutuum Finance的兴趣不断增加，不仅限于散户投资者，加密鲸也对这个新的Defi项目表现出了重大兴趣。安全的贷款方案，高增长潜力以及明确的路线图将MUTM作为市场上有力的竞争者的结合。

As decentralized finance continues to expand, projects like Mutuum Finance are set to lead the way by addressing real-world financial needs. For investors looking to capitalize on the next wave of growth in the DeFi sector, MUTM offers a compelling opportunity to secure substantial returns. With its presale pricing and strong fundamentals, Mutuum Finance is emerging as a top choice for 2025 and beyond.

随着分散融资的不断扩大，像Mutuum Finance这样的项目将通过满足现实世界的财务需求来领先。对于希望利用Defi行业下一个增长浪潮的投资者，MUTM提供了一个令人信服的机会来获得可观的回报。凭借其预售和强大的基本面，Mutuum Finance成为2025年及以后的首选。

Decentralized Exchange Volume Hits $462B Record

分散的交换量命中$ 462B记录

Decentralized exchanges (DEXs) experienced a surge in activity, with trading volumes reaching an unprecedented $462 billion, according to data from DefiLlama. This record-breaking performance highlights the growing adoption of decentralized finance (DeFi) platforms, as traders increasingly turn to DEXs for their transparency and efficiency.

根据Defillama的数据，分散的交易所（DEX）的活动激增，交易量达到了前所未有的4620亿美元。这种创纪录的表现凸显了分散融资（DEFI）平台的日益增长，因为交易者越来越多地转向DEX的透明度和效率。

Uniswap led the charge, accounting for $106.4 billion of the total volume,

UNISWAP领导了这一指控，占总数的1064亿美元，