Mutuum Finance：新的Defi競爭者

Mutuum Finance是一種分散的貸款協議，旨在提供安全，靈活的解決方案，用於提供和借用加密資產。

Recent months have marked a significant milestone for decentralized exchanges (DEXs), with trading volumes reaching a record $462 billion, highlighting the increasing adoption of decentralized finance (DeFi). While platforms like Uniswap and PancakeSwap lead DEX activity, emerging projects such as Mutuum Finance are capturing attention. Currently in its presale phase, Mutuum Finance is positioning itself as a promising DeFi opportunity for 2025, offering investors the potential for substantial returns and a novel approach to decentralized lending.

最近幾個月已經標誌著分散交易所（DEX）的重大里程碑，交易量達到創紀錄的4620億美元，強調了分散融資（DEFI）的採用日益增加。雖然諸如Uniswap和Pancakeswap鉛DEX活動之類的平台，但Mutuum Finance等新興項目正在引起人們的關注。目前，Mutuum Finance目前處於其前階段，將自己定位為2025年的有前途的賽道機會，為投資者提供了可觀的回報的潛力和一種新穎的分散貸款方法。

Mutuum Finance: The New DeFi Contender

Mutuum Finance：新的Defi競爭者

Mutuum Finance is a decentralized lending protocol designed to offer secure and flexible solutions for supplying and borrowing crypto assets. The platform operates on two key markets: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).

Mutuum Finance是一種分散的貸款協議，旨在提供安全，靈活的解決方案，用於提供和借用加密資產。該平台在兩個關鍵市場上運營：對等合同（P2C）和點對點（P2P）。

In the P2C market, transactions are conducted automatically through smart contracts, ensuring security and efficiency for users. Conversely, the P2P market enables direct interactions between users, offering flexibility in terms while maintaining security by excluding high-risk or centralized tokens. This dual-market approach allows Mutuum Finance to cater to various user needs, making it a standout project in the DeFi space.

在P2C市場中，交易是通過智能合約自動進行的，從而確保用戶的安全性和效率。相反，P2P市場可以在用戶之間進行直接交互，從而通過排除高風險或集中令牌來維持安全性，從而提供靈活性。這種雙人市場方法允許Mutuum Finance滿足各種用戶需求，從而使其成為Defi空間中的傑出項目。

Currently, Mutuum Finance is in its presale phase, offering tokens at a highly attractive price of $0.01 in the first stage of eleven. With a launch price set at $0.06, early investors will benefit from an impressive 1600% return by the token’s release. This surge is expected as popular exchange listings will boost the token’s visibility and demand, coupled with the ongoing bullish market, further driving up its value.

目前，Mutuum Finance處於其前階段，在11的第一階段以高度吸引人的價格提供代幣。由於發售價格為0.06美元，早期投資者將從代幣的發布中受益1600％的回報。預計這一激增會隨著流行的交流清單將提高令牌的可見性和需求，再加上正在進行的看漲市場，進一步提高了其價值。

For instance, if an investor contributes $2,500 during the presale phase, they could see their investment grow to $35,000 by the time the token launches, achieving a remarkable 1400% return. This highlights the strong potential for substantial gains when entering early in the presale.

例如，如果投資者在預售階段貢獻了2500美元，他們可能會在代幣推出時看到投資增長到35,000美元，從而獲得1400％的回報。這凸顯了在預售早期進入巨大收益的強大潛力。

Mutuum Finance provides tangible benefits for both suppliers and borrowers. Suppliers can deposit assets like USDT into liquidity pools and earn passive income. For example, a supplier contributing $20,000 at an average annual percentage yield (APY) of 7% could generate $1,400 in passive returns over the course of a year.

Mutuum Finance為供應商和借款人提供了切實的收益。供應商可以將USDT等資產存入流動性池並賺取被動收入。例如，在一年中，以平均年度百分比收益率（APY）捐款20,000美元的供應商可能會產生1,400美元的被動回報。

Borrowers, on the other hand, can use their crypto holdings as collateral to access liquidity without selling their assets. This approach allows borrowers to retain ownership of their investments while using the funds for personal or investment purposes.

另一方面，借款人可以將其加密貨幣作為抵押品，以獲取流動性而無需出售其資產。這種方法允許借款人保留其投資的所有權，同時將資金用於個人或投資目的。

To strengthen its value proposition, the team behind Mutuum Finance plans to launch a beta version of the platform alongside the token release. This strategic move is expected to drive immediate demand and increase the token’s market value after launch.

為了加強其價值主張，Mutuum Finance背後的團隊計劃在代幣發行中推出該平台的Beta版本。預計這一戰略舉動將推動立即需求，並在推出後增加令牌的市場價值。

In addition, the project is developing a fully collateralized stablecoin, pegged to the U.S. dollar. This stablecoin will provide a reliable medium for transactions, further enhancing the platform’s utility.

此外，該項目正在開發一個完全抵押的穩定固定幣，並將其固定在美元上。這種穩定的人將為交易提供可靠的媒介，從而進一步增強平台的實用程序。

This stablecoin employs an overcollateralization model to ensure its stability and trustworthiness. Specifically, users must provide more collateral than the amount they wish to borrow, adhering to a loan-to-value (LTV) ratio that maintains the peg. For example, with an 80% LTV, a user depositing $7,000 in crypto assets can mint up to $5,600 in stablecoins. This excess collateral guarantees that each stablecoin remains fully backed, minimizing the risk of devaluation.

這種Stablecoin採用過度側面化模型來確保其穩定性和可信賴性。具體而言，用戶必須提供比他們希望藉款的金額更多的抵押品，並遵守維持PEG的貸款到價值（LTV）比率。例如，使用80％的LTV，存入7,000美元的加密資產的用戶最多可造成5,600美元的穩定股。這種過多的抵押品保證了每個穩定幣仍然完全支持，從而最大程度地減少了貶值的風險。

Additionally, when loans are repaid or positions are liquidated, the corresponding stablecoins are burned, maintaining the 1:1 peg to the dollar. By implementing strict LTV ratios and continuous collateral monitoring, Mutuum Finance ensures the stablecoin remains secure and dependable, providing users with a stable and efficient option for their financial transactions within the decentralized ecosystem.

此外，當償還貸款或清算貸款時，將燃燒相應的穩定幣，將1：1釘在美元上。通過實施嚴格的LTV比率和持續的抵押監控，Mutuum Finance確保了Stablecoin保持安全且可靠，從而為用戶提供了在分散生態系統中其財務交易的穩定和高效的選擇。

The rising interest in Mutuum Finance is not limited to retail investors, crypto whales are also showing significant interest in this new DeFi project. The combination of a secure lending protocol, high-growth potential, and a clear roadmap positions MUTM as a strong contender in the market.

對Mutuum Finance的興趣不斷增加，不僅限於散戶投資者，加密鯨也對這個新的Defi項目表現出了重大興趣。安全的貸款方案，高增長潛力以及明確的路線圖將MUTM作為市場上有力的競爭者的結合。

As decentralized finance continues to expand, projects like Mutuum Finance are set to lead the way by addressing real-world financial needs. For investors looking to capitalize on the next wave of growth in the DeFi sector, MUTM offers a compelling opportunity to secure substantial returns. With its presale pricing and strong fundamentals, Mutuum Finance is emerging as a top choice for 2025 and beyond.

隨著分散融資的不斷擴大，像Mutuum Finance這樣的項目將通過滿足現實世界的財務需求來領先。對於希望利用Defi行業下一個增長浪潮的投資者，MUTM提供了一個令人信服的機會來獲得可觀的回報。憑藉其預售和強大的基本面，Mutuum Finance成為2025年及以後的首選。

Decentralized Exchange Volume Hits $462B Record

分散的交換量命中$ 462B記錄

Decentralized exchanges (DEXs) experienced a surge in activity, with trading volumes reaching an unprecedented $462 billion, according to data from DefiLlama. This record-breaking performance highlights the growing adoption of decentralized finance (DeFi) platforms, as traders increasingly turn to DEXs for their transparency and efficiency.

根據Defillama的數據，分散的交易所（DEX）的活動激增，交易量達到了前所未有的4620億美元。這種創紀錄的表現凸顯了分散融資（DEFI）平台的日益增長，因為交易者越來越多地轉向DEX的透明度和效率。

Uniswap led the charge, accounting for $106.4 billion of the total volume,

UNISWAP領導了這一指控，佔總數的1064億美元，