多用途代币（MPT）将改变 XRP 账本上的代币化

XRP Ledger 正在根据 XLS-33D 修正案，通过多功能代币进行重大升级。

The XRP Ledger is set to receive a major upgrade with the upcoming Multi-Purpose Tokens (MPTs), based on the XLS-33D amendment. This will make tokenization of assets much easier, especially for institutional use, with greater scalability and efficiency.

基于 XLS-33D 修正案，XRP 账本将通过即将推出的多用途代币（MPT）进行重大升级。这将使资产的代币化变得更加容易，特别是对于机构用途而言，具有更大的可扩展性和效率。

The XLS-33D update on the #XRP Ledger will introduce a groundbreaking feature: Multi-Purpose Tokens (MPTs). This amendment will make tokenization on the #XRPL more efficient, scalable, and secure for institutions. 1/21🧵

#XRP Ledger 上的 XLS-33D 更新将引入一项突破性功能：多用途代币（MPT）。该修正案将使 #XRPL 上的代币化对机构来说更加高效、可扩展且安全。 1/21🧵

MPTs optimize performance in the ledger by enabling large-scale asset tokenization with reduced storage requirements, compared to classic trustline-based tokens. They simplify the handling of token balances by having only one balance for each token instead of two, minimizing data redundancy and enhancing overall performance.

与传统的基于信任线的代币相比，MPT 通过降低存储需求实现大规模资产代币化，从而优化账本性能。它们简化了代币余额的处理，每个代币只有一个余额而不是两个，从而最大限度地减少了数据冗余并提高了整体性能。

Moreover, MPTs introduce new levels of security, such as approval to hold tokens, temporary locking, and even transfer fees. These tools enhance the management of tokens and build trust in them among institutional users. Additionally, fixed numbers replace decimals, preventing common calculation errors and maintaining the same level of precision used in finance.

此外，MPT 引入了新的安全级别，例如持有代币的批准、临时锁定，甚至转账费用。这些工具增强了代币的管理并在机构用户中建立了对代币的信任。此外，固定数字取代了小数，防止了常见的计算错误，并保持了与金融领域相同的精度水平。

Tokenizing Real-World Assets On XRP Ledger

在 XRP 账本上对现实世界资产进行代币化

Other than finance, MPTs have a wide range of use cases. Banks will be able to tokenize fiat currencies, digital stock tokens can be sold by companies, and gaming developers can create their in-game currencies. The XRP Ledger is capable of tokenizing carbon credits, credentials, and luxury goods into unique assets that are indestructible, verifiable, and completely transparent to prove authenticity, such as proving where a luxury handbag has been since leaving the factory.

除了金融之外，MPT 还有广泛的用例。银行将能够对法定货币进行代币化，公司可以出售数字股票代币，游戏开发商可以创建自己的游戏内货币。 XRP 账本能够将碳信用额、凭证和奢侈品代币化为独特的资产，这些资产坚不可摧、可验证且完全透明，以证明真实性，例如证明豪华手提包自出厂后的位置。

The “AssetScale” feature simplifies balance displays, making fractional token values easier to manage. This becomes even more crucial for financial applications where accuracy simply cannot be compromised. Prime concerns for MPTs, security and reliability have been audited and validated by Softstack GmbH, paving the way for enterprise-grade adoption.

“AssetScale”功能简化了余额显示，使小数代币值更易于管理。这对于金融应用程序来说变得更加重要，因为准确性根本不能受到影响。 Softstack GmbH 对 MPT 的主要关注点、安全性和可靠性已经过审核和验证，为企业级采用铺平了道路。

MPTs come with an “AssetScale” feature that ensures tokens display balances accurately. For instance, 100 units of a token could represent $1, making it easy to manage fractional values like cents while maintaining precision for real-world financial applications. 10/21🧵

MPT 具有“AssetScale”功能，可确保代币准确显示余额。例如，100 个单位的代币可以代表 1 美元，这样可以轻松管理美分等小数，同时保持现实世界金融应用的精度。 10/21🧵

Setting The Stage For Future Innovations

为未来创新奠定基础

Much more than just a technological update, MPTs embody the vision for the future of digital asset management. Within MPTs lie the foundations for smoother-than-ever cross-border transactions, better in-game economies, and a suite of leading-edge financial products like tokenized stocks and carbon credits, thanks to their unmatched scalability, efficiency, and flexibility.

MPT 不仅仅是技术更新，还体现了数字资产管理未来的愿景。 MPT 凭借其无与伦比的可扩展性、效率和灵活性，为比以往更顺畅的跨境交易、更好的游戏内经济以及代币化股票和碳信用额等一系列领先的金融产品奠定了基础。

As digital asset adoption continues to grow, MPTs bridge the gap between physical and digital economies, creating opportunities across finance, gaming, supply chain management, and beyond.

随着数字资产采用的不断增长，MPT 弥合了实体经济和数字经济之间的差距，在金融、游戏、供应链管理等领域创造了机会。

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