多用途代幣（MPT）將改變 XRP 帳本上的代幣化

XRP Ledger 正在根據 XLS-33D 修正案，透過多功能代幣進行重大升級。

The XRP Ledger is set to receive a major upgrade with the upcoming Multi-Purpose Tokens (MPTs), based on the XLS-33D amendment. This will make tokenization of assets much easier, especially for institutional use, with greater scalability and efficiency.

基於 XLS-33D 修正案，XRP 帳本將透過即將推出的多用途代幣（MPT）進行重大升級。這將使資產的代幣化變得更加容易，特別是對於機構用途而言，具有更大的可擴展性和效率。

The XLS-33D update on the #XRP Ledger will introduce a groundbreaking feature: Multi-Purpose Tokens (MPTs). This amendment will make tokenization on the #XRPL more efficient, scalable, and secure for institutions. 1/21🧵

#XRP Ledger 上的 XLS-33D 更新將引入一項突破性功能：多用途代幣（MPT）。該修正案將使 #XRPL 上的代幣化對機構來說更加高效、可擴展且安全。 1/21🧵

MPTs optimize performance in the ledger by enabling large-scale asset tokenization with reduced storage requirements, compared to classic trustline-based tokens. They simplify the handling of token balances by having only one balance for each token instead of two, minimizing data redundancy and enhancing overall performance.

與傳統的基於信任線的代幣相比，MPT 透過降低儲存需求實現大規模資產代幣化，從而優化帳本效能。它們簡化了代幣餘額的處理，每個代幣只有一個餘額而不是兩個，從而最大限度地減少了數據冗餘並提高了整體性能。

Moreover, MPTs introduce new levels of security, such as approval to hold tokens, temporary locking, and even transfer fees. These tools enhance the management of tokens and build trust in them among institutional users. Additionally, fixed numbers replace decimals, preventing common calculation errors and maintaining the same level of precision used in finance.

此外，MPT 還引入了新的安全級別，例如持有代幣的批准、臨時鎖定，甚至轉移費用。這些工具增強了代幣的管理並在機構用戶中建立了對代幣的信任。此外，固定數字取代了小數，防止了常見的計算錯誤，並維持了與金融領域相同的精度水準。

Tokenizing Real-World Assets On XRP Ledger

在 XRP 帳本上對現實世界資產進行代幣化

Other than finance, MPTs have a wide range of use cases. Banks will be able to tokenize fiat currencies, digital stock tokens can be sold by companies, and gaming developers can create their in-game currencies. The XRP Ledger is capable of tokenizing carbon credits, credentials, and luxury goods into unique assets that are indestructible, verifiable, and completely transparent to prove authenticity, such as proving where a luxury handbag has been since leaving the factory.

除了金融之外，MPT 還有廣泛的用例。銀行將能夠對法定貨幣進行代幣化，公司可以出售數位股票代幣，遊戲開發商可以創建自己的遊戲內貨幣。 XRP 帳本能夠將碳信用、憑證和奢侈品代幣化為獨特的資產，這些資產堅不可摧、可驗證且完全透明，以證明真實性，例如證明豪華手提包自出廠後的位置。

The “AssetScale” feature simplifies balance displays, making fractional token values easier to manage. This becomes even more crucial for financial applications where accuracy simply cannot be compromised. Prime concerns for MPTs, security and reliability have been audited and validated by Softstack GmbH, paving the way for enterprise-grade adoption.

「AssetScale」功能簡化了餘額顯示，使小數代幣值更易於管理。這對於金融應用程式來說變得更加重要，因為準確性根本不能受到影響。 Softstack GmbH 對 MPT 的主要關注點、安全性和可靠性已經過審核和驗證，為企業級採用鋪平了道路。

MPTs come with an “AssetScale” feature that ensures tokens display balances accurately. For instance, 100 units of a token could represent $1, making it easy to manage fractional values like cents while maintaining precision for real-world financial applications. 10/21🧵

MPT 具有「AssetScale」功能，可確保代幣準確顯示餘額。例如，100 個單位的代幣可以代表 1 美元，這樣可以輕鬆管理美分等小數，同時保持現實世界金融應用的精確度。 10/21🧵

Setting The Stage For Future Innovations

為未來創新奠定基礎

Much more than just a technological update, MPTs embody the vision for the future of digital asset management. Within MPTs lie the foundations for smoother-than-ever cross-border transactions, better in-game economies, and a suite of leading-edge financial products like tokenized stocks and carbon credits, thanks to their unmatched scalability, efficiency, and flexibility.

MPT 不僅僅是技術更新，還體現了數位資產管理未來的願景。 MPT 憑藉其無與倫比的可擴展性、效率和靈活性，為比以往更順暢的跨境交易、更好的遊戲內經濟以及代幣化股票和碳信用等一系列領先的金融產品奠定了基礎。

As digital asset adoption continues to grow, MPTs bridge the gap between physical and digital economies, creating opportunities across finance, gaming, supply chain management, and beyond.

隨著數位資產採用的不斷增長，MPT 彌合了實體經濟和數位經濟之間的差距，在金融、遊戲、供應鏈管理等領域創造了機會。

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