微软拒绝将比特币添加到其资产组合中的提议：为什么投资者应谨慎对待加密货币

在年度股东大会上做出的令人惊讶的决定中，科技巨头微软坚决反对将比特币添加到其资产组合中

Microsoft took a firm stance against adding Bitcoin to its asset portfolio at its annual shareholders’ meeting, despite the cryptocurrency’s soaring value.

尽管加密货币的价值不断飙升，但微软在年度股东大会上坚决反对将比特币添加到其资产组合中。

The technology giant maintained its conservative approach towards cryptocurrency investments, rejecting a proposal submitted by the National Center for Public Policy Research (NCPPR) that aimed to allocate at least 1% of Microsoft’s assets—approximately $7.8 billion—into Bitcoin to mitigate inflation risks.

这家科技巨头对加密货币投资保持保守态度，拒绝了国家公共政策研究中心 (NCPPR) 提交的一项提案，该提案旨在将微软资产的至少 1%（约 78 亿美元）分配给比特币，以减轻通胀风险。

As Bitcoin’s price experienced fluctuations, briefly dipping near $95,000 but recovering above $101,000, NCPPR touted its historical superiority over traditional assets like corporate bonds as an argument for adoption.

随着比特币价格经历波动，一度跌至 95,000 美元附近，但随后回升至 101,000 美元以上，NCPPR 宣扬其相对于公司债券等传统资产的历史优势，作为采用的理由。

However, Microsoft’s board firmly rejected the proposal. They cited the unpredictability and volatility of Bitcoin as critical factors undermining its suitability for their investment strategy. Descriptive analysis reinforces Microsoft’s position, emphasizing the need for stable and predictable assets for ensuring liquidity and operational funding.

然而，微软董事会坚决拒绝了这一提议。他们认为比特币的不可预测性和波动性是破坏其投资策略适用性的关键因素。描述性分析强化了微软的立场，强调需要稳定且可预测的资产来确保流动性和运营资金。

Despite opposing the proposal, Microsoft keeps an eye on the evolving cryptocurrency landscape. Since 2014, they have accepted cryptocurrency payments, continually monitoring digital currency trends that might influence future decisions.

尽管反对该提议，微软仍密切关注不断变化的加密货币格局。自 2014 年以来，他们接受了加密货币支付，持续监控可能影响未来决策的数字货币趋势。

Major stakeholders, including investment giants Vanguard and BlackRock, backed Microsoft’s decision, favoring stable investments. This decision reflects broader trends among traditional corporations, grappling with integrating digital currencies into their portfolios. Notably, BlackRock, active in crypto investments, favored a more cautious approach when it comes to Microsoft’s strategies, reflecting their preference for less volatile investments.

包括投资巨头先锋集团和贝莱德在内的主要利益相关者都支持微软的决定，支持稳定的投资。这一决定反映了传统企业努力将数字货币整合到其投资组合中的更广泛趋势。值得注意的是，活跃于加密货币投资的贝莱德在谈到微软的战略时倾向于采取更加谨慎的态度，这反映出他们对波动性较小的投资的偏好。

As global interest in Bitcoin grows, industry experts believe Microsoft’s decision may reverberate across the market, reaffirming the balancing act corporations face between innovation and risk management.

随着全球对比特币兴趣的增长，行业专家认为微软的决定可能会在整个市场产生反响，重申企业在创新和风险管理之间面临的平衡行为。

Why Investors Should Approach Cryptocurrency with Caution: Insights for 2025 and Beyond

为什么投资者应谨慎对待加密货币：2025 年及以后的见解

In recent developments, the volatile nature of cryptocurrencies, exemplified by Bitcoin, has been highlighted by major corporations like Microsoft. With Bitcoin experiencing wild fluctuations—dipping near $95,000 and rebounding past $101,000—investors are urged to consider the risks associated with such volatile assets. Despite the pressures to embrace cryptocurrency, Microsoft has chosen to maintain a conservative stance, a decision supported by major stakeholders like Vanguard and BlackRock.

在最近的发展中，微软等大公司强调了以比特币为代表的加密货币的波动性。随着比特币经历剧烈波动（跌至接近 95,000 美元并反弹至 101,000 美元以上），投资者必须考虑与此类波动性资产相关的风险。尽管面临接受加密货币的压力，微软仍选择保持保守立场，这一决定得到了先锋集团和贝莱德等主要利益相关者的支持。

Cryptocurrency Rate Predictions for 2025

2025 年加密货币汇率预测

As we look to the future, cryptocurrency rate predictions are of great interest to both investors and financial analysts. While Bitcoin has shown historical superiority over some traditional assets, forecasts for 20225 vary widely due to its inherent unpredictability. Experts suggest that potential investors should be prepared for continued volatility and the possibility of significant swings in cryptocurrency values.

展望未来，投资者和金融分析师都对加密货币利率预测非常感兴趣。虽然比特币相对于一些传统资产表现出了历史优势，但由于其固有的不可预测性，对 20225 年的预测差异很大。专家建议，潜在投资者应该为加密货币价值的持续波动和大幅波动的可能性做好准备。

Investment Risks

投资风险

Investing in cryptocurrencies such as Bitcoin involves particular risks, primarily due to their volatility and the lack of regulatory oversight. Investors must weigh these factors against the potential for high returns. Microsoft’s rejection of the proposal to allocate a portion of its assets into Bitcoin underlines a preference for stable, predictable investments over potentially high-yield, high-risk ventures.

投资比特币等加密货币涉及特殊风险，主要是由于其波动性和缺乏监管。投资者必须权衡这些因素与高回报的潜力。微软拒绝将其部分资产配置为比特币的提议，突显出微软更倾向于稳定、可预测的投资，而不是潜在的高收益、高风险的投资。

Pros and Cons of Cryptocurrency Investments

加密货币投资的优点和缺点

Investing in cryptocurrencies offers both opportunities and challenges.

投资加密货币既带来机遇，也带来挑战。

– Pros: – Potential for high returns due to price volatility. – Growing acceptance and adoption in various sectors, enhancing liquidity.

– 优点： – 由于价格波动，有可能获得高回报。 – 各行业的接受度和采用率不断提高，流动性增强。

– Cons: – Significant volatility and price swings can lead to potential losses. – Regulatory risks and a lack of transparency can impact investment stability.

– 缺点： – 大幅波动和价格波动可能导致潜在损失。 – 监管风险和缺乏透明度会影响投资稳定性。

Controversies Surrounding Cryptocurrency Investments

围绕加密货币投资的争议

Cryptocurrencies continue to be a controversial investment option. The proposal submitted to Microsoft by the National Center for Public Policy Research (NCPPR) illustrates the ongoing debate about cryptocurrencies’ roles in investment portfolios. Such proposals challenge traditional investment strategies by proposing alternative assets to hedge against inflation and diversify portfolios.

加密货币仍然是一个有争议的投资选择。国家公共政策研究中心 (NCPPR) 向微软提交的提案说明了有关加密货币在投资组合中的作用的持续争论。此类提案通过提出替代资产来对冲通胀和实现投资组合多元化，对传统投资策略提出了挑战。

Conclusion

结论

As the interest in cryptocurrencies continues to grow, investors are advised to proceed with caution, taking into account both the potential rewards and the inherent risks. Microsoft’s decision serves as a prudent reminder of the importance of balancing innovation with risk management when considering cryptocurrencies. For those interested in more investment insights, visiting reliable sources like Vanguard and BlackRock can provide valuable information and guidance.

随着人们对加密货币的兴趣持续增长，建议投资者谨慎行事，同时考虑潜在回报和固有风险。微软的决定谨慎地提醒人们在考虑加密货币时平衡创新与风险管理的重要性。对于那些对更多投资见解感兴趣的人来说，访问先锋集团和贝莱德等可靠来源可以提供有价值的信息和指导。