微軟拒絕將比特幣添加到其資產組合中的提議：為什麼投資者要謹慎對待加密貨幣

在年度股東大會上做出的令人驚訝的決定中，科技巨頭微軟堅決反對將比特幣添加到其資產組合中

Microsoft took a firm stance against adding Bitcoin to its asset portfolio at its annual shareholders’ meeting, despite the cryptocurrency’s soaring value.

儘管加密貨幣的價值不斷飆升，但微軟在年度股東大會上堅決反對將比特幣添加到其資產組合中。

The technology giant maintained its conservative approach towards cryptocurrency investments, rejecting a proposal submitted by the National Center for Public Policy Research (NCPPR) that aimed to allocate at least 1% of Microsoft’s assets—approximately $7.8 billion—into Bitcoin to mitigate inflation risks.

這家科技巨頭對加密貨幣投資保持保守態度，拒絕了國家公共政策研究中心(NCPPR) 提交的一項提案，該提案旨在將微軟資產的至少1%（約78 億美元）分配給比特幣，以減輕通膨風險。

As Bitcoin’s price experienced fluctuations, briefly dipping near $95,000 but recovering above $101,000, NCPPR touted its historical superiority over traditional assets like corporate bonds as an argument for adoption.

隨著比特幣價格經歷波動，一度跌至 95,000 美元附近，但隨後回升至 101,000 美元以上，NCPPR 宣揚其相對於公司債等傳統資產的歷史優勢，作為採用的理由。

However, Microsoft’s board firmly rejected the proposal. They cited the unpredictability and volatility of Bitcoin as critical factors undermining its suitability for their investment strategy. Descriptive analysis reinforces Microsoft’s position, emphasizing the need for stable and predictable assets for ensuring liquidity and operational funding.

然而，微軟董事會堅決拒絕了這項提議。他們認為比特幣的不可預測性和波動性是破壞其投資策略適用性的關鍵因素。描述性分析強化了微軟的立場，強調需要穩定且可預測的資產來確保流動性和營運資金。

Despite opposing the proposal, Microsoft keeps an eye on the evolving cryptocurrency landscape. Since 2014, they have accepted cryptocurrency payments, continually monitoring digital currency trends that might influence future decisions.

儘管反對該提議，微軟仍密切關注不斷變化的加密貨幣格局。自 2014 年以來，他們接受了加密貨幣支付，持續監控可能影響未來決策的數位貨幣趨勢。

Major stakeholders, including investment giants Vanguard and BlackRock, backed Microsoft’s decision, favoring stable investments. This decision reflects broader trends among traditional corporations, grappling with integrating digital currencies into their portfolios. Notably, BlackRock, active in crypto investments, favored a more cautious approach when it comes to Microsoft’s strategies, reflecting their preference for less volatile investments.

包括投資巨頭先鋒集團和貝萊德在內的主要利害關係人支持微軟的決定，並支持穩定的投資。這項決定反映了傳統企業努力將數位貨幣整合到其投資組合中的更廣泛趨勢。值得注意的是，活躍於加密貨幣投資的貝萊德在談到微軟的策略時傾向於採取更謹慎的態度，這反映出他們對波動性較小的投資的偏好。

As global interest in Bitcoin grows, industry experts believe Microsoft’s decision may reverberate across the market, reaffirming the balancing act corporations face between innovation and risk management.

隨著全球對比特幣興趣的成長，產業專家認為微軟的決定可能會在整個市場產生迴響，重申企業在創新和風險管理之間所面臨的平衡行為。

Why Investors Should Approach Cryptocurrency with Caution: Insights for 2025 and Beyond

為什麼投資者應謹慎對待加密貨幣：2025 年及以後的見解

In recent developments, the volatile nature of cryptocurrencies, exemplified by Bitcoin, has been highlighted by major corporations like Microsoft. With Bitcoin experiencing wild fluctuations—dipping near $95,000 and rebounding past $101,000—investors are urged to consider the risks associated with such volatile assets. Despite the pressures to embrace cryptocurrency, Microsoft has chosen to maintain a conservative stance, a decision supported by major stakeholders like Vanguard and BlackRock.

在最近的發展中，微軟等大公司強調了以比特幣代表的加密貨幣的波動性。隨著比特幣經歷劇烈波動（跌至接近 95,000 美元並反彈至 101,000 美元以上），投資者必須考慮與此類波動性資產相關的風險。儘管面臨接受加密貨幣的壓力，微軟仍選擇保持保守立場，這項決定得到了先鋒集團和貝萊德等主要利害關係人的支持。

Cryptocurrency Rate Predictions for 2025

2025 年加密貨幣匯率預測

As we look to the future, cryptocurrency rate predictions are of great interest to both investors and financial analysts. While Bitcoin has shown historical superiority over some traditional assets, forecasts for 20225 vary widely due to its inherent unpredictability. Experts suggest that potential investors should be prepared for continued volatility and the possibility of significant swings in cryptocurrency values.

展望未來，投資者和金融分析師都對加密貨幣利率預測非常感興趣。雖然比特幣相對於一些傳統資產表現出了歷史優勢，但由於其固有的不可預測性，對 20225 年的預測差異很大。專家建議，潛在投資者應該為加密貨幣價值的持續波動和大幅波動的可能性做好準備。

Investment Risks

投資風險

Investing in cryptocurrencies such as Bitcoin involves particular risks, primarily due to their volatility and the lack of regulatory oversight. Investors must weigh these factors against the potential for high returns. Microsoft’s rejection of the proposal to allocate a portion of its assets into Bitcoin underlines a preference for stable, predictable investments over potentially high-yield, high-risk ventures.

投資比特幣等加密貨幣涉及特殊風險，主要是由於其波動性和缺乏監管。投資者必須權衡這些因素與高回報的潛力。微軟拒絕將部分資產配置為比特幣的提議，突顯出微軟更傾向於穩定、可預測的投資，而不是潛在的高收益、高風險的投資。

Pros and Cons of Cryptocurrency Investments

加密貨幣投資的優點和缺點

Investing in cryptocurrencies offers both opportunities and challenges.

投資加密貨幣既帶來機遇，也帶來挑戰。

– Pros: – Potential for high returns due to price volatility. – Growing acceptance and adoption in various sectors, enhancing liquidity.

– 優點： – 由於價格波動，有可能獲得高報酬。 – 各行業的接受度和採用率不斷提高，流動性增強。

– Cons: – Significant volatility and price swings can lead to potential losses. – Regulatory risks and a lack of transparency can impact investment stability.

– 缺點： – 大幅波動和價格波動可能導致潛在損失。 – 監管風險和缺乏透明度會影響投資穩定性。

Controversies Surrounding Cryptocurrency Investments

圍繞加密貨幣投資的爭議

Cryptocurrencies continue to be a controversial investment option. The proposal submitted to Microsoft by the National Center for Public Policy Research (NCPPR) illustrates the ongoing debate about cryptocurrencies’ roles in investment portfolios. Such proposals challenge traditional investment strategies by proposing alternative assets to hedge against inflation and diversify portfolios.

加密貨幣仍然是一個有爭議的投資選擇。國家公共政策研究中心 (NCPPR) 向微軟提交的提案說明了加密貨幣在投資組合中的作用的持續爭論。此類提案透過提出替代資產來對沖通膨和實現投資組合多元化，對傳統投資策略提出了挑戰。

Conclusion

結論

As the interest in cryptocurrencies continues to grow, investors are advised to proceed with caution, taking into account both the potential rewards and the inherent risks. Microsoft’s decision serves as a prudent reminder of the importance of balancing innovation with risk management when considering cryptocurrencies. For those interested in more investment insights, visiting reliable sources like Vanguard and BlackRock can provide valuable information and guidance.

隨著人們對加密貨幣的興趣持續增長，建議投資者謹慎行事，同時考慮潛在回報和固有風險。微軟的決定謹慎地提醒人們在考慮加密貨幣時平衡創新與風險管理的重要性。對於那些對更多投資見解感興趣的人來說，訪問先鋒集團和貝萊德等可靠來源可以提供有價值的資訊和指導。