Mercuryo评论：如何用信用卡购买加密货币

这是Mercuryo的评论，我们将带您了解有关该平台的所有信息 - 它的工作方式，费用以及它是否安全

This Mercuryo review will walk you through everything you need to know about the platform. We’ll cover how it works, what it'll cost you, and whether Mercuryo is safe for your hard-earned money. We’ll also break down how to sign up, buy or sell crypto, use the wallet, and even contact support if need be. Besides that, this review will weigh in on the good stuff against the not-so-great so you can decide whether this platform is for you.

这项Mercuryo评论将为您介绍有关该平台所需的所有信息。我们将介绍它的工作原理，您将花费什么，以及Mercuryo是否对您来之不易的钱安全。我们还将分解如何注册，买或出售加密货币，使用钱包，甚至在需要时联系支持。除此之外，这篇评论将对好东西与不太好的东西进行权衡，因此您可以决定该平台是否适合您。

About Mercuryo

关于水星

If you’re looking to buy Bitcoin or other digital assets using everyday payment methods like your Visa or MasterCard, Mercuryo is one platform that can help you do just that. The platform also lets you sell crypto back into regular money (fiat currencies) and store your coins in a digital wallet.

如果您想使用签证或万事达卡（Mercuryo）的日常付款方式购买比特币或其他数字资产，那么Mercuryo是一个可以帮助您做到这一点的平台。该平台还可以让您将加密货币卖回常规货币（法定货币），并将硬币存储在数字钱包中。

The genesis of Mercuryo’s journey really began in 2017 when Petr Kozyakov, co-founder and CEO, first began searching for an efficient and cost-effective means of buying Bitcoin with fiat currency. The platform’s aim is to bridge the gap between traditional money and crypto, making transactions simpler for investors as well as businesses.

Mercuryo的旅程的Genesis确实始于2017年，当时联合创始人兼首席执行官Petr Kozyakov首先开始寻找一种有效且具有成本效益的方式，可以购买用法定货币购买比特币。该平台的目的是弥合传统货币与加密货币之间的差距，使交易对投资者和企业更加简单。

In plain terms, one can think of Mercuryo as a middleman. Users give them dollars or euros; the platform handles the transaction and provides crypto in return—or vice versa.

简而言之，人们可以将Mercuryo视为中间人。用户给他们美元或欧元；该平台处理交易，并为回报提供加密货币，反之亦然。

As mentioned above, Mercuryo also offers tools for businesses, like widgets that let online stores accept crypto payments. For this review, though, we’ll focus on what it means for everyday crypto investors.

如上所述，Mercuryo还为企业提供工具，例如让在线商店接受加密付款的小部件。但是，对于这篇评论，我们将重点介绍这对日常加密投资者的意义。

How to get started with Mercuryo?

如何开始使用Mercuryo？

To get started with Mercuryo, the first step is to visit its official website or download its app—available on both iOS and Android—and sign up with an email and phone number. The process requires basic info to create your account and tie it to a phone for security.

为了开始使用Mercuryo，第一步是访问其官方网站或下载其应用程序（在iOS和Android上都可以使用），并通过电子邮件和电话号码注册。该过程需要基本信息来创建您的帐户并将其与手机联系起来以进行安全。

Next up, you’ll need to verify your account. Now, Mercuryo follows Know Your Customer (KYC) rules, which means that the platform needs to confirm the user’s identity. Namely, for small transactions—up to about 300 EUR—users just go through a quick check against sanction lists. They’ll ask for a passport or ID scan. However, if you spend over 15,000 EUR, you’ll get a video call to record your face and voice. This might sound intimidating, but it’s standard for legit crypto platforms to prevent fraud.

接下来，您需要验证您的帐户。现在，Mercuryo关注您的客户（KYC）规则，这意味着平台需要确认用户的身份。也就是说，对于小型交易（约300欧元），使用者只是对制裁清单进行快速检查。他们会要求护照或ID扫描。但是，如果您花费超过15,000欧元，您将收到一个视频通话来记录您的脸和声音。这听起来可能令人生畏，但这是合法加密平台防止欺诈的标准。

Once you register an account, the next step is to tie a Visa or MasterCard to your account. Mercuryo doesn’t accept PayPal, Revolut, or bank wire transfers like SEPA, so your options are limited to those cards, which is a heads-up if you prefer other payment methods.

注册帐户后，下一步是将签证或万事达到您的帐户。 Mercuryo不接受PayPal，Revolut或Sepa之类的银行电汇转移，因此您的选择仅限于这些卡，如果您喜欢其他付款方式，这将是一个问题。

Buying and selling crypto: How it works

买卖加密货币：如何工作

Now, let’s talk about the main event—buying crypto. You log into the app or website, pick a fiat currency, choose a crypto, and enter how much you want to spend. After you confirm, Mercuryo charges your card and sends the crypto to your platform wallet or another wallet you specify. On the other hand, selling works the reverse—users send crypto to Mercuryo, and they deposit fiat to their credit card.

现在，让我们谈谈主要事件 - 供您供应加密货币。您登录应用程序或网站，选择法定货币，选择加密货币，然后输入要花费的数量。确认后，Mercuryo向您的卡充电，并将加密货币发送到您指定的平台钱包或另一个钱包。另一方面，销售工程相反 - 用户将加密货币发送到Mercuryo，然后将菲亚特存入其信用卡。

The whole process is usually done within minutes. Most user reviews praise the speed, with some calling it seamless or as smooth as butter. That said, some users did report delays of hours or even days, especially during busy crypto market times.

整个过程通常在几分钟内完成。大多数用户都评论速度，有些人称其为无缝或像黄油一样光滑。也就是说，一些用户确实报告了小时甚至几天的延迟，尤其是在繁忙的加密市场时期。

As for the coins you can buy, Mercuryo supports over 30 cryptocurrencies, focusing on major coins and tokens across multiple blockchain networks, including:

至于您可以购买的硬币，Mercuryo支持30多个加密货币，专注于多个区块链网络的主要硬币和令牌，包括：

Bitcoin (BTC)

比特币（BTC）

Ethereum (ETH)

以太坊（ETH）

Tether (USDT)

系绳（USDT）

Binance Coin (BNB)

Binance硬币（BNB）

Toncoin (TON)

托尼（音调）

Solana (SOL)

Solana（Sol）

Dogecoin (DOGE)

Dogecoin（Doge）

Shiba Inu (SHIB)

什巴·伊努（Shiba Inu（Shib））

Optimism (OP)

乐观（OP）

Chainlink (LINK)

连锁链接（链接）

Stellar (XLM)

恒星（XLM）

PancakeSwap (CAKE)

pancakeswap（蛋糕）

Cronos (CRO)

cronos（CRO）

Kava (KAVA)

卡瓦（卡瓦）

Near (NEAR)

靠近（靠近）

Immutable X (IMX)

不变的X（IMX）

Flow (FLOW)

流（流）

Mina (MINA)

我的（我的）

Optimism (OP)

乐观（OP）

Bitcoin Cash (BCH)

比特币现金（BCH）

Litecoin (LTC)

莱特币（LTC）

Binance USD (BUSD)

Binance USD（BUSD）

Dai (DAI)

dai（dai）

Wrapped Bitcoin (wBTC)

包装比特币（WBTC）

SAND (SAND)

沙子（沙子）

Smooth Love Potion (SLP)

光滑的爱情药水（SLP）

Gala (GALA)

晚会（晚会）

Enjin Coin (ENJ)

恩恩·币（Enj）

ApeCoin (APE)

阿皮克（水域）

XRP (XRP)

XRP（XRP）

Stacks (STX)

堆栈（STX）

Mercuryo wallet

水星钱包

Besides buying and selling, another service that Mercuryo provides is a custodial wallet for storing coins, allowing users to send crypto to other wallets, receive it, or keep it there. The platform keeps things secure with a two-factor authentication (2FA), using phone and

除了买卖外，Mercuryo提供的另一项服务是用于存放硬币的托管钱包，允许用户将加密货币发送到其他钱包，接收或将其保留在那里。该平台使用两因素身份验证（2FA），使用手机和