Mercuryo評論：如何用信用卡購買加密貨幣

這是Mercuryo的評論，我們將帶您了解有關該平台的所有信息 - 它的工作方式，費用以及它是否安全

This Mercuryo review will walk you through everything you need to know about the platform. We’ll cover how it works, what it'll cost you, and whether Mercuryo is safe for your hard-earned money. We’ll also break down how to sign up, buy or sell crypto, use the wallet, and even contact support if need be. Besides that, this review will weigh in on the good stuff against the not-so-great so you can decide whether this platform is for you.

這項Mercuryo評論將為您介紹有關該平台所需的所有信息。我們將介紹它的工作原理，您將花費甚麼，以及Mercuryo是否對您來之不易的錢安全。我們還將分解如何註冊，買或出售加密貨幣，使用錢包，甚至在需要時聯繫支持。除此之外，這篇評論將對好東西與不太好的東西進行權衡，因此您可以決定該平台是否適合您。

About Mercuryo

關於水星

If you’re looking to buy Bitcoin or other digital assets using everyday payment methods like your Visa or MasterCard, Mercuryo is one platform that can help you do just that. The platform also lets you sell crypto back into regular money (fiat currencies) and store your coins in a digital wallet.

如果您想使用簽證或萬事達卡（Mercuryo）的日常付款方式購買比特幣或其他數字資產，那麼Mercuryo是一個可以幫助您做到這一點的平台。該平台還可以讓您將加密貨幣賣回常規貨幣（法定貨幣），並將硬幣存儲在數字錢包中。

The genesis of Mercuryo’s journey really began in 2017 when Petr Kozyakov, co-founder and CEO, first began searching for an efficient and cost-effective means of buying Bitcoin with fiat currency. The platform’s aim is to bridge the gap between traditional money and crypto, making transactions simpler for investors as well as businesses.

Mercuryo的旅程的Genesis確實始於2017年，當時聯合創始人兼首席執行官Petr Kozyakov首先開始尋找一種有效且具有成本效益的方式，可以購買用法定貨幣購買比特幣。該平台的目的是彌合傳統貨幣與加密貨幣之間的差距，使交易對投資者和企業更加簡單。

In plain terms, one can think of Mercuryo as a middleman. Users give them dollars or euros; the platform handles the transaction and provides crypto in return—or vice versa.

簡而言之，人們可以將Mercuryo視為中間人。用戶給他們美元或歐元；該平台處理交易，並為回報提供加密貨幣，反之亦然。

As mentioned above, Mercuryo also offers tools for businesses, like widgets that let online stores accept crypto payments. For this review, though, we’ll focus on what it means for everyday crypto investors.

如上所述，Mercuryo還為企業提供工具，例如讓在線商店接受加密付款的小部件。但是，對於這篇評論，我們將重點介紹這對日常加密投資者的意義。

How to get started with Mercuryo?

如何開始使用Mercuryo？

To get started with Mercuryo, the first step is to visit its official website or download its app—available on both iOS and Android—and sign up with an email and phone number. The process requires basic info to create your account and tie it to a phone for security.

為了開始使用Mercuryo，第一步是訪問其官方網站或下載其應用程序（在iOS和Android上都可以使用），並通過電子郵件和電話號碼註冊。該過程需要基本信息來創建您的帳戶並將其與手機聯繫起來以進行安全。

Next up, you’ll need to verify your account. Now, Mercuryo follows Know Your Customer (KYC) rules, which means that the platform needs to confirm the user’s identity. Namely, for small transactions—up to about 300 EUR—users just go through a quick check against sanction lists. They’ll ask for a passport or ID scan. However, if you spend over 15,000 EUR, you’ll get a video call to record your face and voice. This might sound intimidating, but it’s standard for legit crypto platforms to prevent fraud.

接下來，您需要驗證您的帳戶。現在，Mercuryo關注您的客戶（KYC）規則，這意味著平台需要確認用戶的身份。也就是說，對於小型交易（約300歐元），使用者只是對製裁清單進行快速檢查。他們會要求護照或ID掃描。但是，如果您花費超過15,000歐元，您將收到一個視頻通話來記錄您的臉和聲音。這聽起來可能令人生畏，但這是合法加密平台防止欺詐的標準。

Once you register an account, the next step is to tie a Visa or MasterCard to your account. Mercuryo doesn’t accept PayPal, Revolut, or bank wire transfers like SEPA, so your options are limited to those cards, which is a heads-up if you prefer other payment methods.

註冊帳戶後，下一步是將簽證或萬事達到您的帳戶。 Mercuryo不接受PayPal，Revolut或Sepa之類的銀行電匯轉移，因此您的選擇僅限於這些卡，如果您喜歡其他付款方式，這將是一個問題。

Buying and selling crypto: How it works

買賣加密貨幣：如何工作

Now, let’s talk about the main event—buying crypto. You log into the app or website, pick a fiat currency, choose a crypto, and enter how much you want to spend. After you confirm, Mercuryo charges your card and sends the crypto to your platform wallet or another wallet you specify. On the other hand, selling works the reverse—users send crypto to Mercuryo, and they deposit fiat to their credit card.

現在，讓我們談談主要事件 - 供您供應加密貨幣。您登錄應用程序或網站，選擇法定貨幣，選擇加密貨幣，然後輸入要花費的數量。確認後，Mercuryo向您的卡充電，並將加密貨幣發送到您指定的平台錢包或另一個錢包。另一方面，銷售工程相反 - 用戶將加密貨幣發送到Mercuryo，然後將菲亞特存入其信用卡。

The whole process is usually done within minutes. Most user reviews praise the speed, with some calling it seamless or as smooth as butter. That said, some users did report delays of hours or even days, especially during busy crypto market times.

整個過程通常在幾分鐘內完成。大多數用戶都評論速度，有些人稱其為無縫或像黃油一樣光滑。也就是說，一些用戶確實報告了小時甚至幾天的延遲，尤其是在繁忙的加密市場時期。

As for the coins you can buy, Mercuryo supports over 30 cryptocurrencies, focusing on major coins and tokens across multiple blockchain networks, including:

至於您可以購買的硬幣，Mercuryo支持30多個加密貨幣，專注於多個區塊鍊網絡的主要硬幣和令牌，包括：

Bitcoin (BTC)

比特幣（BTC）

Ethereum (ETH)

以太坊（ETH）

Tether (USDT)

繫繩（USDT）

Binance Coin (BNB)

Binance硬幣（BNB）

Toncoin (TON)

托尼（音調）

Solana (SOL)

Solana（Sol）

Dogecoin (DOGE)

Dogecoin（Doge）

Shiba Inu (SHIB)

什巴·伊努（Shiba Inu（Shib））

Optimism (OP)

樂觀（OP）

Chainlink (LINK)

連鎖鏈接（鏈接）

Stellar (XLM)

恆星（XLM）

PancakeSwap (CAKE)

pancakeswap（蛋糕）

Cronos (CRO)

cronos（CRO）

Kava (KAVA)

卡瓦（卡瓦）

Near (NEAR)

靠近（靠近）

Immutable X (IMX)

不變的X（IMX）

Flow (FLOW)

流（流）

Mina (MINA)

我的（我的）

Optimism (OP)

樂觀（OP）

Bitcoin Cash (BCH)

比特幣現金（BCH）

Litecoin (LTC)

萊特幣（LTC）

Binance USD (BUSD)

Binance USD（BUSD）

Dai (DAI)

dai（dai）

Wrapped Bitcoin (wBTC)

包裝比特幣（WBTC）

SAND (SAND)

沙子（沙子）

Smooth Love Potion (SLP)

光滑的愛情藥水（SLP）

Gala (GALA)

晚會（晚會）

Enjin Coin (ENJ)

恩恩·幣（Enj）

ApeCoin (APE)

阿皮克（水域）

XRP (XRP)

XRP（XRP）

Stacks (STX)

堆棧（STX）

Mercuryo wallet

水星錢包

Besides buying and selling, another service that Mercuryo provides is a custodial wallet for storing coins, allowing users to send crypto to other wallets, receive it, or keep it there. The platform keeps things secure with a two-factor authentication (2FA), using phone and

除了買賣外，Mercuryo提供的另一項服務是用於存放硬幣的託管錢包，允許用戶將加密貨幣發送到其他錢包，接收或將其保留在那裡。該平台使用兩因素身份驗證（2FA），使用手機和