三月正在结束，但是加密货币空间中的一个项目才刚刚开始升温。

Mutuum Finance（MUTM）已成为本月最受关注的预售代币之一，而投资者正在关注出于某种原因。

March is winding down, but one project in the crypto space is just starting to heat up. Mutuum Finance (MUTM) has emerged as one of the most talked-about presale tokens this month, and investors are paying attention for a reason.

三月正在结束，但是加密货币空间中的一个项目才刚刚开始升温。 Mutuum Finance（MUTM）已成为本月最受关注的预售代币之一，而投资者正在关注出于某种原因。

After a strong start to the year, many sectors of the crypto market have begun to slow down. Several top-20 tokens are now in a neutral trend, and some smaller altcoins are showing signs of a short-term correction.

经过一年的强劲开端，加密货币市场的许多部门已经开始放慢速度。现在有几个前20个令牌处于中立趋势，一些较小的山寨币显示出短期校正的迹象。

However, not everything is slowing down. Despite the broader market movements, Mutuum Finance has continued to gain momentum throughout March, and the project’s presale is now in the final days of its third stage.

但是，并非一切都在放慢脚步。尽管市场变动更广泛，但Mutuum Finance在整个3月份仍在继续增长动力，并且该项目的预售现在正处于其第三阶段的最后几天。

With the token currently priced at $0.02, time is running out before it enters Phase 4, where the price is scheduled to increase by 25% to $0.025. For those considering an entry, the final days of March could be the best window before the next price jump.

由于代币目前的价格为0.02美元，时间已经用完了，然后才能进入第4阶段，该阶段的价格定于价格上涨25％，至0.025美元。对于那些考虑进入的人来说，三月的最后几天可能是下一个价格上涨之前的最佳窗口。

Mutuum Finance (MUTM)

死亡金融（MUTM）

While many cryptocurrencies are facing short-term corrections, Mutuum Finance is moving steadily in the opposite direction. Over $4.5 million has already been raised during the ongoing presale, and 6,300+ holders have secured their allocations.

尽管许多加密货币正面临短期校正，但Mutuum Finance沿相反方向稳步移动。在正在进行的预售期间已经筹集了超过450万美元，有6300多个持有人获得了分配。

The project’s early success isn’t just a reflection of timing—it’s tied to strong fundamentals and a clear product vision. Mutuum Finance is building a decentralized, non-custodial protocol designed for lending and borrowing crypto assets. Instead of relying on intermediaries or centralized control, all transactions take place through smart contracts. This gives users the ability to earn passive income by supplying liquidity or to borrow against their assets without giving up ownership.

该项目的早期成功不仅反映了时间安排，而且与强大的基本面和明确的产品愿景有关。 Mutuum Finance正在建立一种分散的非监护协议，旨在贷款和借用加密资产。所有交易都没有依靠中介机构或集中控制，而是通过智能合约进行。这使用户能够通过提供流动性或借贷其资产而无需放弃所有权来赚取被动收入。

To reward those who supply funds, Mutuum issues mtTokens—ERC-20 tokens that represent a user’s position in the lending pool. Instead of using fixed rates or locking mechanisms, the protocol adjusts the APY dynamically based on pool activity and borrowing demand. As borrowers pay interest, the value of mtTokens gradually increases, reflecting real-time earnings.

为了奖励那些提供资金的人，Mutuum发行了mttokens-ERC-20代币代表用户在贷款池中的位置。该协议不是使用固定费率或锁定机制，而是根据池活动和借贷需求动态调整APY。作为借款人支付利息，mttokens的价值逐渐增加，反映了实时收益。

This setup gives depositors a way to generate passive income with an automatically compounding yield, all without needing to manually claim rewards or commit to long lock-up periods. Since mtTokens are fully transferable and compatible with other DeFi platforms, users also maintain the flexibility to move or use their tokens without interrupting the yield they’re earning.

该设置为存款人提供了一种以自动复利收益率产生被动收入的方法，而无需手动要求奖励或承诺长期锁定期。由于mttokens是完全可转移的，并且与其他Defi平台兼容，因此用户还保持了移动或使用代币的灵活性，而不会中断其收益的收益。

The platform isn’t limited to basic lending. Mutuum also plans to launch an overcollateralized stablecoin, which users can mint by depositing collateral into the system. This stablecoin adds more utility to the platform by letting users access liquidity while keeping exposure to their original holdings. The interest paid on these stablecoin loans goes back into the protocol’s treasury, helping to maintain long-term stability.

该平台不仅限于基本贷款。 Mutuum还计划推出过度结合的Stablecoin，用户可以通过将抵押品存放到系统中来造成薄荷。这种Stablecoin通过让用户访问流动性，同时保持其原始持股量，从而为平台增加了更多的实用性。这些稳定贷款支付的利息回到了协议的财政部，有助于保持长期稳定。

What’s giving the project even more momentum is the team’s plan to roll out a beta version of the platform around the time of the token launch. That means MUTM won’t be just another speculative presale token with no product in sight—it will go live alongside working infrastructure, immediately connecting the token’s value to actual platform activity.

使该项目更具动力的原因是该团队计划在“令牌发布”时期推出平台的Beta版本。这意味着MUTM将不仅仅是看不到产品的另一个投机预售代币，它将与工作基础架构一起生活，立即将令牌的价值与实际平台活动联系起来。

The token’s public listing is set at $0.06, offering current Phase 3 buyers a clear 3x return on entry. However, before that happens, the presale is expected to transition to Phase 4, where the price will rise from $0.02 to $0.025. That 25% increase is just around the corner, making now the last chance to enter before the cost of entry moves higher.

令牌的公共列表设定为0.06美元，为当前的3阶段买家提供了明显的3倍入场收益。但是，在此之前，预计预计将过渡到第4阶段，在那里，价格将从0.02美元上涨至0.025美元。 25％的增长即将来临，现在是进入入境成本更高之前进入的最后机会。

For those watching from the sidelines, this stage of the presale is becoming increasingly time-sensitive. As more participants come in and funding accelerates, the shift to the next phase could arrive sooner than expected.

对于那些从场外观看的人来说，预售的这个阶段变得越来越敏感。随着越来越多的参与者进来并加速资金，向下阶段的转变可能比预期的要早。

Mutuum Finance continues to gain traction not because of hype, but because it offers a working model for DeFi lending—with a clear timeline, transparent mechanics, and growing community support. In a market where many tokens are retracing or waiting on delayed roadmaps, Mutuum is doing what many investors want to see: delivering progress and building toward launch.

Mutuum Finance继续获得吸引力并不是因为炒作，而是因为它为Defi贷款提供了工作模型，并具有清晰的时间表，透明的力学和不断增长的社区支持。在许多代币正在追溯或在延迟路线图上等待的市场中，Mutuum正在做许多投资者想要看到的事情：在发射中实现进度并建立发展。

With just days left in March and the next price increase on the horizon, this could be one of the last opportunities to secure MUTM at $0.02 before the momentum carries it forward.

在三月份还剩几天的时间里，下一个价格上涨，这可能是在势头前进之前将MUTM确保为0.02美元的最后机会之一。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance

网站：https：//www.mutuum.finance/ linktree：https：//linktr.ee/mutuumfinance