三月正在結束，但是加密貨幣空間中的一個項目才剛剛開始升溫。

Mutuum Finance（MUTM）已成為本月最受關注的預售代幣之一，而投資者正在關注出於某種原因。

March is winding down, but one project in the crypto space is just starting to heat up. Mutuum Finance (MUTM) has emerged as one of the most talked-about presale tokens this month, and investors are paying attention for a reason.

三月正在結束，但是加密貨幣空間中的一個項目才剛剛開始升溫。 Mutuum Finance（MUTM）已成為本月最受關注的預售代幣之一，而投資者正在關注出於某種原因。

After a strong start to the year, many sectors of the crypto market have begun to slow down. Several top-20 tokens are now in a neutral trend, and some smaller altcoins are showing signs of a short-term correction.

經過一年的強勁開端，加密貨幣市場的許多部門已經開始放慢速度。現在有幾個前20個令牌處於中立趨勢，一些較小的山寨幣顯示出短期校正的跡象。

However, not everything is slowing down. Despite the broader market movements, Mutuum Finance has continued to gain momentum throughout March, and the project’s presale is now in the final days of its third stage.

但是，並非一切都在放慢腳步。儘管市場變動更廣泛，但Mutuum Finance在整個3月份仍在繼續增長動力，並且該項目的預售現在正處於其第三階段的最後幾天。

With the token currently priced at $0.02, time is running out before it enters Phase 4, where the price is scheduled to increase by 25% to $0.025. For those considering an entry, the final days of March could be the best window before the next price jump.

由於代幣目前的價格為0.02美元，時間已經用完了，然後才能進入第4階段，該階段的價格定於價格上漲25％，至0.025美元。對於那些考慮進入的人來說，三月的最後幾天可能是下一個價格上漲之前的最佳窗口。

Mutuum Finance (MUTM)

死亡金融（MUTM）

While many cryptocurrencies are facing short-term corrections, Mutuum Finance is moving steadily in the opposite direction. Over $4.5 million has already been raised during the ongoing presale, and 6,300+ holders have secured their allocations.

儘管許多加密貨幣正面臨短期校正，但Mutuum Finance沿相反方向穩步移動。在正在進行的預售期間已經籌集了超過450萬美元，有6300多個持有人獲得了分配。

The project’s early success isn’t just a reflection of timing—it’s tied to strong fundamentals and a clear product vision. Mutuum Finance is building a decentralized, non-custodial protocol designed for lending and borrowing crypto assets. Instead of relying on intermediaries or centralized control, all transactions take place through smart contracts. This gives users the ability to earn passive income by supplying liquidity or to borrow against their assets without giving up ownership.

該項目的早期成功不僅反映了時間安排，而且與強大的基本面和明確的產品願景有關。 Mutuum Finance正在建立一種分散的非監護協議，旨在貸款和借用加密資產。所有交易都沒有依靠中介機構或集中控制，而是通過智能合約進行。這使用戶能夠通過提供流動性或借貸其資產而無需放棄所有權來賺取被動收入。

To reward those who supply funds, Mutuum issues mtTokens—ERC-20 tokens that represent a user’s position in the lending pool. Instead of using fixed rates or locking mechanisms, the protocol adjusts the APY dynamically based on pool activity and borrowing demand. As borrowers pay interest, the value of mtTokens gradually increases, reflecting real-time earnings.

為了獎勵那些提供資金的人，Mutuum發行了mttokens-ERC-20代幣代表用戶在貸款池中的位置。該協議不是使用固定費率或鎖定機制，而是根據池活動和借貸需求動態調整APY。作為藉款人支付利息，mttokens的價值逐漸增加，反映了實時收益。

This setup gives depositors a way to generate passive income with an automatically compounding yield, all without needing to manually claim rewards or commit to long lock-up periods. Since mtTokens are fully transferable and compatible with other DeFi platforms, users also maintain the flexibility to move or use their tokens without interrupting the yield they’re earning.

該設置為存款人提供了一種以自動複利收益率產生被動收入的方法，而無需手動要求獎勵或承諾長期鎖定期。由於mttokens是完全可轉移的，並且與其他Defi平台兼容，因此用戶還保持了移動或使用代幣的靈活性，而不會中斷其收益的收益。

The platform isn’t limited to basic lending. Mutuum also plans to launch an overcollateralized stablecoin, which users can mint by depositing collateral into the system. This stablecoin adds more utility to the platform by letting users access liquidity while keeping exposure to their original holdings. The interest paid on these stablecoin loans goes back into the protocol’s treasury, helping to maintain long-term stability.

該平台不僅限於基本貸款。 Mutuum還計劃推出過度結合的Stablecoin，用戶可以通過將抵押品存放到系統中來造成薄荷。這種Stablecoin通過讓用戶訪問流動性，同時保持其原始持股量，從而為平台增加了更多的實用性。這些穩定貸款支付的利息回到了協議的財政部，有助於保持長期穩定。

What’s giving the project even more momentum is the team’s plan to roll out a beta version of the platform around the time of the token launch. That means MUTM won’t be just another speculative presale token with no product in sight—it will go live alongside working infrastructure, immediately connecting the token’s value to actual platform activity.

使該項目更具動力的原因是該團隊計劃在“令牌發布”時期推出平台的Beta版本。這意味著MUTM將不僅僅是看不到產品的另一個投機預售代幣，它將與工作基礎架構一起生活，立即將令牌的價值與實際平台活動聯繫起來。

The token’s public listing is set at $0.06, offering current Phase 3 buyers a clear 3x return on entry. However, before that happens, the presale is expected to transition to Phase 4, where the price will rise from $0.02 to $0.025. That 25% increase is just around the corner, making now the last chance to enter before the cost of entry moves higher.

令牌的公共列表設定為0.06美元，為當前的3階段買家提供了明顯的3倍入場收益。但是，在此之前，預計預計將過渡到第4階段，在那裡，價格將從0.02美元上漲至0.025美元。 25％的增長即將來臨，現在是進入入境成本更高之前進入的最後機會。

For those watching from the sidelines, this stage of the presale is becoming increasingly time-sensitive. As more participants come in and funding accelerates, the shift to the next phase could arrive sooner than expected.

對於那些從場外觀看的人來說，預售的這個階段變得越來越敏感。隨著越來越多的參與者進來並加速資金，向下階段的轉變可能比預期的要早。

Mutuum Finance continues to gain traction not because of hype, but because it offers a working model for DeFi lending—with a clear timeline, transparent mechanics, and growing community support. In a market where many tokens are retracing or waiting on delayed roadmaps, Mutuum is doing what many investors want to see: delivering progress and building toward launch.

Mutuum Finance繼續獲得吸引力並不是因為炒作，而是因為它為Defi貸款提供了工作模型，並具有清晰的時間表，透明的力學和不斷增長的社區支持。在許多代幣正在追溯或在延遲路線圖上等待的市場中，Mutuum正在做許多投資者想要看到的事情：在發射中實現進度並建立發展。

With just days left in March and the next price increase on the horizon, this could be one of the last opportunities to secure MUTM at $0.02 before the momentum carries it forward.

在三月份還剩幾天的時間裡，下一個價格上漲，這可能是在勢頭前進之前將MUTM確保為0.02美元的最後機會之一。

For more information about Mutuum Finance (MUTM) visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：

Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance

網站：https：//www.mutuum.finance/ linktree：https：//linktr.ee/mutuumfinance