美国立法者旨在规范快速增长的Stablecoin市场。拟议的稳定和天才行为制定了严格的合规性规则，对Tether等公司产生了重大影响。

稳定法案概述了授权货币审计长办公室（OCC）监督联邦合格的非银行稳定发行人的规定。

The United States lawmakers are discussing a bill to impose a two-year ban on stablecoins that are solely backed by self-issued digital assets. The U.S. Treasury will assess the risks posed by stablecoins to establish a regulatory framework for ensuring market stability and security.

美国立法者正在讨论一项法案，要求对仅由自我发行的数字资产支持的两年禁令进行两年禁令。美国财政部将评估Stablecoins为确保市场稳定和安全的监管框架所带来的风险。

This news comes as the U.S. House of Representatives prepares to introduce legislation aimed at regulating stablecoins, with a focus on imposing stricter compliance rules. The bill, titled the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, seeks to streamline regulatory frameworks for stablecoin issuers.

这一消息是因为美国众议院准备提出旨在调节稳定币的立法，重点是实施更严格的合规规则。该法案标题为“更好的分类帐经济法案（稳定）法案的稳定性透明度和问责制”，试图简化稳定发行人的监管框架。

House lawmakers introduced a new proposal to regulate stablecoins which focuses on clearer oversight and compliance requirements. The bill, titled the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, seeks to create a consistent framework for U.S. stablecoin issuers.

众议院议员提出了一项新提案，以规范稳定的稳定性，重点是清晰的监督和合规要求。该法案标题为“更好的分类帐经济法案（稳定）法案”，旨在为美国Stablecoin发行人创建一个一致的框架。

The STABLE Act outlines provisions to authorize the Office of the Comptroller of the Currency (OCC) to oversee federal qualified nonbank stablecoin issuers. Lawmakers aim to streamline regulatory frameworks for stablecoin issuers to reduce uncertainty in the industry.

稳定法案概述了授权货币审计长办公室（OCC）监督联邦合格的非银行稳定发行人的规定。立法者旨在简化稳定发行人的监管框架，以减少行业的不确定性。

Moreover, the Senate is also introducing a bill called the GENIUS Act, which has some similarities to the STABLE Act. The GENIUS Act aims to establish clear regulations for stablecoin issuers that exceed $10 billion in market capitalization. State-level regulation would apply for issuers below this threshold, offering flexibility to smaller entities.

此外，参议院还提出了一项名为《天才法》的法案，该法案与稳定法具有一些相似之处。 《天才法》旨在为超过100亿美元市值的稳定发行人制定明确的法规。州级法规将适用于低于此门槛的发行人，为较小的实体提供灵活性。

These bills also include stricter requirements for stablecoin issuers, especially for large-scale players like Tether. Tether, the world’s largest stablecoin by market cap, could face major hurdles under the new bills. Lawmakers have stressed that companies like Tether must comply with regulations or cease issuance in the U.S.

这些法案还包括对Stablecoin发行人的更严格要求，特别是对于像Tether这样的大型玩家。 Tether是世界上最大的稳定稳定性，在新法案下可能会面临重大障碍。议员们强调，像Tether这样的公司必须遵守法规或停止在美国发行

Although Tether provides quarterly reports on its reserves, it has faced scrutiny for not maintaining full audits. Lawmakers argue that companies must meet high standards such as a full audit by a U.S-based firm, to ensure compliance. Critics argue that Tether’s lack of an audit could become a barrier to its operations in the U.S. if the bill becomes law.

尽管Tether提供了有关储备金的季度报告，但它因不进行全面审核而面临审查。立法者认为，公司必须符合高标准，例如由美国公司进行的全面审计，以确保合规性。批评者认为，如果法案成为法律，莱特缺乏审计可能会成为其在美国运营的障碍。

The STABLE and GENIUS Acts also address possible delisting of stablecoins on major exchanges like Coinbase and Kraken. Even though none of the bills mandate delisting, exchanges may decide to reduce exposure to non-compliant coins. Industry observers predict that non-compliant tokens may face stricter scrutiny over their use in the U.S. market.

稳定和天才的行为还解决了在Coinbase和Kraken等主要交易所上可能将稳定的人推荐。即使账单都没有授权，但交易所可能决定减少对不合规的硬币的接触。行业观察者预测，不合规的令牌可能会对他们在美国市场的使用面临严格的审查。

However, exchanges will likely assess the risk and decide whether to continue supporting Tether. They may choose to restrict access to USDT for U.S. customers to reduce exposure. These decisions will depend on future regulatory developments and the stability of the broader stablecoin market.

但是，交流可能会评估风险，并决定是否继续支持系绳。他们可能会选择限制对美国客户的访问权限，以减少曝光率。这些决定将取决于未来的监管发展以及更广泛的稳定市场的稳定性。

The introduction of these bills marks a major step in the U.S. government’s effort to regulate the industry. Lawmakers across both chambers of Congress are expected to collaborate to finalize the legislation. Although the bills may take months to pass and become law, there is no grace period for issuers to meet new compliance standards.

这些法案的引入标志着美国政府对行业进行规范的努力的重要一步。预计国会两个会议厅的议员将合作完成立法。尽管账单可能需要几个月的时间才能通过并成为法律，但发行人没有符合新的合规标准的恩典时期。