美國立法者旨在規範快速增長的Stablecoin市場。擬議的穩定和天才行為製定了嚴格的合規性規則，對Tether等公司產生了重大影響。

穩定法案概述了授權貨幣審計長辦公室（OCC）監督聯邦合格的非銀行穩定發行人的規定。

The United States lawmakers are discussing a bill to impose a two-year ban on stablecoins that are solely backed by self-issued digital assets. The U.S. Treasury will assess the risks posed by stablecoins to establish a regulatory framework for ensuring market stability and security.

美國立法者正在討論一項法案，要求對僅由自我發行的數字資產支持的兩年禁令進行兩年禁令。美國財政部將評估Stablecoins為確保市場穩定和安全的監管框架所帶來的風險。

This news comes as the U.S. House of Representatives prepares to introduce legislation aimed at regulating stablecoins, with a focus on imposing stricter compliance rules. The bill, titled the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, seeks to streamline regulatory frameworks for stablecoin issuers.

這一消息是因為美國眾議院準備提出旨在調節穩定幣的立法，重點是實施更嚴格的合規規則。該法案標題為“更好的分類帳經濟法案（穩定）法案的穩定性透明度和問責制”，試圖簡化穩定發行人的監管框架。

House lawmakers introduced a new proposal to regulate stablecoins which focuses on clearer oversight and compliance requirements. The bill, titled the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, seeks to create a consistent framework for U.S. stablecoin issuers.

眾議院議員提出了一項新提案，以規範穩定的穩定性，重點是清晰的監督和合規要求。該法案標題為“更好的分類帳經濟法案（穩定）法案”，旨在為美國Stablecoin發行人創建一個一致的框架。

The STABLE Act outlines provisions to authorize the Office of the Comptroller of the Currency (OCC) to oversee federal qualified nonbank stablecoin issuers. Lawmakers aim to streamline regulatory frameworks for stablecoin issuers to reduce uncertainty in the industry.

穩定法案概述了授權貨幣審計長辦公室（OCC）監督聯邦合格的非銀行穩定發行人的規定。立法者旨在簡化穩定發行人的監管框架，以減少行業的不確定性。

Moreover, the Senate is also introducing a bill called the GENIUS Act, which has some similarities to the STABLE Act. The GENIUS Act aims to establish clear regulations for stablecoin issuers that exceed $10 billion in market capitalization. State-level regulation would apply for issuers below this threshold, offering flexibility to smaller entities.

此外，參議院還提出了一項名為《天才法》的法案，該法案與穩定法具有一些相似之處。 《天才法》旨在為超過100億美元市值的穩定發行人制定明確的法規。州級法規將適用於低於此門檻的發行人，為較小的實體提供靈活性。

These bills also include stricter requirements for stablecoin issuers, especially for large-scale players like Tether. Tether, the world’s largest stablecoin by market cap, could face major hurdles under the new bills. Lawmakers have stressed that companies like Tether must comply with regulations or cease issuance in the U.S.

這些法案還包括對Stablecoin發行人的更嚴格要求，特別是對於像Tether這樣的大型玩家。 Tether是世界上最大的穩定穩定性，在新法案下可能會面臨重大障礙。議員們強調，像Tether這樣的公司必須遵守法規或停止在美國發行

Although Tether provides quarterly reports on its reserves, it has faced scrutiny for not maintaining full audits. Lawmakers argue that companies must meet high standards such as a full audit by a U.S-based firm, to ensure compliance. Critics argue that Tether’s lack of an audit could become a barrier to its operations in the U.S. if the bill becomes law.

儘管Tether提供了有關儲備金的季度報告，但它因不進行全面審核而面臨審查。立法者認為，公司必須符合高標準，例如由美國公司進行的全面審計，以確保合規性。批評者認為，如果法案成為法律，萊特缺乏審計可能會成為其在美國運營的障礙。

The STABLE and GENIUS Acts also address possible delisting of stablecoins on major exchanges like Coinbase and Kraken. Even though none of the bills mandate delisting, exchanges may decide to reduce exposure to non-compliant coins. Industry observers predict that non-compliant tokens may face stricter scrutiny over their use in the U.S. market.

穩定和天才的行為還解決了在Coinbase和Kraken等主要交易所上可能將穩定的人推薦。即使賬單都沒有授權，但交易所可能決定減少對不合規的硬幣的接觸。行業觀察者預測，不合規的令牌可能會對他們在美國市場的使用面臨嚴格的審查。

However, exchanges will likely assess the risk and decide whether to continue supporting Tether. They may choose to restrict access to USDT for U.S. customers to reduce exposure. These decisions will depend on future regulatory developments and the stability of the broader stablecoin market.

但是，交流可能會評估風險，並決定是否繼續支持繫繩。他們可能會選擇限制對美國客戶的訪問權限，以減少曝光率。這些決定將取決於未來的監管發展以及更廣泛的穩定市場的穩定性。

The introduction of these bills marks a major step in the U.S. government’s effort to regulate the industry. Lawmakers across both chambers of Congress are expected to collaborate to finalize the legislation. Although the bills may take months to pass and become law, there is no grace period for issuers to meet new compliance standards.

這些法案的引入標誌著美國政府對行業進行規範的努力的重要一步。預計國會兩個會議廳的議員將合作完成立法。儘管賬單可能需要幾個月的時間才能通過並成為法律，但發行人沒有符合新的合規標準的恩典時期。