摩根大通的 JPM Coin 推动区块链银行业革命，有望实现爆炸性增长

作为一项重大进展，摩根大通已将其基于区块链的 JPM Coin 集成到由领先金融机构开发的协作银行交易平台 Partior 中。此次整合旨在通过利用区块链技术加强跨境银行间交易。 Partior 星展银行的积极参与以及 JPM Coin 在其他银行的使用的潜在扩展（待监管部门批准）预计将进一步推动区块链解决方案在银行业的采用。

JPMorgan's JPM Coin Powers Blockchain-Based Banking System, Poised for Exponential Growth

摩根大通的摩根币为基于区块链的银行系统提供动力，有望呈指数级增长

Jakarta, Indonesia – The world of finance has witnessed a groundbreaking development as JPMorgan, one of the leading investment banks globally, has unveiled its blockchain-based token, JPM Coin. This innovative token has been seamlessly integrated into Partior, a pioneering blockchain-based banking transaction system.

印度尼西亚雅加达——全球领先的投资银行之一摩根大通推出了基于区块链的代币 JPM Coin，金融界见证了突破性的发展。这种创新代币已无缝集成到 Partior，这是一种基于区块链的开创性银行交易系统。

Partior, a testament to the collaborative efforts of industry giants JPMorgan, Temasek, Standard Chartered, and DBS Bank, empowers users with the ability to execute cross-bank transactions leveraging blockchain technology. The platform facilitates swift, real-time multi-currency transactions between participating financial institutions. JPM Coin, on the other hand, is anticipated to handle an astounding volume of transactions, both internal and interbank.

Partior 是行业巨头摩根大通、淡马锡、渣打银行和星展银行合作努力的证明，使用户能够利用区块链技术执行跨银行交易。该平台促进参与金融机构之间快速、实时的多货币交易。另一方面，JPM Coin 预计将处理数量惊人的内部和银行间交易。

The Singapore-based Partior project has commenced operations, and a comprehensive user guide has been made available by the developers. According to Ledger Insights, DBS Bank is actively utilizing Partior, while other banks are yet to fully embrace the system. JPMorgan, while leading the charge among US-based banks, is still awaiting official approval for the implementation of Partior. However, the bank has secured a non-objection letter from the United States Office of the Comptroller of the Currency for Partior's deployment in May.

位于新加坡的 Partior 项目已开始运营，开发商已提供全面的用户指南。据 Ledger Insights 称，星展银行正在积极利用 Partior，而其他银行尚未完全采用该系统。摩根大通虽然在美国银行中处于领先地位，但仍在等待 Partior 实施的官方批准。然而，该银行已获得美国货币监理署 5 月份对 Partior 部署的无异议函。

The integration of JPM Coin into Partior is expected to significantly bolster its usage, given the token's immense popularity within the banking sector. Takis Georgakopoulos, JPMorgan's Global Head of Payments, revealed in October that the token facilitated transactions worth a staggering $1 billion (approximately 15.5 trillion IDR) daily.

鉴于 JPM Coin 在银行业的广泛普及，预计 JPM Coin 与 Partior 的整合将显着提高其使用量。摩根大通全球支付主管 Takis Georgakopoulos 在 10 月份透露，该代币每天促成的交易额高达 10 亿美元（约 15.5 万亿印尼盾）。

Umar Farooq, JPMorgan's Global Head of Financial Institution Payments, envisions a substantial increase in the volume of transactions processed through this network, aiming for exponential growth to reach $10 billion (155 trillion IDR) over the next one to two years.

摩根大通金融机构支付全球主管 Umar Farooq 预计，通过该网络处理的交易量将大幅增加，目标是在未来一到两年内实现指数级增长，达到 100 亿美元（155 万亿印尼盾）。

The implications of this technological advancement extend far beyond the realm of traditional banking. JPM Coin's integration with Partior heralds a new era of efficiency, transparency, and security in the financial sector. Its potential to optimize processes, reduce costs, and enhance trust among financial institutions is undeniable. As the adoption of blockchain technology continues to gain momentum, we can anticipate further groundbreaking developments that will reshape the way we conduct financial transactions.

这项技术进步的影响远远超出了传统银行业的范围。 JPM Coin 与 Partior 的整合预示着金融领域进入了高效、透明和安全的新时代。其在优化流程、降低成本和增强金融机构之间信任方面的潜力是不可否认的。随着区块链技术的采用继续获得动力，我们可以预见进一步的突破性发展，这将重塑我们进行金融交易的方式。