摩根大通的 JPM Coin 推動區塊鏈銀行業革命，可望實現爆炸性成長

作為一項重大進展，摩根大通已將其基於區塊鏈的 JPM Coin 整合到由領先金融機構開發的協作銀行交易平台 Partior 中。此次整合旨在透過利用區塊鏈技術加強跨境銀行間交易。 Partior 星展銀行的積極參與以及 JPM Coin 在其他銀行的使用的潛在擴展（待監管部門批准）預計將進一步推動區塊鏈解決方案在銀行業的採用。

JPMorgan's JPM Coin Powers Blockchain-Based Banking System, Poised for Exponential Growth

摩根大通的摩根幣為基於區塊鏈的銀行系統提供動力，預計將呈指數級增長

Jakarta, Indonesia – The world of finance has witnessed a groundbreaking development as JPMorgan, one of the leading investment banks globally, has unveiled its blockchain-based token, JPM Coin. This innovative token has been seamlessly integrated into Partior, a pioneering blockchain-based banking transaction system.

印尼雅加達—全球領先的投資銀行之一摩根大通推出了基於區塊鏈的代幣 JPM Coin，金融界見證了突破性的發展。這種創新代幣已無縫整合到 Partior，這是一種基於區塊鏈的開創性銀行交易系統。

Partior, a testament to the collaborative efforts of industry giants JPMorgan, Temasek, Standard Chartered, and DBS Bank, empowers users with the ability to execute cross-bank transactions leveraging blockchain technology. The platform facilitates swift, real-time multi-currency transactions between participating financial institutions. JPM Coin, on the other hand, is anticipated to handle an astounding volume of transactions, both internal and interbank.

Partior 是業界巨頭摩根大通、淡馬錫、渣打銀行和星展銀行合作努力的證明，使用戶能夠利用區塊鏈技術執行跨銀行交易。該平台促進參與金融機構之間快速、即時的多貨幣交易。另一方面，JPM Coin 預計將處理數量驚人的內部和銀行間交易。

The Singapore-based Partior project has commenced operations, and a comprehensive user guide has been made available by the developers. According to Ledger Insights, DBS Bank is actively utilizing Partior, while other banks are yet to fully embrace the system. JPMorgan, while leading the charge among US-based banks, is still awaiting official approval for the implementation of Partior. However, the bank has secured a non-objection letter from the United States Office of the Comptroller of the Currency for Partior's deployment in May.

位於新加坡的 Partior 專案已開始運營，開發商已提供全面的使用者指南。據 Ledger Insights 稱，星展銀行正在積極利用 Partior，而其他銀行尚未完全採用該系統。摩根大通雖然在美國銀行中處於領先地位，但仍在等待 Partior 實施的官方批准。然而，該銀行已獲得美國貨幣監理署 5 月對 Partior 部署的無異議函。

The integration of JPM Coin into Partior is expected to significantly bolster its usage, given the token's immense popularity within the banking sector. Takis Georgakopoulos, JPMorgan's Global Head of Payments, revealed in October that the token facilitated transactions worth a staggering $1 billion (approximately 15.5 trillion IDR) daily.

鑑於 JPM Coin 在銀行業的廣泛普及，預計 JPM Coin 與 Partior 的整合將顯著提高其使用量。摩根大通全球支付主管 Takis Georgakopoulos 在 10 月透露，該代幣每天促成的交易高達 10 億美元（約 15.5 兆印尼盾）。

Umar Farooq, JPMorgan's Global Head of Financial Institution Payments, envisions a substantial increase in the volume of transactions processed through this network, aiming for exponential growth to reach $10 billion (155 trillion IDR) over the next one to two years.

摩根大通金融機構支付全球主管 Umar Farooq 預計，透過該網路處理的交易量將大幅增加，目標是在未來一到兩年內實現指數級增長，達到 100 億美元（155 兆印尼盾）。

The implications of this technological advancement extend far beyond the realm of traditional banking. JPM Coin's integration with Partior heralds a new era of efficiency, transparency, and security in the financial sector. Its potential to optimize processes, reduce costs, and enhance trust among financial institutions is undeniable. As the adoption of blockchain technology continues to gain momentum, we can anticipate further groundbreaking developments that will reshape the way we conduct financial transactions.

這項技術進步的影響遠遠超出了傳統銀行業的範圍。 JPM Coin 與 Partior 的整合預示著金融領域進入了高效、透明和安全的新時代。其在優化流程、降低成本和增強金融機構之間信任方面的潛力是不可否認的。隨著區塊鏈技術的採用繼續獲得動力，我們可以預見進一步的突破性發展，這將重塑我們進行金融交易的方式。