IPMB：将黄金和加密货币汇集在一起

国际贵金属金银集团（IPMB）结合了黄金行业的丰富经验与区块链技术提供的机会

The global demand for gold remains strong and the asset’s price has reached all-time highs, leading investors to face a difficult choice between various gold investment vehicles.

全球对黄金的需求仍然很强大，资产的价格已经达到了历史最高水平，这使投资者在各种黄金投资工具之间面临艰难的选择。

Traditional methods for investing in gold come with a number of drawbacks. Physical gold incurs substantial buy and sell fees, gold futures require advanced financial literacy, while gold-backed cryptocurrencies often lack reliable reserve audits, or their sources of gold are opaque.

投资黄金的传统方法带有许多缺点。实物黄金会产生大量的买卖费用，黄金期货需要先进的金融素养，而金牌的加密货币通常缺乏可靠的储备审核，或者其黄金来源是不透明的。

IPMB: bringing together gold and cryptocurrency

IPMB：将黄金和加密货币汇集在一起

The International Precious Metals Bullion Group (IPMB) combines vast experience in the gold industry with opportunities provided by blockchain technology to offer a novel approach to gold investing that is reliable and cost-efficient. By controlling the crucial steps of the supply chain, IPMB offers favorable pricing and transparency for investors in its gold-backed GoldPro Token (GPRO) and GEM NFTs.

国际贵金属金银集团（IPMB）结合了黄金行业的丰富经验和区块链技术提供的机会，提供了一种新颖的黄金投资方法，可靠且具有成本效益。通过控制供应链的关键步骤，IPMB为投资者提供了良好的定价和透明度，以其金色支持的Goldpro代币（GPRO）和GEM NFTS提供了良好的定价和透明度。

A recent report published by Cointelegraph provides insight into this precious metals project. It gives an overview of the challenges gold tokenization solutions face, from physical gold issues to providing liquidity and backup guarantees for digital tokens. The report also covers an in-house solution developed by IPMB to track the gold supply chain, its GPRO token fully collateralized by gold, and the gold-backed GEM NFTs. The report concludes with an overview of the IPMB ecosystem and its future development plans.

Cointelegraph发表的最新报告提供了对这个贵金属项目的见解。它概述了黄金令牌解决方案所面临的挑战，从物理黄金问题到为数字代币提供流动性和备份保证。该报告还涵盖了IPMB开发的一个内部解决方案，以跟踪黄金供应链，其GPRO代币完全由黄金抵押，以及黄金粘的Gem NFTS。该报告以IPMB生态系统及其未来发展计划的概述结束。

This article will highlight some key takeaways from the report:

本文将重点介绍报告的一些关键要点：

Inefficiencies in the gold market

黄金市场效率低下

The supply chain for physical gold relies on multiple intermediaries, which results in price premiums that are ultimately borne by investors.

实物黄金的供应链依靠多个中介机构，这导致价格溢价最终由投资者承担。

Furthermore, physical gold investments incur premiums at purchase and come with substantial buy/sell spreads, as well as custody fees of up to 1% per year. (Figure 1).

此外，实体黄金投资在购买时会产生保费，并提供大量的买卖价差，以及每年最高1％的监护费。 （图1）。

In addition to increased costs, complex gold supply chains make it easier to disguise the origin of gold ore and hide unethical mining. For instance, Ghana, a leading gold producer, has faced criticism for unregulated artisanal mining, which harms the environment and often infringes on human rights.

除了增加成本外，复杂的黄金供应连锁店使掩盖金矿的起源并隐藏不道德的采矿变得更加容易。例如，加纳（Ghana）是一位领先的黄金生产商，他因不受管制的手工采矿而面临批评，这会损害环境并经常侵犯人权。

Streamlining the gold supply chain

简化黄金供应链

In contrast to most existing gold tokenization solutions that rely on third-party supplies, IPMB co-owns gold mining facilities in Ghana and controls the entire gold ore delivery process. As a result, IPMB eliminates unnecessary intermediaries and achieves transparency and sustainability for the whole supply chain.

与大多数依赖第三方用品的现有金牌化解决方案相反，IPMB共同拥有加纳的黄金采矿设施，并控制整个金矿递送过程。结果，IPMB消除了不必要的中介机构，并实现了整个供应链的透明度和可持续性。

The forthcoming launch of the Goldtrace360, an in-house tracking solution designed by IPMB, will automate the tracking process and significantly reduce latency. Goldtrace360 will utilize Internet of Things (IoT) technologies to record every step in the gold production process on the blockchain.

IPMB设计的内部跟踪解决方案GoldTrace360即将推出，将自动化跟踪过程并大大减少延迟。 GoldTrace360将利用物联网（IoT）技术记录区块链黄金生产过程的每个步骤。

Introducing gold-backed GEM NFTs

介绍金色的宝石nfts

The GEM NFTs are digital promissory notes issued by IPMB for investment grade 24-karat gold. The GEM NFTs serve as ownership titles on the Polygon blockchain for gold bars in denominations ranging from 1 gram to 12,500 grams to cater to a wide range of potential investors.

GEM NFT是IPMB发行的数字期票，用于投资级24克拉黄金。 GEM NFT是金条的多边形区块链的所有权头衔，范围为1克至12,500克，可满足广泛的潜在投资者。

The GEM NFTs can be obtained by staking GPRO, the native token of the IPMB ecosystem on the Polygon blockchain. While GPRO tokens are 1:1 backed with gold, their price remains free-floating.

宝石NFT可以通过Straking GPRO（在多边形区块链上IPMB生态系统的天然代币）来获得。虽然GPRO代币以1：1的支持，但它们的价格仍然是自由浮动的。

To obtain an NFT of a specific denomination with a discount, the user must stake a corresponding number of GPRO tokens for a period of between three and 12 months. Longer periods of staking are rewarded with a higher discount. For example, if 100 GPRO are staked for 12 months, 89 GPRO will be converted into a GEM NFT and 11 GPRO will be returned to the user. A limited number of NFTs are allocated to staking each month (Figure 2).

要获得具有折扣的特定面额的NFT，用户必须将相应数量的GPRO令牌存储在三到12个月之间。更长的折扣会带来更高的折扣。例如，如果将100个GPRO放在12个月中，将将89 GPRO转换为GEM NFT，将返回11 GPRO。每月有限的NFT分配给静止状态（图2）。

If the user triggers GPRO to GEM NFT conversion at the end of the staking period, GPROs get burned. At the same time, the GEM NFT gets assigned a unique 24-karat gold coin or bar and a London Bullion Market Association (LBMA) serial number, which is also reflected in the NFT metadata.

如果用户在放入期结束时将GPRO触发到GEM NFT转换，则GPRO将被烧毁。同时，GEM NFT被分配了独特的24克拉金币或酒吧和伦敦金条市场协会（LBMA）序列号，这也反映在NFT元数据中。

The GEM NFTs that are at least one year old can be redeemed for physical gold, and the redemption is free of charge for NFTs of over 100 grams of gold in denomination. If not redeemed, NFTs stay free of insurance, custody or management fees for the first five years following the mint date.

至少一岁的宝石NFT可以兑换为实物黄金，并且赎回是免费的100克黄金的NFT。如果未兑换，NFT在造币厂日期后的头五年中保持了保险，监护或管理费。

This article does not contain investment advice or recommendations. Every investment and trading move involves risk, and readers should conduct their own research when making a decision.

本文不包含投资建议或建议。每个投资和交易举动都涉及风险，读者在做出决定时应进行自己的研究。

This article is for general information purposes and is not intended to be and should not be taken as legal or investment advice. The views, thoughts, and opinions expressed here are the author’s alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.

本文是出于一般信息目的，不打算被视为法律或投资建议。这里表达的观点，思想和观点是作者独自一人，不一定反映或代表Cointelegraph的观点和观点。

Cointelegraph does not endorse the content of this article nor any product mentioned herein. Readers should do their own research before taking any action related to any product or company mentioned and carry full responsibility for their decisions.

Cointelegraph不认可本文的内容或此处提到的任何产品。读者应在采取与任何产品或公司有关的任何行动之前进行自己的研究，并对他们的决策承担全部责任。