IPMB：將黃金和加密貨幣匯集在一起

國際貴金屬金銀集團（IPMB）結合了黃金行業的豐富經驗與區塊鏈技術提供的機會

The global demand for gold remains strong and the asset’s price has reached all-time highs, leading investors to face a difficult choice between various gold investment vehicles.

全球對黃金的需求仍然很強大，資產的價格已經達到了歷史最高水平，這使投資者在各種黃金投資工具之間面臨艱難的選擇。

Traditional methods for investing in gold come with a number of drawbacks. Physical gold incurs substantial buy and sell fees, gold futures require advanced financial literacy, while gold-backed cryptocurrencies often lack reliable reserve audits, or their sources of gold are opaque.

投資黃金的傳統方法帶有許多缺點。實物黃金會產生大量的買賣費用，黃金期貨需要先進的金融素養，而金牌的加密貨幣通常缺乏可靠的儲備審核，或者其黃金來源是不透明的。

IPMB: bringing together gold and cryptocurrency

IPMB：將黃金和加密貨幣匯集在一起

The International Precious Metals Bullion Group (IPMB) combines vast experience in the gold industry with opportunities provided by blockchain technology to offer a novel approach to gold investing that is reliable and cost-efficient. By controlling the crucial steps of the supply chain, IPMB offers favorable pricing and transparency for investors in its gold-backed GoldPro Token (GPRO) and GEM NFTs.

國際貴金屬金銀集團（IPMB）結合了黃金行業的豐富經驗和區塊鏈技術提供的機會，提供了一種新穎的黃金投資方法，可靠且具有成本效益。通過控制供應鏈的關鍵步驟，IPMB為投資者提供了良好的定價和透明度，以其金色支持的Goldpro代幣（GPRO）和GEM NFTS提供了良好的定價和透明度。

A recent report published by Cointelegraph provides insight into this precious metals project. It gives an overview of the challenges gold tokenization solutions face, from physical gold issues to providing liquidity and backup guarantees for digital tokens. The report also covers an in-house solution developed by IPMB to track the gold supply chain, its GPRO token fully collateralized by gold, and the gold-backed GEM NFTs. The report concludes with an overview of the IPMB ecosystem and its future development plans.

Cointelegraph發表的最新報告提供了對這個貴金屬項目的見解。它概述了黃金令牌解決方案所面臨的挑戰，從物理黃金問題到為數字代幣提供流動性和備份保證。該報告還涵蓋了IPMB開發的一個內部解決方案，以跟踪黃金供應鏈，其GPRO代幣完全由黃金抵押，以及黃金粘的Gem NFTS。該報告以IPMB生態系統及其未來發展計劃的概述結束。

This article will highlight some key takeaways from the report:

本文將重點介紹報告的一些關鍵要點：

Inefficiencies in the gold market

黃金市場效率低下

The supply chain for physical gold relies on multiple intermediaries, which results in price premiums that are ultimately borne by investors.

實物黃金的供應鏈依靠多個中介機構，這導致價格溢價最終由投資者承擔。

Furthermore, physical gold investments incur premiums at purchase and come with substantial buy/sell spreads, as well as custody fees of up to 1% per year. (Figure 1).

此外，實體黃金投資在購買時會產生保費，並提供大量的買賣價差，以及每年最高1％的監護費。 （圖1）。

In addition to increased costs, complex gold supply chains make it easier to disguise the origin of gold ore and hide unethical mining. For instance, Ghana, a leading gold producer, has faced criticism for unregulated artisanal mining, which harms the environment and often infringes on human rights.

除了增加成本外，複雜的黃金供應連鎖店使掩蓋金礦的起源並隱藏不道德的採礦變得更加容易。例如，加納（Ghana）是一位領先的黃金生產商，他因不受管制的手工採礦而面臨批評，這會損害環境並經常侵犯人權。

Streamlining the gold supply chain

簡化黃金供應鏈

In contrast to most existing gold tokenization solutions that rely on third-party supplies, IPMB co-owns gold mining facilities in Ghana and controls the entire gold ore delivery process. As a result, IPMB eliminates unnecessary intermediaries and achieves transparency and sustainability for the whole supply chain.

與大多數依賴第三方用品的現有金牌化解決方案相反，IPMB共同擁有加納的黃金采礦設施，並控制整個金礦遞送過程。結果，IPMB消除了不必要的中介機構，並實現了整個供應鏈的透明度和可持續性。

The forthcoming launch of the Goldtrace360, an in-house tracking solution designed by IPMB, will automate the tracking process and significantly reduce latency. Goldtrace360 will utilize Internet of Things (IoT) technologies to record every step in the gold production process on the blockchain.

IPMB設計的內部跟踪解決方案GoldTrace360即將推出，將自動化跟踪過程並大大減少延遲。 GoldTrace360將利用物聯網（IoT）技術記錄區塊鏈黃金生產過程的每個步驟。

Introducing gold-backed GEM NFTs

介紹金色的寶石nfts

The GEM NFTs are digital promissory notes issued by IPMB for investment grade 24-karat gold. The GEM NFTs serve as ownership titles on the Polygon blockchain for gold bars in denominations ranging from 1 gram to 12,500 grams to cater to a wide range of potential investors.

GEM NFT是IPMB發行的數字期票，用於投資級24克拉黃金。 GEM NFT是金條的多邊形區塊鏈的所有權頭銜，範圍為1克至12,500克，可滿足廣泛的潛在投資者。

The GEM NFTs can be obtained by staking GPRO, the native token of the IPMB ecosystem on the Polygon blockchain. While GPRO tokens are 1:1 backed with gold, their price remains free-floating.

寶石NFT可以通過Straking GPRO（在多邊形區塊鏈上IPMB生態系統的天然代幣）來獲得。雖然GPRO代幣以1：1的支持，但它們的價格仍然是自由浮動的。

To obtain an NFT of a specific denomination with a discount, the user must stake a corresponding number of GPRO tokens for a period of between three and 12 months. Longer periods of staking are rewarded with a higher discount. For example, if 100 GPRO are staked for 12 months, 89 GPRO will be converted into a GEM NFT and 11 GPRO will be returned to the user. A limited number of NFTs are allocated to staking each month (Figure 2).

要獲得具有折扣的特定面額的NFT，用戶必須將相應數量的GPRO令牌存儲在三到12個月之間。更長的折扣會帶來更高的折扣。例如，如果將100個GPRO放在12個月中，將將89 GPRO轉換為GEM NFT，將返回11 GPRO。每月有限的NFT分配給靜止狀態（圖2）。

If the user triggers GPRO to GEM NFT conversion at the end of the staking period, GPROs get burned. At the same time, the GEM NFT gets assigned a unique 24-karat gold coin or bar and a London Bullion Market Association (LBMA) serial number, which is also reflected in the NFT metadata.

如果用戶在放入期結束時將GPRO觸發到GEM NFT轉換，則GPRO將被燒毀。同時，GEM NFT被分配了獨特的24克拉金幣或酒吧和倫敦金條市場協會（LBMA）序列號，這也反映在NFT元數據中。

The GEM NFTs that are at least one year old can be redeemed for physical gold, and the redemption is free of charge for NFTs of over 100 grams of gold in denomination. If not redeemed, NFTs stay free of insurance, custody or management fees for the first five years following the mint date.

至少一歲的寶石NFT可以兌換為實物黃金，並且贖回是免費的100克黃金的NFT。如果未兌換，NFT在造幣廠日期後的頭五年中保持了保險，監護或管理費。

This article does not contain investment advice or recommendations. Every investment and trading move involves risk, and readers should conduct their own research when making a decision.

本文不包含投資建議或建議。每個投資和交易舉動都涉及風險，讀者在做出決定時應進行自己的研究。

This article is for general information purposes and is not intended to be and should not be taken as legal or investment advice. The views, thoughts, and opinions expressed here are the author’s alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.

本文是出於一般信息目的，不打算被視為法律或投資建議。這裡表達的觀點，思想和觀點是作者獨自一人，不一定反映或代表Cointelegraph的觀點和觀點。

Cointelegraph does not endorse the content of this article nor any product mentioned herein. Readers should do their own research before taking any action related to any product or company mentioned and carry full responsibility for their decisions.

Cointelegraph不認可本文的內容或此處提到的任何產品。讀者應在採取與任何產品或公司有關的任何行動之前進行自己的研究，並對他們的決策承擔全部責任。