Homium 获得 1000 万美元资金用于 Avalanche 抵押贷款代币化

抵押贷款提供商和房地产证券化平台 Homium 已在科罗拉多州 Avalanche 上推出了首个代币化的购房贷款。这些贷款为投资者提供了一种代币化资产，跟踪共享购房抵押贷款池的升值，使他们能够为贷款融资并获得新的资产类别。 Homium 的创新解决了住房获取的挑战，并释放了住房中被困的资产。

Homium Initiates Tokenization of Mortgage Loans on Avalanche, Securing $10 Million in Funding

Homium 在 Avalanche 上启动抵押贷款代币化，获得 1000 万美元融资

Homium, a leading mortgage provider and real estate securitization platform, has made significant strides in the real estate industry by introducing its first home purchase loans on the Avalanche blockchain. This move is aligned with the growing trend of tokenizing real-world assets (RWAs), projected to reach a staggering $10 trillion market value within the decade.

Homium 是一家领先的抵押贷款提供商和房地产证券化平台，通过在 Avalanche 区块链上推出首笔购房贷款，在房地产行业取得了重大进展。此举与现实世界资产 (RWA) 代币化的增长趋势相一致，预计未来十年内其市值将达到惊人的 10 万亿美元。

Tokenization: A Digital Revolution in Asset Ownership

代币化：资产所有权的数字革命

Tokenization involves digitizing a physical asset on a blockchain, providing investors with fractional ownership and enhanced liquidity. In Homium's case, this innovation applies to loans for home purchases. Currently, these loans are offered in Colorado, with plans for expansion to other states.

代币化涉及将区块链上的实物资产数字化，为投资者提供部分所有权并增强流动性。就 Homium 而言，这项创新适用于购房贷款。目前，这些贷款在科罗拉多州提供，并计划扩展到其他州。

Loan Collateral and Investment Opportunities

贷款抵押品和投资机会

Homeowners participating in Homium's program pledge a portion of their property's future appreciation as collateral for their loans. Investors seeking to finance these loans receive tokenized assets that track the collective appreciation of a pool of Homium's home purchase mortgages.

参与 Homium 计划的房主承诺将其房产未来升值的一部分作为贷款的抵押品。寻求为这些贷款融资的投资者会收到代币化资产，这些资产跟踪 Homium 购房抵押贷款池的集体增值。

This approach aims to unlock trapped home equity and address accessibility challenges in the housing market. Additionally, Homium provides institutional investors with investable assets through digital securities backed by homeowners' equity.

这种方法旨在释放受困的房屋净值并解决住房市场的无障碍挑战。此外，Homium 通过由房主股权支持的数字证券为机构投资者提供可投资资产。

Tommy Mercein, CEO of Homium, expressed the company's vision:

Homium 首席执行官 Tommy Mercein 表达了公司的愿景：

"Homium is pioneering a new asset class for institutional investors, offering an uncorrelated, inflation-protected yield source for their core portfolios."

“Homium 正在为机构投资者开创一种新的资产类别，为其核心投资组合提供不相关的、通胀保护的收益来源。”

Recent Funding and Ecosystem Support

最近的资金和生态系统支持

Homium recently closed a Series A funding round, securing $10 million from renowned investors, including Sorenson Impact Group and Blizzard, the Avalanche ecosystem's fund. Notably, Avalanche has allocated $50 million to acquire tokenized assets created on its layer 1, spanning stocks, credit, real estate, and commodities.

Homium 最近完成了 A 轮融资，从知名投资者那里获得了 1000 万美元，其中包括 Sorenson Impact Group 和 Avalanche 生态系统基金暴雪。值得注意的是，Avalanche 已拨款 5000 万美元来收购在其第一层创建的代币化资产，涵盖股票、信贷、房地产和大宗商品。

Market Outlook for Tokenized Assets

代币化资产的市场前景

Industry analysts predict a remarkable growth trajectory for the tokenized asset market. Reports suggest that it could reach a value of $3.5 trillion to $10 trillion by 2030, as traditional financial institutions (TradFi) increasingly integrate blockchain technology.

行业分析师预测代币化资产市场将出现显着的增长轨迹。报告显示，随着传统金融机构 (TradFi) 越来越多地整合区块链技术，到 2030 年，其价值可能达到 3.5 万亿至 10 万亿美元。

21.co, a digital asset management company, highlights the convergence between cryptocurrencies and traditional assets, leading to unprecedented growth. They foresee tokenization revolutionizing financial infrastructure, enhancing efficiency, reducing costs, and optimizing supply chains.

数字资产管理公司 21.co 强调了加密货币与传统资产之间的融合，从而带来了前所未有的增长。他们预见代币化将彻底改变金融基础设施、提高效率、降低成本并优化供应链。

Boston Consulting Group further estimates a potential market value of $16 trillion for tokenized assets. The report asserts that cryptocurrencies are maturing, with traditional institutions embracing blockchain technology and developing products on its platform.

波士顿咨询集团进一步估计代币化资产的潜在市场价值为 16 万亿美元。该报告声称，加密货币正在走向成熟，传统机构正在拥抱区块链技术并在其平台上开发产品。

Conclusion

结论

Homium's tokenization of mortgage loans on Avalanche represents a transformative step in the real estate and financial sectors. The growing market for tokenized assets promises to reshape traditional financial systems, creating new opportunities for investors, homeowners, and the broader economy. As blockchain technology continues to gain adoption, the tokenization of real-world assets is poised to revolutionize the way we own, manage, and invest in tangible assets.

Homium 在 Avalanche 上的抵押贷款代币化代表了房地产和金融领域的变革性一步。不断增长的代币化资产市场有望重塑传统金融体系，为投资者、房主和更广泛的经济创造新的机会。随着区块链技术的不断普及，现实世界资产的代币化必将彻底改变我们拥有、管理和投资有形资产的方式。