Homium 獲得 1000 萬美元資金用於 Avalanche 抵押貸款代幣化

抵押貸款提供者和房地產證券化平台 Homium 已在科羅拉多州 Avalanche 上推出了首個代幣化的購房貸款。這些貸款為投資者提供了一種代幣化資產，追蹤共享購屋抵押貸款池的升值，使他們能夠為貸款融資並獲得新的資產類別。 Homium 的創新解決了住房獲取的挑戰，並釋放了住房中被困的資產。

Homium Initiates Tokenization of Mortgage Loans on Avalanche, Securing $10 Million in Funding

Homium 在 Avalanche 上啟動抵押貸款代幣化，獲得 1000 萬美元融資

Homium, a leading mortgage provider and real estate securitization platform, has made significant strides in the real estate industry by introducing its first home purchase loans on the Avalanche blockchain. This move is aligned with the growing trend of tokenizing real-world assets (RWAs), projected to reach a staggering $10 trillion market value within the decade.

Homium 是一家領先的抵押貸款提供商和房地產證券化平台，透過在 Avalanche 區塊鏈上推出首筆購房貸款，在房地產行業取得了重大進展。此舉與現實世界資產 (RWA) 代幣化的成長趨勢一致，預計未來十年內其市值將達到驚人的 10 兆美元。

Tokenization: A Digital Revolution in Asset Ownership

代幣化：資產所有權的數位革命

Tokenization involves digitizing a physical asset on a blockchain, providing investors with fractional ownership and enhanced liquidity. In Homium's case, this innovation applies to loans for home purchases. Currently, these loans are offered in Colorado, with plans for expansion to other states.

代幣化涉及將區塊鏈上的實體資產數位化，為投資者提供部分所有權並增強流動性。就 Homium 而言，這項創新適用於購屋貸款。目前，這些貸款在科羅拉多州提供，並計劃擴展到其他州。

Loan Collateral and Investment Opportunities

貸款抵押品和投資機會

Homeowners participating in Homium's program pledge a portion of their property's future appreciation as collateral for their loans. Investors seeking to finance these loans receive tokenized assets that track the collective appreciation of a pool of Homium's home purchase mortgages.

參與 Homium 計劃的房主承諾將其房產未來升值的一部分作為貸款的抵押品。尋求為這些貸款融資的投資者會收到代幣化資產，這些資產追蹤 Homium 購屋抵押貸款池的集體增值。

This approach aims to unlock trapped home equity and address accessibility challenges in the housing market. Additionally, Homium provides institutional investors with investable assets through digital securities backed by homeowners' equity.

這種方法旨在釋放受困的房屋淨值並解決住房市場的無障礙挑戰。此外，Homium 透過由房主股權支持的數位證券為機構投資者提供可投資資產。

Tommy Mercein, CEO of Homium, expressed the company's vision:

Homium 執行長 Tommy Mercein 表達了公司的願景：

"Homium is pioneering a new asset class for institutional investors, offering an uncorrelated, inflation-protected yield source for their core portfolios."

“Homium 正在為機構投資者開創一種新的資產類別，為其核心投資組合提供不相關的、通膨保護的收益來源。”

Recent Funding and Ecosystem Support

最近的資金和生態系統支持

Homium recently closed a Series A funding round, securing $10 million from renowned investors, including Sorenson Impact Group and Blizzard, the Avalanche ecosystem's fund. Notably, Avalanche has allocated $50 million to acquire tokenized assets created on its layer 1, spanning stocks, credit, real estate, and commodities.

Homium 最近完成了 A 輪融資，並從知名投資者那裡獲得了 1000 萬美元，其中包括 Sorenson Impact Group 和 Avalanche 生態系統基金暴雪。值得注意的是，Avalanche 已撥款 5,000 萬美元來收購在其第一層創建的代幣化資產，涵蓋股票、信貸、房地產和大宗商品。

Market Outlook for Tokenized Assets

代幣化資產的市場前景

Industry analysts predict a remarkable growth trajectory for the tokenized asset market. Reports suggest that it could reach a value of $3.5 trillion to $10 trillion by 2030, as traditional financial institutions (TradFi) increasingly integrate blockchain technology.

產業分析師預測代幣化資產市場將出現顯著的成長軌跡。報告顯示，隨著傳統金融機構 (TradFi) 越來越多地整合區塊鏈技術，到 2030 年，其價值可能達到 3.5 兆至 10 兆美元。

21.co, a digital asset management company, highlights the convergence between cryptocurrencies and traditional assets, leading to unprecedented growth. They foresee tokenization revolutionizing financial infrastructure, enhancing efficiency, reducing costs, and optimizing supply chains.

數位資產管理公司 21.co 強調了加密貨幣與傳統資產之間的融合，從而帶來了前所未有的成長。他們預見代幣化將徹底改變金融基礎設施、提高效率、降低成本並優化供應鏈。

Boston Consulting Group further estimates a potential market value of $16 trillion for tokenized assets. The report asserts that cryptocurrencies are maturing, with traditional institutions embracing blockchain technology and developing products on its platform.

波士頓諮詢集團進一步估計代幣化資產的潛在市場價值為 16 兆美元。該報告聲稱，加密貨幣正在成熟，傳統機構正在擁抱區塊鏈技術並在其平台上開發產品。

Conclusion

結論

Homium's tokenization of mortgage loans on Avalanche represents a transformative step in the real estate and financial sectors. The growing market for tokenized assets promises to reshape traditional financial systems, creating new opportunities for investors, homeowners, and the broader economy. As blockchain technology continues to gain adoption, the tokenization of real-world assets is poised to revolutionize the way we own, manage, and invest in tangible assets.

Homium 在 Avalanche 上的抵押貸款代幣化代表了房地產和金融領域的變革性一步。不斷成長的代幣化資產市場有望重塑傳統金融體系，為投資者、房主和更廣泛的經濟創造新的機會。隨著區塊鏈技術的不斷普及，現實世界資產的代幣化必將徹底改變我們擁有、管理和投資有形資產的方式。