德国银行巨头 LBBW 通过托管服务拥抱加密货币

德国最大的联邦银行巴登符腾堡州银行已与奥地利交易所 Bitpanda 合作，从 2024 年下半年开始提供机构加密托管服务，以满足 MiCA 监管后对安全存储解决方案不断增长的需求。

Germany's Largest Federal Bank, Landesbank Baden-Württemberg, Embraces Cryptocurrencies

德国最大的联邦银行巴登符腾堡州银行拥抱加密货币

In a groundbreaking move, Landesbank Baden-Württemberg (LBBW), the largest federal bank in Germany, has announced its foray into the world of cryptocurrencies. Beginning in the second half of 2024, the bank will offer crypto custody solutions to its institutional clients, signaling a significant shift in the German banking sector's approach to digital assets.

德国最大的联邦银行巴登符腾堡州银行 (LBBW) 宣布进军加密货币领域，这是一项开创性的举措。从 2024 年下半年开始，该银行将为其机构客户提供加密货币托管解决方案，这标志着德国银行业对数字资产的态度发生重大转变。

Partnership with Bitpanda for Enhanced Digital Asset Offerings

与 Bitpanda 合作增强数字资产产品

To facilitate this new service, LBBW has joined forces with Bitpanda, a renowned Austrian crypto exchange. This partnership will allow LBBW to leverage Bitpanda's robust crypto custody platform, Bitpanda Custody, which is known for its advanced security protocols and regulatory compliance.

为了促进这项新服务，LBBW 与奥地利著名加密货币交易所 Bitpanda 联手。此次合作将使 LBBW 能够利用 Bitpanda 强大的加密托管平台 Bitpanda Custody，该平台以其先进的安全协议和监管合规性而闻名。

Jürgen Harengel, Managing Director of Corporate Banking at LBBW, emphasized the increasing demand for crypto custody among the bank's corporate clients. He stated, "We are observing a clear increase in interest in crypto assets, and we want to accommodate the needs of our customers by providing secure and reliable solutions."

LBBW 企业银行业务董事总经理 Jürgen Harengel 强调，该银行的企业客户对加密货币托管的需求不断增长。他表示：“我们观察到人们对加密资产的兴趣明显增加，我们希望通过提供安全可靠的解决方案来满足客户的需求。”

A Resurgence of German Banks in the Crypto Space

德国银行在加密货币领域的复兴

LBBW's move into crypto custody is not an isolated event. It reflects a growing trend among German financial institutions to embrace Web3 technologies. Deutsche Bank, for instance, has previously collaborated with Swiss startup Taurus to offer crypto custody and tokenization services. Additionally, DZ Bank, Germany's second-largest bank, is poised to launch a crypto trading pilot later this year.

LBBW 进入加密托管领域并不是一个孤立的事件。它反映了德国金融机构采用 Web3 技术的日益增长的趋势。例如，德意志银行此前曾与瑞士初创公司 Taurus 合作提供加密货币托管和代币化服务。此外，德国第二大银行 DZ Bank 准备在今年晚些时候推出加密货币交易试点。

Preparing for the Markets in Crypto-Assets (MiCA) Regulation

为加密资产市场 (MiCA) 监管做好准备

The timing of LBBW's announcement is strategic, coinciding with the impending implementation of the Markets in Crypto-Assets (MiCA) regulation in the European Union (EU) by December 2024. MiCA will establish a comprehensive legal framework for digital asset exchanges, providing a much-needed regulatory clarity for the industry.

LBBW 的宣布时机具有战略意义，恰逢欧盟 (EU) 即将于 2024 年 12 月实施加密资产市场 (MiCA) 监管。MiCA 将为数字资产交易建立全面的法律框架，为数字资产交易提供更多便利。 -行业需要明确的监管。

Vyara Savova, Senior Policy Lead at the European Crypto Initiative, highlighted the importance of 2024 as "the year of MiCA." The finalization of MiCA regulations is underway, with the second consultation package set to conclude shortly. The outcomes of these consultations will shape the regulatory landscape for crypto service providers within the EU, marking a pivotal moment for the industry.

欧洲加密倡议高级政策负责人 Vyara Savova 强调了 2024 年作为“MiCA 年”的重要性。 MiCA 法规的定稿正在进行中，第二个咨询包即将结束。这些磋商的结果将塑造欧盟内加密服务提供商的监管格局，标志着该行业的关键时刻。

A New Era of Oversight and Innovation

监督与创新的新时代

As MiCA takes effect, it will usher in a new era of oversight and guidance for crypto businesses, including stablecoin issuers, digital asset custodians, and licensing and compliance providers. This regulatory shift is expected to reshape the digital asset landscape in Europe for years to come.

随着 MiCA 的生效，它将迎来对加密货币企业（包括稳定币发行人、数字资产托管人以及许可和合规提供商）进行监督和指导的新时代。这一监管转变预计将在未来几年重塑欧洲的数字资产格局。

LBBW's embrace of crypto custody demonstrates the growing recognition of digital assets as legitimate financial instruments. The bank's partnership with Bitpanda underscores the importance of collaboration and innovation in the crypto sector. As more financial institutions enter the market, it is likely that cryptocurrencies will become increasingly integrated into traditional financial systems, creating new opportunities for investors and businesses alike.

LBBW 对加密货币托管的接受表明，人们越来越认识到数字资产作为合法的金融工具。该银行与 Bitpanda 的合作凸显了加密货币领域合作和创新的重要性。随着越来越多的金融机构进入市场，加密货币可能会越来越多地融入传统金融系统，为投资者和企业创造新的机会。