富兰克林·邓普顿（Franklin Templeton）推出了欧洲第一个基于区块链的政府货币基金

富兰克林·邓普顿（Franklin Templeton）推出了欧洲第一个基于区块链的政府货币基金，标志着传统金融数字化的新篇章。

Asset management giant Franklin Templeton has launched Europe's first blockchain-based government money fund, marking a new chapter in the digitalization of traditional finance.

资产管理巨头富兰克林·邓普顿（Franklin Templeton）启动了欧洲第一个基于区块链的政府货币基金，标志着传统金融数字化的新篇章。

The Franklin OnChain U.S. Government Money Fund is a Luxembourg-registered UCITS SICAV product that was launched in February 2025. The fund represents the first fully tokenized UCITS product domiciled in Luxembourg and will be available to institutional investors in eight European countries: Austria, France, Germany, Italy, Liechtenstein, Netherlands, Spain, and Switzerland.

Franklin Onchain US政府货币基金是卢森堡注册的UCITS SICAV产品，于2025年2月推出。该基金代表了卢森堡的第一个完全引人注目的UCITS产品，可用于八个欧洲国家 /地区的机构投资者：奥地利，法国，法国，法国，法国，法国，法国，法国，法国，法国，法国，法国，法国。德国，意大利，列支敦士登，荷兰，西班牙和瑞士。

Built on the Stellar public blockchain, the fund utilizes Franklin Templeton's in-house blockchain-enabled transfer agency platform. This technology implementation aims to provide investors with enhanced transparency in their transactions while maintaining robust security measures.

该基金以出色的公共区块链为基础，利用富兰克林·邓普顿（Franklin Templeton）的内部区块链转移代理平台。该技术实施旨在使投资者在交易中提高透明度，同时保持强大的安全措施。

The fund's primary objective is to deliver high current income while preserving capital and maintaining liquidity. It targets a constant Net Asset Value of USD 1, a common goal for money market funds seeking to provide stability to investors.

该基金的主要目标是在保留资本和维持流动性的同时提供高现有收入。它以1美元的净资产价值为目标，这是寻求为投资者提供稳定性的货币市场基金的共同目标。

To achieve these objectives, the fund will invest in various U.S. government securities. These investments may include fixed-rate securities, floating-rate securities, and variable-rate securities. The fund also has the capability to engage in repurchase agreements that are fully collateralized by U.S. government securities or cash.

为了实现这些目标，该基金将投资于美国各种政府证券。这些投资可能包括固定利率证券，浮动利率证券和可变利率证券。该基金还具有参与美国政府证券或现金完全抵押的回购协议。

The management team brings together experienced professionals from different locations within Franklin Templeton. Shawn Lyons, CFA, based in San Mateo, will co-manage the fund alongside Boston-based team members Joanne Driscoll, CFA, and Michael Lima, CFA.

管理团队将来自富兰克林·邓普顿（Franklin Templeton）不同地点的经验丰富的专业人员汇集在一起​​。总部位于圣马特奥（San Mateo）的CFA的肖恩·里昂斯（Shawn Lyons）将与位于波士顿的团队成员Joanne Driscoll和CFA的Michael Lima共同管理该基金。

This same management team currently oversees the U.S.-registered version of the fund, which launched in April 2021. That fund made history as the first U.S. registered mutual fund to utilize a public blockchain for transaction processing and share ownership recording.

该基金于2021年4月启动的美国注册版本的同一管理团队目前监督了该基金。该基金使历史成为美国第一个使用公共区块链进行交易处理和股票所有权记录的美国注册共同基金。

The launch follows regulatory approval received in October 2024, establishing the fund under the newly created Franklin Templeton OnChain Funds umbrella structure.

在2024年10月获得的监管机构批准之后发布，根据新创建的富兰克林·邓普顿（Franklin Templeton Onchain Onchain）基金的伞形结构建立了该基金。

The use of blockchain technology in the fund's operations enables immediate transaction recording and verification. This feature provides real-time visibility into fund activities and ownership transfers.

在基金运营中使用区块链技术可以立即进行交易记录和验证。此功能为基金活动和所有权转移提供了实时可见性。

The platform's design incorporates multiple security layers to protect investor assets and information. These security measures are integrated into both the blockchain infrastructure and the transfer agency platform.

该平台的设计结合了多个安全层，以保护投资者资产和信息。这些安全措施都集成到区块链基础架构和转让代理平台中。

Franklin Templeton's expansion into blockchain-based funds in Europe builds upon their experience with similar products in the U.S. market. The firm has developed expertise in combining traditional fund management with blockchain technology.

富兰克林·邓普顿（Franklin Templeton）扩展到欧洲基于区块链的资金基于他们在美国市场上类似产品的经验。该公司已开发了将传统基金管理与区块链技术相结合的专业知识。

The fund's structure allows for efficient processing of subscriptions and redemptions. The blockchain-based system can handle these transactions with automated verification and recording capabilities.

该基金的结构允许有效地处理订阅和赎回。基于区块链的系统可以使用自动验证和记录功能来处理这些交易。

Institutional investors will have access to detailed transaction records through the blockchain platform. This transparency allows them to track their investments and verify transactions independently.

机构投资者将可以通过区块链平台访问详细的交易记录。这种透明度使他们能够跟踪自己的投资并独立验证交易。

The fund operates within the established UCITS framework, ensuring compliance with European regulatory requirements while incorporating blockchain technology. This combination provides institutional investors with a regulated investment vehicle that leverages modern technology.

该基金在已建立的UCITS框架内运行，确保遵守欧洲监管要求，同时合并区块链技术。这种组合为机构投资者提供了利用现代技术的监管投资工具。