富蘭克林·鄧普頓（Franklin Templeton）推出了歐洲第一個基於區塊鏈的政府貨幣基金

富蘭克林·鄧普頓（Franklin Templeton）推出了歐洲第一個基於區塊鏈的政府貨幣基金，標誌著傳統金融數字化的新篇章。

Asset management giant Franklin Templeton has launched Europe's first blockchain-based government money fund, marking a new chapter in the digitalization of traditional finance.

資產管理巨頭富蘭克林·鄧普頓（Franklin Templeton）啟動了歐洲第一個基於區塊鏈的政府貨幣基金，標誌著傳統金融數字化的新篇章。

The Franklin OnChain U.S. Government Money Fund is a Luxembourg-registered UCITS SICAV product that was launched in February 2025. The fund represents the first fully tokenized UCITS product domiciled in Luxembourg and will be available to institutional investors in eight European countries: Austria, France, Germany, Italy, Liechtenstein, Netherlands, Spain, and Switzerland.

Franklin Onchain US政府貨幣基金是盧森堡註冊的UCITS SICAV產品，於2025年2月推出。該基金代表了盧森堡的第一個完全引人注目的UCITS產品，可用於八個歐洲國家/地區的機構投資者：奧地利，法國，法國，法國，法國，法國，法國，法國，法國，法國，法國，法國，法國。德國，意大利，列支敦士登，荷蘭，西班牙和瑞士。

Built on the Stellar public blockchain, the fund utilizes Franklin Templeton's in-house blockchain-enabled transfer agency platform. This technology implementation aims to provide investors with enhanced transparency in their transactions while maintaining robust security measures.

該基金以出色的公共區塊鍊為基礎，利用富蘭克林·鄧普頓（Franklin Templeton）的內部區塊鏈轉移代理平台。該技術實施旨在使投資者在交易中提高透明度，同時保持強大的安全措施。

The fund's primary objective is to deliver high current income while preserving capital and maintaining liquidity. It targets a constant Net Asset Value of USD 1, a common goal for money market funds seeking to provide stability to investors.

該基金的主要目標是在保留資本和維持流動性的同時提供高現有收入。它以1美元的淨資產價值為目標，這是尋求為投資者提供穩定性的貨幣市場基金的共同目標。

To achieve these objectives, the fund will invest in various U.S. government securities. These investments may include fixed-rate securities, floating-rate securities, and variable-rate securities. The fund also has the capability to engage in repurchase agreements that are fully collateralized by U.S. government securities or cash.

為了實現這些目標，該基金將投資於美國各種政府證券。這些投資可能包括固定利率證券，浮動利率證券和可變利率證券。該基金還具有參與美國政府證券或現金完全抵押的回購協議。

The management team brings together experienced professionals from different locations within Franklin Templeton. Shawn Lyons, CFA, based in San Mateo, will co-manage the fund alongside Boston-based team members Joanne Driscoll, CFA, and Michael Lima, CFA.

管理團隊將來自富蘭克林·鄧普頓（Franklin Templeton）不同地點的經驗豐富的專業人員匯集在一起​​。總部位於聖馬特奧（San Mateo）的CFA的肖恩·里昂斯（Shawn Lyons）將與位於波士頓的團隊成員Joanne Driscoll和CFA的Michael Lima共同管理該基金。

This same management team currently oversees the U.S.-registered version of the fund, which launched in April 2021. That fund made history as the first U.S. registered mutual fund to utilize a public blockchain for transaction processing and share ownership recording.

該基金於2021年4月啟動的美國註冊版本的同一管理團隊目前監督了該基金。該基金使歷史成為美國第一個使用公共區塊鏈進行交易處理和股票所有權記錄的美國註冊共同基金。

The launch follows regulatory approval received in October 2024, establishing the fund under the newly created Franklin Templeton OnChain Funds umbrella structure.

在2024年10月獲得的監管機構批准之後發布，根據新創建的富蘭克林·鄧普頓（Franklin Templeton Onchain Onchain）基金的繖形結構建立了該基金。

The use of blockchain technology in the fund's operations enables immediate transaction recording and verification. This feature provides real-time visibility into fund activities and ownership transfers.

在基金運營中使用區塊鏈技術可以立即進行交易記錄和驗證。此功能為基金活動和所有權轉移提供了實時可見性。

The platform's design incorporates multiple security layers to protect investor assets and information. These security measures are integrated into both the blockchain infrastructure and the transfer agency platform.

該平台的設計結合了多個安全層，以保護投資者資產和信息。這些安全措施都集成到區塊鏈基礎架構和轉讓代理平台中。

Franklin Templeton's expansion into blockchain-based funds in Europe builds upon their experience with similar products in the U.S. market. The firm has developed expertise in combining traditional fund management with blockchain technology.

富蘭克林·鄧普頓（Franklin Templeton）擴展到歐洲基於區塊鏈的資金基於他們在美國市場上類似產品的經驗。該公司已開發了將傳統基金管理與區塊鏈技術相結合的專業知識。

The fund's structure allows for efficient processing of subscriptions and redemptions. The blockchain-based system can handle these transactions with automated verification and recording capabilities.

該基金的結構允許有效地處理訂閱和贖回。基於區塊鏈的系統可以使用自動驗證和記錄功能來處理這些交易。

Institutional investors will have access to detailed transaction records through the blockchain platform. This transparency allows them to track their investments and verify transactions independently.

機構投資者將可以通過區塊鏈平台訪問詳細的交易記錄。這種透明度使他們能夠跟踪自己的投資並獨立驗證交易。

The fund operates within the established UCITS framework, ensuring compliance with European regulatory requirements while incorporating blockchain technology. This combination provides institutional investors with a regulated investment vehicle that leverages modern technology.

該基金在已建立的UCITS框架內運行，確保遵守歐洲監管要求，同時合併區塊鏈技術。這種組合為機構投資者提供了利用現代技術的監管投資工具。