富达投资准备推出自己的美元稳定

Fidelity Investments正在准备推出自己的Dollar Pegggggging Stablecoin，这标志着资产经理不断扩展到数字资产的重要一步。

Fidelity Investments is preparing to launch its own U.S. dollar-pegged stablecoin, marking a significant step forward in the asset manager's ongoing expansion into digital assets.

Fidelity Investments正在准备推出自己的美元稳定稳定人，这标志着资产经理不断扩展到数字资产的重要一步。

The Boston-based firm is finalizing tests for the token through its dedicated digital assets division, Financial Times reports.

《金融时报》报道，这家位于波士顿的公司正在通过其专用数字资产部门为代币进行最终确定测试。

The forthcoming stablecoin will function as digital cash in crypto markets, aligning with Fidelity's broader strategy of capitalizing on blockchain-based innovations. This move follows its recent filing to issue a tokenized version of a money market fund — a product set to launch in late May — in direct competition with similar offerings from BlackRock and Franklin Templeton.

即将到来的Stablecoin将在加密市场中充当数字现金，与Fidelity对基于区块链创新的更广泛的策略保持一致。此举是在其最近提交的文件发布的货币市场基金（将于5月下旬推出的产品）发行的，与BlackRock和Franklin Templeton的类似产品进行了直接竞争。

Fidelity's announcement arrives as U.S. policymakers shift toward more crypto-supportive policies, especially under President Donald Trump's administration. Trump has voiced support for the development of "lawful and legitimate" dollar-based stablecoins and is pushing for regulatory legislation to be passed by August.

当美国决策者朝着更多的加密支持政策转向，菲达尔的宣布到来，尤其是在唐纳德·特朗普总统的领导下。特朗普表达了对发展“合法和合法”的基于美元的Stablecoins的发展，并正在推动八月份通过监管立法。

"We see tokenization as a transformative shift for financial services," remarked Cynthia Lo Bessette, head of digital asset management at Fidelity.

富达数字资产管理负责人辛西娅·洛贝塞特（Cynthia Lo Bessette）说：“我们将令牌化视为金融服务的变革转变。”

Highlighting the potential of blockchain-based assets, Bessette explained that they could improve efficiency in capital markets by serving as collateral in trading and reducing settlement times.

贝塞特（Bessette）强调了基于区块链资产的潜力，他解释说，它们可以通过作为交易和减少结算时间的抵押品来提高资本市场的效率。

The U.S. stablecoin landscape is currently under review, with lawmakers debating competing proposals that aim to regulate these digital tokens. Typically backed one-to-one by U.S. Treasuries and designed to maintain a fixed dollar value, stablecoins are being touted as a way to modernize finance and reduce transaction friction. However, critics view them as posing risks to financial stability and consumer protection.

美国Stablecoin景观目前正在审查中，立法者辩论旨在规范这些数字代币的相互竞争建议。通常由美国国债的一对一支持，并旨在维持固定的美元价值，因此吹捧着稳定的股票，以使金融现代化和减少交易摩擦现代化。但是，批评家认为他们对财务稳定和消费者的保护构成风险。

Currently, there are over $230 billion in stablecoins circulating globally, the majority of which are issued offshore by firms like Tether USDT/USD, based in El Salvador. U.S.-based financial institutions are now entering the space, seeking to offer more regulated, onshore alternatives.

目前，全球循环的稳定币超过2,300亿美元，其中大多数是由诸如Tether USDT/USD的公司在埃尔萨尔瓦多（El Salvador）等公司发行的。总部位于美国的金融机构现在进入该空间，寻求提供更监管的陆上替代方案。

In addition to Fidelity, firms such as Ondo Finance ONDO/USD and Hashnote — backed by Circle USDC/USD — are exploring interest-bearing tokenized products that function as immediate collateral. These security-like digital instruments have attracted over $5 billion in deposits, though they are still building the liquidity seen in established stablecoins.

除了忠诚之外，由Circle USDC/USD支持的Ondo Finance Ondo/USD和Hashnote等公司正在探索具有兴趣的令牌化产品，这些产品可以立即成为抵押品。这些类似安全的数字工具吸引了超过50亿美元的存款，尽管它们仍在建立既定的Stablecoins中看到的流动性。

On the same day as Fidelity's development, Trump-affiliated crypto venture World Liberty Financial confirmed plans to release its own stablecoin, USD1. That coin will be backed entirely by short-term U.S. Treasuries and similar cash-equivalent assets.

在富达（Fidelity）的发展同一天，特朗普附属的加密货币世界自由财务公司（Liberty Financial Financial）确认了释放自己的稳定股份公司的计划。该硬币将完全得到美国短期纪念品和类似现金当量资产的支持。