富達投資準備推出自己的美元穩定

Fidelity Investments正在準備推出自己的Dollar Pegggggging Stablecoin，這標誌著資產經理不斷擴展到數字資產的重要一步。

Fidelity Investments is preparing to launch its own U.S. dollar-pegged stablecoin, marking a significant step forward in the asset manager's ongoing expansion into digital assets.

Fidelity Investments正在準備推出自己的美元穩定穩定人，這標誌著資產經理不斷擴展到數字資產的重要一步。

The Boston-based firm is finalizing tests for the token through its dedicated digital assets division, Financial Times reports.

《金融時報》報導，這家位於波士頓的公司正在通過其專用數字資產部門為代幣進行最終確定測試。

The forthcoming stablecoin will function as digital cash in crypto markets, aligning with Fidelity's broader strategy of capitalizing on blockchain-based innovations. This move follows its recent filing to issue a tokenized version of a money market fund — a product set to launch in late May — in direct competition with similar offerings from BlackRock and Franklin Templeton.

即將到來的Stablecoin將在加密市場中充當數字現金，與Fidelity對基於區塊鏈創新的更廣泛的策略保持一致。此舉是在其最近提交的文件發布的貨幣市場基金（將於5月下旬推出的產品）發行的，與BlackRock和Franklin Templeton的類似產品進行了直接競爭。

Fidelity's announcement arrives as U.S. policymakers shift toward more crypto-supportive policies, especially under President Donald Trump's administration. Trump has voiced support for the development of "lawful and legitimate" dollar-based stablecoins and is pushing for regulatory legislation to be passed by August.

當美國決策者朝著更多的加密支持政策轉向，菲達爾的宣佈到來，尤其是在唐納德·特朗普總統的領導下。特朗普表達了對發展“合法和合法”的基於美元的Stablecoins的發展，並正在推動八月份通過監管立法。

"We see tokenization as a transformative shift for financial services," remarked Cynthia Lo Bessette, head of digital asset management at Fidelity.

富達數字資產管理負責人辛西婭·洛貝塞特（Cynthia Lo Bessette）說：“我們將令牌化視為金融服務的變革轉變。”

Highlighting the potential of blockchain-based assets, Bessette explained that they could improve efficiency in capital markets by serving as collateral in trading and reducing settlement times.

貝塞特（Bessette）強調了基於區塊鏈資產的潛力，他解釋說，它們可以通過作為交易和減少結算時間的抵押品來提高資本市場的效率。

The U.S. stablecoin landscape is currently under review, with lawmakers debating competing proposals that aim to regulate these digital tokens. Typically backed one-to-one by U.S. Treasuries and designed to maintain a fixed dollar value, stablecoins are being touted as a way to modernize finance and reduce transaction friction. However, critics view them as posing risks to financial stability and consumer protection.

美國Stablecoin景觀目前正在審查中，立法者辯論旨在規範這些數字代幣的相互競爭建議。通常由美國國債的一對一支持，並旨在維持固定的美元價值，因此吹捧著穩定的股票，以使金融現代化和減少交易摩擦現代化。但是，批評家認為他們對財務穩定和消費者的保護構成風險。

Currently, there are over $230 billion in stablecoins circulating globally, the majority of which are issued offshore by firms like Tether USDT/USD, based in El Salvador. U.S.-based financial institutions are now entering the space, seeking to offer more regulated, onshore alternatives.

目前，全球循環的穩定幣超過2,300億美元，其中大多數是由諸如Tether USDT/USD的公司在埃爾薩爾瓦多（El Salvador）等公司發行的。總部位於美國的金融機構現在進入該空間，尋求提供更監管的陸上替代方案。

In addition to Fidelity, firms such as Ondo Finance ONDO/USD and Hashnote — backed by Circle USDC/USD — are exploring interest-bearing tokenized products that function as immediate collateral. These security-like digital instruments have attracted over $5 billion in deposits, though they are still building the liquidity seen in established stablecoins.

除了忠誠之外，由Circle USDC/USD支持的Ondo Finance Ondo/USD和Hashnote等公司正在探索具有興趣的令牌化產品，這些產品可以立即成為抵押品。這些類似安全的數字工具吸引了超過50億美元的存款，儘管它們仍在建立既定的Stablecoins中看到的流動性。

On the same day as Fidelity's development, Trump-affiliated crypto venture World Liberty Financial confirmed plans to release its own stablecoin, USD1. That coin will be backed entirely by short-term U.S. Treasuries and similar cash-equivalent assets.

在富達（Fidelity）的發展同一天，特朗普附屬的加密貨幣世界自由財務公司（Liberty Financial Financial）確認了釋放自己的穩定股份公司的計劃。該硬幣將完全得到美國短期紀念品和類似現金當量資產的支持。