Fidelity Investments推出了新的IRA产品，允许投资者直接购买比特币（BTC），以太坊（ETH）和Litecoin（LTC）

Fidelity Investments推出了一个新的个人退休帐户（IRA）产品，该产品使美国投资者可以直接投资加密货币

Fidelity Investments, a well-known financial services corporation, has introduced a new product: an Individual Retirement Account (IRA) that allows U.S. investors to directly invest in cryptocurrencies.

Fidelity Investments是一家著名的金融服务公司，引入了一种新产品：一个个人退休帐户（IRA），该帐户使美国投资者能够直接投资加密货币。

This innovation comes in response to the increasing number of investors seeking tax-efficient ways to integrate cryptocurrencies into their retirement portfolios.

这项创新是为了响应越来越多的投资者寻求纳税方式将加密货币整合到退休投资组合中的投资者。

According to a report by Fidelity Investments, the company has unveiled a commission-free crypto IRA for U.S. residents aged 18 years and older. This product enables investors to participate in buying three standard cryptocurrencies employed in the market: Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC).

根据Fidelity Investments的一份报告，该公司已为18岁及以上的美国居民推出了无佣金的Crypto IRA。该产品使投资者能够参与购买市场中使用的三种标准加密货币：比特币（BTC），以太坊（ETH）和Litecoin（LTC）。

The assets will be managed by Fidelity Digital Assets, and to minimize the threats of online activities, the digital assets will be stored in cold wallets.

资产将由富达数字资产管理，为了最大程度地减少在线活动的威胁，数字资产将存储在冷钱包中。

The crypto IRA is offered in many types of Individual Retirement Account categories such as the traditional IRAs, Roth IRA, and the rollover IRA. This makes it easy for investors to select the retirement account that they prefer, depending on whether they want to adjust contributions to recognize current taxes or take distributions in retirement without incurring taxes.

加密IRA在许多类型的单个退休帐户类别中提供，例如传统IRA，Roth IRA和Rollover the Rollover IRA。这使得投资者可以轻松选择他们喜欢的退休帐户，具体取决于他们是否想调整捐款以识别当前税款或在不产生税收的情况下进行退休时进行分配。

This strategy by Fidelity is significant because it will enable investors to invest in cryptos without having to pay additional fees that can be subtracted from their potential earnings.

Fidelity的这一策略很重要，因为它将使投资者能够投资加密货币，而无需支付可以从其潜在收入中减去的额外费用。

According to TMX VettaFi, 57% of advisors' poll that are invested in actively trading said they are willing to boost their exposure to cryptocurrency ETFs.

根据TMX Vettafi的说法，投资于积极交易的顾问民意调查中有57％表示，他们愿意增加对加密货币ETF的接触。

While some of the advisors took a global equity approach to investing in crypto through an ETFs, others are going directly to the cryptocurrencies for their clients.

虽然一些顾问采用了通过ETF进行全球股权进行投资，而其他顾问则直接为客户提供加密货币。

This is particularly in line with the new trend in the financial market in which many people are considering cryptocurrencies as long-term assets.

这尤其与金融市场的新趋势一致，在金融市场中，许多人将加密货币视为长期资产。

With cryptocurrencies like Bitcoin and Ethereum becoming more widely accepted in common markets, investors are looking for ways to include these currencies in their retirement portfolios, which is where Fidelity plans on coming in with this product.

随着比特币和以太坊等加密货币在普通市场中被更广泛地接受，投资者正在寻找将这些货币纳入其退休产品组合中的方法，这是Fidelity计划使用该产品的地方。

A major selling point of the crypto IRA is its emphasis on security. The digital assets will be stored in cold wallets, which are offline storage solutions that offer protection against hacking and other cyber threats.

加密IRA的主要卖点是它对安全性的重视。数字资产将存储在冷钱包中，它们是离线存储解决方案，可保护防止黑客和其他网络威胁。

Moreover, Fidelity Digital Assets, a division dedicated to managing digital assets, will ensure that all stored cryptocurrencies are kept safe and are easily accessible for investors.

此外，专门用于管理数字资产的部门Fidelity Digital Assets将确保所有存储的加密货币都保持安全，并易于投资者使用。

Cold wallet storage is widely regarded as one of the safest methods to store digital currencies, particularly because it eliminates exposure to online vulnerabilities.

冷钱包存储被广泛认为是存储数字货币的最安全方法之一，尤其是因为它消除了在线脆弱性的曝光率。

The company's commitment to secure, custodial services offers peace of mind to investors who are concerned about the safety of their digital assets.

该公司确保保管服务确保的承诺使人们放心地关心其数字资产安全的投资者。

The company has been a key player in the digital asset space for some time, offering various crypto-related financial products such as ETFs. In addition to the new crypto IRA, Fidelity recently filed to list a Solana ETF on the Cboe Exchange.

一段时间以来，该公司一直是数字资产领域的关键参与者，提供了各种与加密相关的金融产品（例如ETF）。除了新的加密IRA外，Fidelity最近还提出了在CBOE Exchange上列出的Solana ETF。

These efforts reflect the company's commitment to expanding its presence in the cryptocurrency market and offering a broad range of investment options for both individual investors and institutional clients.

这些努力反映了公司致力于扩大其在加密货币市场的业务，并为个人投资者和机构客户提供广泛的投资选择。

As the company expands its offerings in the crypto market, it is also exploring new potential products, including stablecoins, to meet the evolving needs of the market.

随着公司在加密货币市场的扩大产品，它还正在探索包括稳定的新潜在产品，以满足市场不断发展的需求。

With its new crypto IRA and other initiatives, Fidelity is positioning itself to be at the forefront of this shift, providing its clients with secure, regulated, and tax-advantaged solutions for investing in cryptocurrencies.

凭借其新的加密IRA和其他计划，富达将自己定位为这一转变的最前沿，为客户提供了安全，受监管和税收优惠的解决方案，以投资加密货币。

By offering a crypto IRA, Fidelity is catering to investors who want the benefits of both crypto exposure and tax-efficient retirement planning.

通过提供加密IRA，Fidelity可以满足那些希望获得加密货币和税收有效退休计划的投资者。