Fidelity Investments推出了新的IRA產品，允許投資者直接購買比特幣（BTC），以太坊（ETH）和Litecoin（LTC）

Fidelity Investments推出了一個新的個人退休帳戶（IRA）產品，該產品使美國投資者可以直接投資加密貨幣

Fidelity Investments, a well-known financial services corporation, has introduced a new product: an Individual Retirement Account (IRA) that allows U.S. investors to directly invest in cryptocurrencies.

Fidelity Investments是一家著名的金融服務公司，引入了一種新產品：一個個人退休帳戶（IRA），該帳戶使美國投資者能夠直接投資加密貨幣。

This innovation comes in response to the increasing number of investors seeking tax-efficient ways to integrate cryptocurrencies into their retirement portfolios.

這項創新是為了響應越來越多的投資者尋求納稅方式將加密貨幣整合到退休投資組合中的投資者。

According to a report by Fidelity Investments, the company has unveiled a commission-free crypto IRA for U.S. residents aged 18 years and older. This product enables investors to participate in buying three standard cryptocurrencies employed in the market: Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC).

根據Fidelity Investments的一份報告，該公司已為18歲及以上的美國居民推出了無佣金的Crypto IRA。該產品使投資者能夠參與購買市場中使用的三種標準加密貨幣：比特幣（BTC），以太坊（ETH）和Litecoin（LTC）。

The assets will be managed by Fidelity Digital Assets, and to minimize the threats of online activities, the digital assets will be stored in cold wallets.

資產將由富達數字資產管理，為了最大程度地減少在線活動的威脅，數字資產將存儲在冷錢包中。

The crypto IRA is offered in many types of Individual Retirement Account categories such as the traditional IRAs, Roth IRA, and the rollover IRA. This makes it easy for investors to select the retirement account that they prefer, depending on whether they want to adjust contributions to recognize current taxes or take distributions in retirement without incurring taxes.

加密IRA在許多類型的單個退休帳戶類別中提供，例如傳統IRA，Roth IRA和Rollover the Rollover IRA。這使得投資者可以輕鬆選擇他們喜歡的退休帳戶，具體取決於他們是否想調整捐款以識別當前稅款或在不產生稅收的情況下進行退休時進行分配。

This strategy by Fidelity is significant because it will enable investors to invest in cryptos without having to pay additional fees that can be subtracted from their potential earnings.

Fidelity的這一策略很重要，因為它將使投資者能夠投資加密貨幣，而無需支付可以從其潛在收入中減去的額外費用。

According to TMX VettaFi, 57% of advisors' poll that are invested in actively trading said they are willing to boost their exposure to cryptocurrency ETFs.

根據TMX Vettafi的說法，投資於積極交易的顧問民意調查中有57％表示，他們願意增加對加密貨幣ETF的接觸。

While some of the advisors took a global equity approach to investing in crypto through an ETFs, others are going directly to the cryptocurrencies for their clients.

雖然一些顧問採用了通過ETF進行全球股權進行投資，而其他顧問則直接為客戶提供加密貨幣。

This is particularly in line with the new trend in the financial market in which many people are considering cryptocurrencies as long-term assets.

這尤其與金融市場的新趨勢一致，在金融市場中，許多人將加密貨幣視為長期資產。

With cryptocurrencies like Bitcoin and Ethereum becoming more widely accepted in common markets, investors are looking for ways to include these currencies in their retirement portfolios, which is where Fidelity plans on coming in with this product.

隨著比特幣和以太坊等加密貨幣在普通市場中被更廣泛地接受，投資者正在尋找將這些貨幣納入其退休產品組合中的方法，這是Fidelity計劃使用該產品的地方。

A major selling point of the crypto IRA is its emphasis on security. The digital assets will be stored in cold wallets, which are offline storage solutions that offer protection against hacking and other cyber threats.

加密IRA的主要賣點是它對安全性的重視。數字資產將存儲在冷錢包中，它們是離線存儲解決方案，可保護防止黑客和其他網絡威脅。

Moreover, Fidelity Digital Assets, a division dedicated to managing digital assets, will ensure that all stored cryptocurrencies are kept safe and are easily accessible for investors.

此外，專門用於管理數字資產的部門Fidelity Digital Assets將確保所有存儲的加密貨幣都保持安全，並易於投資者使用。

Cold wallet storage is widely regarded as one of the safest methods to store digital currencies, particularly because it eliminates exposure to online vulnerabilities.

冷錢包存儲被廣泛認為是存儲數字貨幣的最安全方法之一，尤其是因為它消除了在線脆弱性的曝光率。

The company's commitment to secure, custodial services offers peace of mind to investors who are concerned about the safety of their digital assets.

該公司確保保管服務確保的承諾使人們放心地關心其數字資產安全的投資者。

The company has been a key player in the digital asset space for some time, offering various crypto-related financial products such as ETFs. In addition to the new crypto IRA, Fidelity recently filed to list a Solana ETF on the Cboe Exchange.

一段時間以來，該公司一直是數字資產領域的關鍵參與者，提供了各種與加密相關的金融產品（例如ETF）。除了新的加密IRA外，Fidelity最近還提出了在CBOE Exchange上列出的Solana ETF。

These efforts reflect the company's commitment to expanding its presence in the cryptocurrency market and offering a broad range of investment options for both individual investors and institutional clients.

這些努力反映了公司致力於擴大其在加密貨幣市場的業務，並為個人投資者和機構客戶提供廣泛的投資選擇。

As the company expands its offerings in the crypto market, it is also exploring new potential products, including stablecoins, to meet the evolving needs of the market.

隨著公司在加密貨幣市場的擴大產品，它還正在探索包括穩定的新潛在產品，以滿足市場不斷發展的需求。

With its new crypto IRA and other initiatives, Fidelity is positioning itself to be at the forefront of this shift, providing its clients with secure, regulated, and tax-advantaged solutions for investing in cryptocurrencies.

憑藉其新的加密IRA和其他計劃，富達將自己定位為這一轉變的最前沿，為客戶提供了安全，受監管和稅收優惠的解決方案，以投資加密貨幣。

By offering a crypto IRA, Fidelity is catering to investors who want the benefits of both crypto exposure and tax-efficient retirement planning.

通過提供加密IRA，Fidelity可以滿足那些希望獲得加密貨幣和稅收有效退休計劃的投資者。