欧盟 MiCA 规则给稳定币带来“系统性”银行风险——Tether 首席执行官

欧洲即将出台的监管框架将为稳定币发行人带来银行业担忧，这可能会威胁到更广泛的加密货币领域的稳定性

Stablecoin issuers face banking risks under upcoming EU crypto bill — Tether CEO

Tether 首席执行官表示，根据即将出台的欧盟加密货币法案，稳定币发行人面临银行风险

Europe’s upcoming regulatory framework for the crypto industry will introduce banking concerns for stablecoin issuers that could threaten the stability of the broader crypto space, according to Paulo Ardoino.

Paulo Ardoino 表示，欧洲即将出台的加密行业监管框架将给稳定币发行人带来银行业担忧，这可能会威胁到更广泛的加密领域的稳定性。

Set to go into full effect on Dec. 30, the Markets in Crypto-Assets Regulation (MiCA) framework will introduce the first comprehensive regulatory rules for cryptocurrencies in Europe.

加密资产市场监管 (MiCA) 框架将于 12 月 30 日全面生效，将引入欧洲首个针对加密货币的全面监管规则。

Under MiCA, stablecoin issuers will be required to hold at least 60% of reserve assets in European banks. However, considering that banks can loan up to 90% of their reserves, this may introduce “systemic risks” for stablecoin issuers, according to Ardoino, CEO of Tether — the issuer of the world’s largest stablecoin, USDt USDT $0.9992 , which recently surpassed $120 billion in market capitalization.

根据 MiCA，稳定币发行人将被要求在欧洲银行持有至少 60% 的储备资产。然而，考虑到银行可以贷出高达 90% 的准备金，这可能会给稳定币发行者带来“系统性风险”，Tether 首席执行官 Ardoino 表示，Tether 是全球最大稳定币 USDt 的发行者，USDT 为 0.9992 美元，最近突破了 120 美元亿市值。

Ardoino shared his concerns with Cointelegraph during an interview at Plan B Lugano in Switzerland, adding:

Ardoino 在瑞士卢加诺 Plan B 接受采访时向 Cointelegraph 表达了他的担忧，并补充道：

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Tether’s Paolo Ardoino, interview with Cointelegraph’s Zoltan Vardai, clip 1. Source: YouTube

Tether 的 Paolo Ardoino，接受 Cointelegraph 的 Zoltan Vardai 采访，剪辑 1。来源：YouTube

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Ethereum co-founder outlines ‘The Purge’ to reduce data bloat

以太坊联合创始人概述了减少数据膨胀的“清除”

Vitalik Buterin, co-founder of Ethereum, has released the fifth part of his blog series on the blockchain network’s future path titled “The Purge,” which aims to reduce data bloat and simplify Ethereum’s protocol.

以太坊联合创始人 Vitalik Buterin 发布了关于区块链网络未来之路的博客系列的第五部分，题为“The Purge”，旨在减少数据膨胀并简化以太坊协议。

The Purge focuses on trimming unnecessary data storage and eliminating outdated features to make Ethereum more efficient while preserving “the permanence” of the blockchain.

清除的重点是削减不必要的数据存储并消除过时的功能，以使以太坊更加高效，同时保持区块链的“永久性”。

The Purge is not set to directly impact Ethereum’s gas fees. However, the proposed changes may enhance network performance and reduce operating costs.

清除不会直接影响以太坊的汽油费。然而，拟议的更改可能会提高网络性能并降低运营成本。

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Radiant Capital reopens Ethereum lending markets after $58 million hack

Radiant Capital 在遭受 5800 万美元黑客攻击后重新开放以太坊借贷市场

Radiant Capital resumed its Ethereum lending markets after a hack that cost about $58 million in digital assets.

在遭受黑客攻击导致数字资产损失约 5800 万美元后，Radiant Capital 恢复了其以太坊借贷市场。

On Nov. 1, the lending protocol said it had implemented improvements, including transferring ownership into a timelock contract. The Radiant Capital team said this enforces a mandatory 72-hour waiting period for any adjustments, fortifying Radiant’s security.

11 月 1 日，贷款协议表示已实施改进，包括将所有权转移到时间锁定合约中。 Radiant Capital 团队表示，这将强制执行任何调整的 72 小时等待期，从而增强了 Radiant 的安全性。

The team also implemented an emergency admin role using a multisignature structure. The role is tasked with pausing and unpausing the lending protocol’s markets as necessary.

该团队还使用多重签名结构实现了紧急管理角色。该角色的任务是根据需要暂停和取消暂停借贷协议的市场。

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Crypto surges in Eastern Europe: DeFi drives 33% of transactions

东欧加密货币激增：DeFi 驱动 33% 的交易

Decentralized finance-related activity is increasing in Eastern Europe, showcasing continued cryptocurrency adoption, according to the onchain analytics platform Chainalysis.

根据链上分析平台 Chainaanalysis 的数据，东欧的去中心化金融相关活动正在增加，这表明加密货币的持续采用。

Eastern Europe received over $499 billion worth of cryptocurrency between July 2023 and June 2024.

2023 年 7 月至 2024 年 6 月期间，东欧收到了价值超过 4990 亿美元的加密货币。

Decentralized finance (DeFi) activity accounted for a third of the region’s crypto value flow, totaling more than $165 billion, according to the Oct. 30 Chainalysis crypto adoption report.

根据 10 月 30 日的 Chainaanalysis 加密货币采用报告，去中心化金融 (DeFi) 活动占该地区加密货币价值流的三分之一，总计超过 1650 亿美元。

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Solana flips Ethereum in daily fees, surpasses $2.5 million in 24 hours

Solana 日费用翻转以太坊，24 小时内超过 250 万美元

Solana has surpassed Ethereum in daily network fee generation, indicating growing user activity on the world’s third-largest blockchain.

Solana 的每日网络费用生成量已超过以太坊，这表明全球第三大区块链上的用户活动不断增长。

Solana generated over $2.54 million worth of fees in 24 hours, surpassing Ethereum’s $2.07 million on Oct. 28 — making Solana the fifth-largest fee-generating protocol in the crypto space, according to DefiLlama data.

根据 DefiLlama 的数据，Solana 在 24 小时内产生了超过 254 万美元的费用，超过了以太坊 10 月 28 日的 207 万美元，这使得 Solana 成为加密货币领域第五大费用产生协议。

Solana’s soaring fees are correlated with growing trading activity on its leading decentralized exchange (DEX), Raydium, which generated over $3.41 million worth of fees on the Solana blockchain in 24 hours.

Solana 飙升的费用与其领先的去中心化交易所 (DEX) Raydium 的交易活动不断增长有关，Raydium 在 24 小时内在 Solana 区块链上产生了价值超过 341 万美元的费用。

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DeFi market overview

DeFi 市场概况

According to data from Cointelegraph Markets Pro and TradingView, most of the 100 largest cryptocurrencies by market capitalization ended the week in the red.

根据 Cointelegraph Markets Pro 和 TradingView 的数据，市值最大的 100 种加密货币大多数在本周收盘时都出现亏损。

Of the top 100, the Celestia TIA $4.45 token fell over 19% as the week’s biggest loser, followed by the Immutable IMX $1.10 token down 19% over the past week.

在前 100 名中，Celestia TIA 4.45 美元的代币下跌超过 19%，成为本周最大跌幅，其次是 Immutable IMX 1.10 美元的代币在过去一周下跌 19%。

Total value locked in DeFi. Source: DefiLlama

DeFi 锁定的总价值。来源：DefiLlama

Thanks for reading our summary of this week’s most impactful DeFi developments. Join us next Friday for more stories, insights and education regarding this dynamically advancing space.

感谢您阅读我们对本周最具影响力的 DeFi 发展的总结。下周五加入我们，了解有关这个动态发展领域的更多故事、见解和教育。

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每周工具包详细介绍 DeFi 的最新发展，提供敏锐的分析并发现新的金融机会，帮助您自信地做出明智的决策。每周五发货

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