歐盟 MiCA 規則為穩定幣帶來「系統性」銀行風險—Tether 首席執行官

歐洲即將推出的監管框架將為穩定幣發行人帶來銀行業擔憂，這可能會威脅到更廣泛的加密貨幣領域的穩定性

Stablecoin issuers face banking risks under upcoming EU crypto bill — Tether CEO

Tether 執行長表示，根據即將出台的歐盟加密貨幣法案，穩定幣發行人面臨銀行風險

Europe’s upcoming regulatory framework for the crypto industry will introduce banking concerns for stablecoin issuers that could threaten the stability of the broader crypto space, according to Paulo Ardoino.

Paulo Ardoino 表示，歐洲即將出台的加密行業監管框架將為穩定幣發行人帶來銀行業擔憂，這可能會威脅到更廣泛的加密領域的穩定性。

Set to go into full effect on Dec. 30, the Markets in Crypto-Assets Regulation (MiCA) framework will introduce the first comprehensive regulatory rules for cryptocurrencies in Europe.

加密資產市場監管 (MiCA) 框架將於 12 月 30 日全面生效，將引入歐洲首個針對加密貨幣的全面監管規則。

Under MiCA, stablecoin issuers will be required to hold at least 60% of reserve assets in European banks. However, considering that banks can loan up to 90% of their reserves, this may introduce “systemic risks” for stablecoin issuers, according to Ardoino, CEO of Tether — the issuer of the world’s largest stablecoin, USDt USDT $0.9992 , which recently surpassed $120 billion in market capitalization.

根據 MiCA，穩定幣發行人將被要求在歐洲銀行持有至少 60% 的儲備資產。然而，考慮到銀行可以貸出高達90% 的準備金，這可能會給穩定幣發行者帶來“系統性風險”，Tether 首席執行官Ardoino 表示，Tether 是全球最大穩定幣USDt 的發行者，USDT為0.9992 美元，最近突破了120 美元億市值。

Ardoino shared his concerns with Cointelegraph during an interview at Plan B Lugano in Switzerland, adding:

Ardoino 在瑞士盧加諾 Plan B 接受採訪時向 Cointelegraph 表達了他的擔憂，並補充說：

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讓您的客戶能夠使用 Unlimit 的加密金融卡從其加密餘額中進行日常付款。了解更多

Tether’s Paolo Ardoino, interview with Cointelegraph’s Zoltan Vardai, clip 1. Source: YouTube

Tether 的 Paolo Ardoino，接受 Cointelegraph 的 Zoltan Vardai 採訪，剪輯 1。

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Ethereum co-founder outlines ‘The Purge’ to reduce data bloat

以太坊聯合創始人概述了減少數據膨脹的“清除”

Vitalik Buterin, co-founder of Ethereum, has released the fifth part of his blog series on the blockchain network’s future path titled “The Purge,” which aims to reduce data bloat and simplify Ethereum’s protocol.

以太坊聯合創始人 Vitalik Buterin 發布了關於區塊鏈網路未來之路的部落格系列的第五部分，題為“The Purge”，旨在減少數據膨脹並簡化以太坊協議。

The Purge focuses on trimming unnecessary data storage and eliminating outdated features to make Ethereum more efficient while preserving “the permanence” of the blockchain.

清除的重點是削減不必要的資料儲存並消除過時的功能，以使以太坊更加高效，同時保持區塊鏈的「永久性」。

The Purge is not set to directly impact Ethereum’s gas fees. However, the proposed changes may enhance network performance and reduce operating costs.

清除不會直接影響以太坊的汽油費。然而，擬議的更改可能會提高網路效能並降低營運成本。

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Radiant Capital reopens Ethereum lending markets after $58 million hack

Radiant Capital 在遭受 5,800 萬美元駭客攻擊後重新開放以太坊借貸市場

Radiant Capital resumed its Ethereum lending markets after a hack that cost about $58 million in digital assets.

在遭受駭客攻擊導致數位資產損失約 5,800 萬美元後，Radiant Capital 恢復了其以太坊借貸市場。

On Nov. 1, the lending protocol said it had implemented improvements, including transferring ownership into a timelock contract. The Radiant Capital team said this enforces a mandatory 72-hour waiting period for any adjustments, fortifying Radiant’s security.

11 月 1 日，貸款協議表示已實施改進，包括將所有權轉移到時間鎖定合約。 Radiant Capital 團隊表示，這將強制執行任何調整的 72 小時等待期，從而增強了 Radiant 的安全性。

The team also implemented an emergency admin role using a multisignature structure. The role is tasked with pausing and unpausing the lending protocol’s markets as necessary.

該團隊還使用多重簽名結構實現了緊急管理角色。該角色的任務是根據需要暫停和取消暫停借貸協議的市場。

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Crypto surges in Eastern Europe: DeFi drives 33% of transactions

東歐加密貨幣激增：DeFi 驅動 33% 的交易

Decentralized finance-related activity is increasing in Eastern Europe, showcasing continued cryptocurrency adoption, according to the onchain analytics platform Chainalysis.

根據鏈上分析平台 Chainaanalysis 的數據，東歐的去中心化金融相關活動正在增加，這表明加密貨幣的持續採用。

Eastern Europe received over $499 billion worth of cryptocurrency between July 2023 and June 2024.

2023 年 7 月至 2024 年 6 月期間，東歐收到了價值超過 4,990 億美元的加密貨幣。

Decentralized finance (DeFi) activity accounted for a third of the region’s crypto value flow, totaling more than $165 billion, according to the Oct. 30 Chainalysis crypto adoption report.

根據 10 月 30 日的 Chainaanalysis 加密貨幣採用報告，去中心化金融 (DeFi) 活動佔該地區加密貨幣價值流的三分之一，總計超過 1,650 億美元。

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Solana flips Ethereum in daily fees, surpasses $2.5 million in 24 hours

Solana 日費用翻轉以太坊，24 小時內超過 250 萬美元

Solana has surpassed Ethereum in daily network fee generation, indicating growing user activity on the world’s third-largest blockchain.

Solana 的每日網路費用產生量已超過以太坊，這表明全球第三大區塊鏈上的用戶活動不斷增長。

Solana generated over $2.54 million worth of fees in 24 hours, surpassing Ethereum’s $2.07 million on Oct. 28 — making Solana the fifth-largest fee-generating protocol in the crypto space, according to DefiLlama data.

根據 DefiLlama 的數據，Solana 在 24 小時內產生了超過 254 萬美元的費用，超過了以太坊 10 月 28 日的 207 萬美元，這使得 Solana 成為加密貨幣領域第五大費用產生協議。

Solana’s soaring fees are correlated with growing trading activity on its leading decentralized exchange (DEX), Raydium, which generated over $3.41 million worth of fees on the Solana blockchain in 24 hours.

Solana 飆升的費用與其領先的去中心化交易所 (DEX) Raydium 的交易活動不斷增長有關，Raydium 在 24 小時內在 Solana 區塊鏈上產生了價值超過 341 萬美元的費用。

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DeFi market overview

DeFi 市場概況

According to data from Cointelegraph Markets Pro and TradingView, most of the 100 largest cryptocurrencies by market capitalization ended the week in the red.

根據 Cointelegraph Markets Pro 和 TradingView 的數據，市值最大的 100 種加密貨幣大多數在本週收盤時都出現虧損。

Of the top 100, the Celestia TIA $4.45 token fell over 19% as the week’s biggest loser, followed by the Immutable IMX $1.10 token down 19% over the past week.

在前 100 名中，Celestia TIA 4.45 美元的代幣下跌超過 19%，成為本週最大跌幅，其次是 Immutable IMX 1.10 美元的代幣在過去一周下跌 19%。

Total value locked in DeFi. Source: DefiLlama

DeFi 鎖定的總價值。來源：DefiLlama

Thanks for reading our summary of this week’s most impactful DeFi developments. Join us next Friday for more stories, insights and education regarding this dynamically advancing space.

感謝您閱讀我們對本週最具影響力的 DeFi 發展的總結。下週五加入我們，以了解更多有關這個動態發展領域的故事、見解和教育。

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每週工具包詳細介紹 DeFi 的最新發展，提供敏銳的分析並發現新的財務機會，幫助您自信地做出明智的決策。每週五出貨

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