爱沙尼亚开始进行加密货币监管改革：新法律旨在加强反洗钱并与欧盟标准保持一致

爱沙尼亚政府批准了一项新法律来监管加密货币服务提供商，该法律将把监管权从金融情报机构（FIU）转移到金融监管局（FSA）。在金融情报机构注册的数字资产服务提供商需要在 2024 年底前向英国金融服务管理局申请新的许可证。该法律旨在加强反洗钱法规，并与即将出台的欧盟加密资产法规保持一致。

Crypto Regulation in Estonia: A New Dawn

爱沙尼亚的加密货币监管：新的黎明

Will Estonia's New Crypto Law Streamline Regulations?

爱沙尼亚的新加密法会简化监管吗？

Estonia, a pioneer in digital asset adoption, is poised to overhaul its cryptocurrency regulation landscape. A new bill, currently under review by the Estonian parliament, aims to strengthen anti-money laundering (AML) measures and enhance the country's regulatory framework for crypto assets.

爱沙尼亚是数字资产采用的先驱，准备彻底改革其加密货币监管格局。爱沙尼亚议会目前正在审查一项新法案，旨在加强反洗钱（AML）措施并加强该国对加密资产的监管框架。

New Licensing Regime: A Fresh Start for Crypto Providers

新的许可制度：加密货币提供商的新开始

Under the proposed legislation, the Financial Supervision Authority (FSA) will assume regulatory oversight of digital asset service providers, replacing the Financial Intelligence Unit (FIU). Existing providers registered with the FIU will need to apply for new licenses from the FSA before the end of next year.

根据拟议的立法，金融监管局（FSA）将取代金融情报机构（FIU），承担对数字资产服务提供商的监管监督。在金融情报机构注册的现有提供商将需要在明年年底之前向金融服务管理局申请新的许可证。

Tightening the Screws: Stricter Penalties for AML Violations

拧紧螺丝：对违反反垄断法的行为进行更严厉的处罚

The new law seeks to bolster Estonia's AML regulations by increasing penalties for violations. Currently, fines can reach 40,000 euros ($43,450), but the bill proposes raising this amount to a hefty 5 million euros ($5.2 million).

新法律旨在通过加大对违法行为的处罚力度来加强爱沙尼亚的反洗钱法规。目前，罚款最高可达 40,000 欧元（43,450 美元），但该法案提议将罚款金额提高至 500 万欧元（520 万美元）。

MiCA Alignment: Embracing EU Crypto Regulations

MiCA 联盟：接受欧盟加密法规

The legislation also aligns with the upcoming Markets in Crypto-Assets (MiCA) regulations from the European Union. MiCA aims to establish a comprehensive regulatory framework for the crypto market across Europe.

该立法还与欧盟即将出台的加密资产市场（MiCA）法规保持一致。 MiCA 旨在为整个欧洲的加密货币市场建立全面的监管框架。

Estonia's Crypto-Friendly Stance: A Balancing Act

爱沙尼亚的加密货币友好立场：平衡之举

Estonia has long been known for its crypto-friendly stance, but the 2020 non-crypto-related corruption scandal prompted a tightening of regulations. The new law strikes a balance between supporting innovation and safeguarding against financial crime.

爱沙尼亚长期以来以其对加密货币友好的立场而闻名，但 2020 年与加密货币无关的腐败丑闻促使监管收紧。新法律在支持创新和防范金融犯罪之间取得了平衡。

Industry Perspective: A Step Towards a Cleaner Crypto Market

行业视角：迈向更清洁的加密货币市场的一步

Economic analyst Peter Koppel views the new law as a positive step in "cleaning up" the crypto market in Estonia. He believes it will enhance the reliability and trustworthiness of the ecosystem without significantly altering its substance.

经济分析师 Peter Koppel 认为新法律是“清理”爱沙尼亚加密货币市场的积极一步。他相信这将增强生态系统的可靠性和可信度，而不会显着改变其实质。

Conclusion: Estonia's Commitment to Crypto Regulation

结论：爱沙尼亚对加密货币监管的承诺

The proposed crypto regulation law in Estonia represents a significant shift in the country's regulatory approach. By empowering the FSA and implementing stricter penalties, Estonia aims to strengthen its AML framework and align with EU regulations. The industry welcomes the move as a step towards a more transparent and accountable crypto market.

爱沙尼亚拟议的加密货币监管法代表了该国监管方法的重大转变。通过授权金融服务管理局并实施更严格的处罚，爱沙尼亚旨在加强其反洗钱框架并与欧盟法规保持一致。业界欢迎此举，认为这是迈向更加透明和负责任的加密货币市场的一步。