不要被烧毁：为什么您不需要模因硬币即可获得增长

人们用很少的初始投资震撼人心的故事令人陶醉。但是他们就是这样：故事。

If you're looking for a high-powered investment but aren't interested in taking on much risk, you might naturally turn to some unorthodox investments. Many investors flirt with the idea of buying a meme coin like Dogecoin (CRYPTO: DOGE) or perhaps a newer issue like the Official Trump coin, which is on the Solana (CRYPTO: SOL) blockchain with the ticker $TRUMP.

如果您正在寻找一笔高度的投资，但对承担巨大风险不感兴趣，那么您自然会转向一些非正统的投资。许多投资者调情，想购买像Dogecoin（加密货币：Doge）这样的模因硬币，或者是一个较新的问题，例如官方的特朗普硬币，该硬币在Solana（Crypto：Sol）上与Tricker $ Trump上的区块链。

Stop longingly reaching toward the red-hot stovetop right now, before you get burned. There are much less nihilistic ways to invest your money that offer lower risk and, in all probability, higher returns. Here's why you don't need to take such absurd chances to get exposure to some growth.

在您被烧毁之前，请停止渴望直接伸向炙手可热的炉灶。投资您的资金的虚无方式少得多，这些方式提供较低的风险，并且很有可能会带来更高的回报。这就是为什么您不需要这种荒谬的机会来获得一些增长的原因。

Don't even think about playing with fire like this

甚至不要考虑这样玩火

It is understandable why investors gravitate toward meme coins for a return. The stories of people striking it rich with a very small initial investment are intoxicating. But they are just that: stories.

可以理解的是，为什么投资者倾向于模因硬币以获得回报。人们用很少的初始投资震撼人心的故事令人陶醉。但是他们就是这样：故事。

Consider this chart, and study where the peaks are:

考虑此图表，并研究峰值的位置：

Dogecoin price data by YCharts.

YCHARTS的Dogecoin价格数据。

The period when you are the most likely to hear about Dogecoin, or any other meme coin, is during the sharpest ascent of its price. If you buy in then, you will likely experience the sharp ride down that always occurs after all of the remaining marginal buyers on the market have committed their capital. This means that you will then be sitting on steep losses for at least a few years before getting another chance to sell.

您最有可能听到Dogecoin或任何其他模因硬币的时期是在其价格最高的上升期间。如果您购买的话，您可能会在市场上所有剩余的边际买家投入资金之后，总是会遇到急转弯。这意味着您将至少遇到巨大的损失几年，然后再获得另一个出售的机会。

But for most investors, seeing 80% losses is precisely the impetus to sell their tokens. Then, much of the time, they simply buy back in when the coin's price starts to go parabolic again -- it's too tempting, and the fear of missing out takes over.

但是对于大多数投资者来说，看到80％的损失正是出售其令牌的动力。然后，在很多时候，当硬币的价格再次开始抛物线时，他们只是回购了 - 太诱人了，而害怕错过的恐惧接管了。

For a coin that immediately commands a huge amount of attention, like the Trump meme coin, the speed of the run-up and the crash afterward can make your head spin.

对于立即引起大量关注的硬币，例如特朗普模因硬币，后来的速度和事后坠机可以使您的头部旋转。

The more important factor that these meme coins have in common is that there isn't really any credible investment thesis for why it's a good idea to hold on to your tokens for the long term. Dogecoin's price is going to go up a lot at some point in the future, and the same may be true for Trump's coin. But there is no mechanism that drives any underlying value to guarantee that the price rise will actually occur. That's what makes them bad investments -- or, by a more realistic term, gambling.

这些模因硬币的共同点更重要的是，对于为什么长期保留您的令牌是一个好主意，实际上并没有任何可靠的投资论文。 Dogecoin的价格在将来的某个时候会上涨很多，而对于特朗普的硬币来说，价格也可能会如此。但是，没有任何机制可以驱动任何基本价值来确保实际上会发生价格上涨。这就是使他们投资不好的原因 - 或者，从更现实的术语中，赌博。

Thankfully, there's more than one good alternative on the market right now, both within cryptocurrency and outside of it. Take Solana for example.

值得庆幸的是，现在市场上有多个好的替代品，无论是加密货币还是外部。以Solana为例。

Everyone who wanted to gamble on the Trump meme coin needed to buy Solana first, since the coin is hosted on Solana's chain. Similarly, there are a huge number of real projects on Solana that drive investors to buy the coin: They need it to participate in minting non-fungible tokens (NFTs), using decentralized finance (DeFi) applications, funding artificial intelligence (AI) agents or their infrastructure, and more.

每个想在特朗普模因硬币上赌博的人都需要首先购买Solana，因为硬币是在Solana的连锁店托管的。同样，在Solana上有大量的真实项目，这些项目推动了投资者购买硬币：他们需要使用分散的金融（DEFI）应用程序，资助人工智能（AI）代理商来参与铸造非遗化令牌（NFTS）（NFTS）或他们的基础架构等等。

Holding the coin for the next five years is a smart idea because in that period, there will doubtlessly be more projects launched, more new categories of projects invented, and in all likelihood, more new users and developers.

在接下来的五年中，持有硬币是一个明智的想法，因为在那个时期，毫无疑问，将启动更多的项目，发明的项目的更多新类别，并且很有可能，更多的新用户和开发人员。

Eat your vegetables before considering what to have for dessert

在考虑甜点之前先吃蔬菜

Despite the above, there are almost certainly a lot of investors who either already bought the two meme coins mentioned and are still holding them in hopes of a recovery, or who will be unwilling to resist their temptation even when it's easier and more profitable to just buy Solana.

尽管有上述内容，但几乎可以肯定的是，有很多投资者已经购买了提到的两个模因硬币，并且仍在抱着它们以期恢复，或者他们不愿抵制他们的诱惑，即使它更容易，更有利润买索拉纳。

For these investors, practicing harm reduction is the appropriate approach.

对于这些投资者而言，减少危害是适当的方法。

In other words, if you absolutely must ignore this advice and dabble in meme coins anyway, at least make sure your financial bases are covered first. You should have an emergency fund set up, as well as a diversified portfolio with a mix of conservative as well as moderate-risk investments. You should also have other, less-risky cryptocurrencies like Solana.

换句话说，如果您绝对必须忽略此建议，并且无论如何都会涉足模因硬币，至少要确保首先要涵盖您的财务基础。您应该建立一个应急基金，以及多元化的投资组合，包括保守派和中等风险的投资。您还应该还有其他不太风险的加密货币，例如Solana。

Only once you have attended to those other priorities can it be said that it is not severe financial self-sabotage to invest in meme tokens -- and even then, it will still count as being a moderate sin, so act accordingly if you want your portfolio to grow instead of shrink over time.

只有一旦您注意到其他优先事项随着时间的流逝，投资组合而不是缩小。