不要被燒毀：為什麼您不需要模因硬幣即可獲得增長

人們用很少的初始投資震撼人心的故事令人陶醉。但是他們就是這樣：故事。

If you're looking for a high-powered investment but aren't interested in taking on much risk, you might naturally turn to some unorthodox investments. Many investors flirt with the idea of buying a meme coin like Dogecoin (CRYPTO: DOGE) or perhaps a newer issue like the Official Trump coin, which is on the Solana (CRYPTO: SOL) blockchain with the ticker $TRUMP.

如果您正在尋找一筆高度的投資，但對承擔巨大風險不感興趣，那麼您自然會轉向一些非正統的投資。許多投資者調情，想購買像Dogecoin（加密貨幣：Doge）這樣的模因硬幣，或者是一個較新的問題，例如官方的特朗普硬幣，該硬幣在Solana（Crypto：Sol）上與Tricker $ Trump上的區塊鏈。

Stop longingly reaching toward the red-hot stovetop right now, before you get burned. There are much less nihilistic ways to invest your money that offer lower risk and, in all probability, higher returns. Here's why you don't need to take such absurd chances to get exposure to some growth.

在您被燒毀之前，請停止渴望直接伸向炙手可熱的爐灶。投資您的資金的虛無方式少得多，這些方式提供較低的風險，並且很有可能會帶來更高的回報。這就是為什麼您不需要這種荒謬的機會來獲得一些增長的原因。

Don't even think about playing with fire like this

甚至不要考慮這樣玩火

It is understandable why investors gravitate toward meme coins for a return. The stories of people striking it rich with a very small initial investment are intoxicating. But they are just that: stories.

可以理解的是，為什麼投資者傾向於模因硬幣以獲得回報。人們用很少的初始投資震撼人心的故事令人陶醉。但是他們就是這樣：故事。

Consider this chart, and study where the peaks are:

考慮此圖表，並研究峰值的位置：

Dogecoin price data by YCharts.

YCHARTS的Dogecoin價格數據。

The period when you are the most likely to hear about Dogecoin, or any other meme coin, is during the sharpest ascent of its price. If you buy in then, you will likely experience the sharp ride down that always occurs after all of the remaining marginal buyers on the market have committed their capital. This means that you will then be sitting on steep losses for at least a few years before getting another chance to sell.

您最有可能聽到Dogecoin或任何其他模因硬幣的時期是在其價格最高的上升期間。如果您購買的話，您可能會在市場上所有剩餘的邊際買家投入資金之後，總是會遇到急轉彎。這意味著您將至少遇到巨大的損失幾年，然後再獲得另一個出售的機會。

But for most investors, seeing 80% losses is precisely the impetus to sell their tokens. Then, much of the time, they simply buy back in when the coin's price starts to go parabolic again -- it's too tempting, and the fear of missing out takes over.

但是對於大多數投資者來說，看到80％的損失正是出售其令牌的動力。然後，在很多時候，當硬幣的價格再次開始拋物線時，他們只是回購了 - 太誘人了，而害怕錯過的恐懼接管了。

For a coin that immediately commands a huge amount of attention, like the Trump meme coin, the speed of the run-up and the crash afterward can make your head spin.

對於立即引起大量關注的硬幣，例如特朗普模因硬幣，後來的速度和事後墜機可以使您的頭部旋轉。

The more important factor that these meme coins have in common is that there isn't really any credible investment thesis for why it's a good idea to hold on to your tokens for the long term. Dogecoin's price is going to go up a lot at some point in the future, and the same may be true for Trump's coin. But there is no mechanism that drives any underlying value to guarantee that the price rise will actually occur. That's what makes them bad investments -- or, by a more realistic term, gambling.

這些模因硬幣的共同點更重要的是，對於為什麼長期保留您的令牌是一個好主意，實際上並沒有任何可靠的投資論文。 Dogecoin的價格在將來的某個時候會上漲很多，而對於特朗普的硬幣來說，價格也可能會如此。但是，沒有任何機制可以驅動任何基本價值來確保實際上會發生價格上漲。這就是使他們投資不好的原因 - 或者，從更現實的術語中，賭博。

Thankfully, there's more than one good alternative on the market right now, both within cryptocurrency and outside of it. Take Solana for example.

值得慶幸的是，現在市場上有多個好的替代品，無論是加密貨幣還是外部。以Solana為例。

Everyone who wanted to gamble on the Trump meme coin needed to buy Solana first, since the coin is hosted on Solana's chain. Similarly, there are a huge number of real projects on Solana that drive investors to buy the coin: They need it to participate in minting non-fungible tokens (NFTs), using decentralized finance (DeFi) applications, funding artificial intelligence (AI) agents or their infrastructure, and more.

每個想在特朗普模因硬幣上賭博的人都需要首先購買Solana，因為硬幣是在Solana的連鎖店託管的。同樣，在Solana上有大量的真實項目，這些項目推動了投資者購買硬幣：他們需要使用分散的金融（DEFI）應用程序，資助人工智能（AI）代理商來參與鑄造非遺化令牌（NFTS ）（NFTS）或他們的基礎架構等等。

Holding the coin for the next five years is a smart idea because in that period, there will doubtlessly be more projects launched, more new categories of projects invented, and in all likelihood, more new users and developers.

在接下來的五年中，持有硬幣是一個明智的想法，因為在那個時期，毫無疑問，將啟動更多的項目，發明的項目的更多新類別，並且很有可能，更多的新用戶和開發人員。

Eat your vegetables before considering what to have for dessert

在考慮甜點之前先吃蔬菜

Despite the above, there are almost certainly a lot of investors who either already bought the two meme coins mentioned and are still holding them in hopes of a recovery, or who will be unwilling to resist their temptation even when it's easier and more profitable to just buy Solana.

儘管有上述內容，但幾乎可以肯定的是，有很多投資者已經購買了提到的兩個模因硬幣，並且仍在抱著它們以期恢復，或者他們不願抵制他們的誘惑，即使它更容易，更有利潤買索拉納。

For these investors, practicing harm reduction is the appropriate approach.

對於這些投資者而言，減少危害是適當的方法。

In other words, if you absolutely must ignore this advice and dabble in meme coins anyway, at least make sure your financial bases are covered first. You should have an emergency fund set up, as well as a diversified portfolio with a mix of conservative as well as moderate-risk investments. You should also have other, less-risky cryptocurrencies like Solana.

換句話說，如果您絕對必須忽略此建議，並且無論如何都會涉足模因硬幣，至少要確保首先要涵蓋您的財務基礎。您應該建立一個應急基金，以及多元化的投資組合，包括保守派和中等風險的投資。您還應該還有其他不太風險的加密貨幣，例如Solana。

Only once you have attended to those other priorities can it be said that it is not severe financial self-sabotage to invest in meme tokens -- and even then, it will still count as being a moderate sin, so act accordingly if you want your portfolio to grow instead of shrink over time.

只有一旦您注意到其他優先事項隨著時間的流逝，投資組合而不是縮小。