XRP的美元成本平均（DCA）：市场专家Edoardo Farina如何赚取5年以上的财富

在加密货币世界中，市场的时机可能非常困难，通常会给许多投资者带来巨大的损失。

In the dynamic realm of cryptocurrency, the art of perfect market timing can be an elusive endeavor, often leading to substantial losses for many investors. However, amidst the tides of crypto investing, some savvy investors have uncovered a strategy that consistently builds wealth over time, even during volatile market conditions.

在加密货币的动态领域中，完美的市场时机的艺术可能是一项难以捉摸的努力，通常会给许多投资者带来巨大的损失。但是，在加密投资的潮流中，一些精明的投资者发现了一项策略，即使在动荡的市场状况下，随着时间的流逝，一贯构成财富的战略。

One such investor, market pundit Edoardo Farina, has been a vocal advocate for the Dollar-Cost Averaging (DCA) approach, particularly when it comes to investing in XRP. Farina credits his DCA strategy with helping him secure significant wealth over a five-year period.

这样的投资者是市场专家Edoardo Farina，一直是美元成本平均方法（DCA）方法的人声，尤其是在投资XRP方面。法琳（Farina）将他的DCA策略归功于他在五年内获得巨大财富。

“They say time is money, but I prefer to say consistency is wealth. For five years, I’ve been diligently practicing the same investing strategy: buying small amounts of XRP every day,” Farina stated.

“他们说时间是金钱，但我更喜欢说一致性是财富。五年来，我一直在努力实践相同的投资策略：每天购买少量的XRP，”法利纳说。

Farina’s journey began several years ago when he decided to allocate a small portion of his income to purchasing cryptocurrencies on a daily basis. He experimented with various assets before settling on XRP, the token associated with Ripple Labs.

法琳（Farina）的旅程始于几年前，当时他决定每天分配一小部分收入来购买加密货币。在与Ripple Labs相关的令牌上定居之前，他尝试了各种资产。

“I started buying small amounts of Bitcoin, but I found that I was getting quite distracted by the constant price movements. I was trying too hard to time the market and make the best trades. But I realized that this was making me less focused on the long-term goal, which was to steadily grow my investment over time,” Farina explained.

“我开始购买少量的比特币，但是​​我发现我对恒定的价格变动感到分心。我努力地为市场计时并取得了最佳交易而努力。但是我意识到，这使我减少了长期目标的关注，这是为了稳步增长我的投资，而随着时间的推移，我的投资会稳步增长。” Farina解释说。

After considering different options, Farina decided to focus on purchasing XRP each day, aiming for a total investment of around 100 euros per week. He emphasized that the specific amount is not crucial, but rather the consistency of investing regularly.

在考虑了不同的选择之后，Farina决定专注于每天购买XRP，目标是每周总投资约100欧元。他强调，特定金额不是至关重要的，而是定期投资的一致性。

“I’d prefer to buy more each day, but I’m currently limited by the small amounts I can buy on eToro. However, I’m happy with this. I enjoy waking up each day, grabbing a coffee, and making my small purchase of XRP. It’s become part of my routine,” Farina said.

“我宁愿每天购买更多，但是目前我受到在Etoro上可以买到的少量购买的限制。但是，我对此感到满意。我喜欢每天醒来，喝咖啡，然后对XRP进行少量购买。这已成为我的日常工作的一部分，” Farina说。

Farina’s experience with DCA began in January 2021, when he decided to convert 0.33 Bitcoin (BTC) into 45,425 XRP. At the time, Bitcoin was priced at €26,115, and XRP was trading at just €0.19.

Farina在DCA的经验始于2021年1月，当时他决定将0.33比特币（BTC）转换为45,425 XRP。当时，比特币的价格为26,115欧元，XRP的交易仅为0.19欧元。

“I had been observing XRP for a while and noticed that it had been performing well, especially in comparison to BTC. Considering the price of Bitcoin at the time, I thought it made more sense to invest in XRP, as I could get a significantly larger amount for the same value,” Farina stated.

“我已经观察了XRP一段时间了，并注意到它的性能很好，尤其是与BTC相比。考虑到当时比特币的价格，我认为在XRP上进行投资更有意义，因为我可以获得相同价值的大量数量，” Farina说。

Purchasing 45,425 XRP set him back €8,618 at the time, nearly three times the amount he had in BTC. However, Farina believed that XRP offered better potential for growth, especially considering its role in cross-border payments and the increasing adoption of cryptocurrencies.

购买45,425 XRP当时使他退回8,618欧元，几乎是他在BTC中的三倍。但是，Farina认为XRP为增长提供了更大的潜力，尤其是考虑到其在跨境支付中的作用以及加密货币的采用越来越多。

Fast forward to 2025, and Farina’s decision has proven to be highly profitable. The 45,425 XRP he acquired for €8,618 in 2021 is now worth approximately €103,114, with the current price of XRP at €2.27. On the other hand, if Farina had kept his 0.33 BTC, it would now be worth €26,778, given the current price of Bitcoin at $81,146.

快进到2025年，而法琳的决定已被证明是很高的盈利。他在2021年以8,618欧元的价格收购的45,425 XRP现在价值约103,114欧元，目前的XRP价格为2.27欧元。另一方面，如果Farina保留了0.33 BTC，那么鉴于比特币目前的价格为81,146美元，现在价值26,778欧元。

This calculation shows that over the past five years, while Bitcoin has seen triple-digit gains, which is no small feat, XRP has outperformed BTC by a significant margin.

该计算表明，在过去的五年中，尽管比特币已经看到了三位数的增长，但这并不是很小的壮举，但XRP的表现优于BTC的大幅度。

One of the most striking elements of Farina’s experience is how XRP outperformed Bitcoin during the period following the 2024 market rally. While Bitcoin and other cryptocurrencies also saw significant gains after the victory of Donald Trump in the 2024 election, XRP outpaced Bitcoin by a considerable margin.

Farina经验中最引人注目的要素之一是XRP在2024年市场集会之后的时期如何优于比特币。尽管唐纳德·特朗普（Donald Trump）在2024年大选中胜利后，比特币和其他加密货币也获得了巨大的收益，但XRP的比特币超过了比特币。

Since November 2024, XRP has gained an impressive 284% compared to Bitcoin, which highlights its potential for growth, especially during periods of market volatility. In fact, Farina believes that the next five years for XRP could see even more substantial gains if the DCA strategy is continued.

自2024年11月以来，与比特币相比，XRP获得了284％的印象，这突显了其增长的潜力，尤其是在市场波动期间。实际上，Farina认为，如果继续执行DCA策略，XRP的未来五年可能会看到更大的收益。

“I’m planning to continue investing in XRP for at least another five years, and I’m curious to see how much wealth I can build through consistent small investments,” Farina concluded.

Farina总结说：“我计划继续在XRP上进行至少五年的投资，我很想知道我可以通过一致的小型投资来建立多少财富。”