超越百万美元的海市rage楼：Armando Pantoja为可持续加密财富提供了路线图

在经常闻名和审查的一夜之间的加密货币景观中，经验丰富的天使投资人Armando Pantoja出现了

In the fast-paced world of cryptocurrency, where tales of overnight fortunes are both celebrated and scrutinized, seasoned angel investor Armando Pantoja has emerged as a voice of reason, sharing his pragmatic approach to building and preserving wealth, particularly with XRP and other digital assets.

在快节奏的加密货币世界中，经验丰富的天使投资人阿曼多·潘托贾（Armando Pantoja）既庆祝和审查过夜的命运故事，又是一种理性的声音，分享了他务实的建筑和保留财富的方法，尤其是与XRP和其他数字资产。

His advice, shared in a recent tweet, cuts through the euphoria of a single big win, delving into the intricacies of sustainable wealth creation and managing profits over chasing fleeting gains.

他的建议在最近的一条推文中分享了，削减了一次大胜利的欣喜若狂，深入研究了可持续财富创造的复杂性，并管理了追逐短暂的收益的利润。

Pantoja’s message is clear:

Pantoja的信息很明确：

"They put 1M in crypto in 2015. Now it’s 10M. But they still live paycheck to paycheck. They complain about taxes. They have no passive income. They try to sell 1M to pay off debt. Don’t be this fool.

“他们在2015年将100万个加入了加密货币。现在是1000万。但是他们仍然将薪水付给薪水。他们抱怨税收。他们没有被动收入。他们试图出售100万以偿还债务。不要这是这个傻瓜。

You’re only worth the profit you generate off the principal."

您只值得从校长那里获得的利润。”

— Armando Pantoja (@Crypto__Essence) August 14, 2023

-Armando Pantoja（@crypto__essence）2023年8月14日

Pantoja begins by suggesting making XRP the core of a broader crypto strategy, considering its potential for stability and long-term growth. However, he cautions against putting all one’s eggs in a single basket.

Pantoja首先建议将XRP作为更广泛的加密战略的核心，考虑到其稳定性和长期增长的潜力。但是，他警告不要将所有一个人的鸡蛋放在一个篮子里。

He recommends diversifying with other established cryptocurrencies like Bitcoin and Ethereum. Bitcoin, in Pantoja’s view, offers a sense of security and stability, acting as a hedge against market volatility.

他建议与其他已建立的加密货币等多样化，例如比特币和以太坊。潘托贾（Pantoja）认为，比特币提供了一种安全感和稳定感，可以抵抗市场波动。

Ethereum, on the other hand, provides the potential for passive income through staking, allowing investors to earn a reliable yield on their cryptocurrency holdings. To further diversify the portfolio, Pantoja suggests including another promising cryptocurrency like XLM, expanding exposure to the broader digital asset market.

另一方面，以太坊通过积分提供了被动收入的潜力，使投资者可以对其加密货币持有的可靠收益率。为了进一步使投资组合多样化，Pantoja建议包括另一种有希望的加密货币，例如XLM，扩大了对更广泛的数字资产市场的影响。

A crucial aspect of Pantoja’s strategy involves safeguarding digital assets through cold storage. He strongly advises against leaving long-term holdings on exchanges, highlighting the inherent risks of hacks and market instability.

Pantoja策略的关键方面是通过冷藏来保护数字资产。他强烈建议不要在交流上长期持有持有的持股，强调了黑客和市场不稳定的固有风险。

Cold storage, which involves storing cryptocurrency offline in hardware wallets or paper wallets, provides a safe haven for digital assets, protecting them from online threats and vulnerabilities. This proactive approach to asset protection is essential for long-term wealth preservation.

冷藏涉及将加密货币离线存储在硬件钱包或纸钱包中，为数字资产提供了避​​风港，保护它们免受在线威胁和漏洞的影响。这种积极的资产保护方法对于长期保存至关重要。

Once the principal is secured and protected, Pantoja advises investors to focus on creating multiple passive income streams, generating sustainable growth without actively trading or managing their holdings.

一旦委托人得到保护和保护，Pantoja就建议投资者专注于创建多个被动收入流，从而在不积极交易或管理其持股的情况下产生可持续增长。

He highlights the importance of staking cryptocurrencies like Ethereum on trusted platforms, earning a reliable income on their holdings. This passive income stream can provide a steady flow of revenue, supplementing the growth of the underlying assets.

他强调了在可信赖的平台上以太坊（Ethereum）等加密货币的重要性，从而在其持股中获得了可靠的收入。这种被动收入流可以提供稳定的收入流，从而补充基础资产的增长。

Pantoja also recommends exploring the option of borrowing against crypto holdings instead of selling them. This strategy allows investors to access liquidity without incurring tax penalties, enabling them to capitalize on investment opportunities without liquidating their digital assets.

Pantoja还建议探索借用加密货币持有的借款而不是出售它们的选择。该策略使投资者能够在不产生税收罚款的情况下获得流动性，从而使他们能够利用投资机会而无需清算其数字资产。

To further diversify income streams and build a more robust financial foundation, Pantoja suggests investing in income-generating assets beyond cryptocurrency. These assets could include real estate (short-term rentals, multi-family units, or farmland), dividend-paying stocks, and real estate investment trusts (REITs).

为了进一步使收入流多样化并建立更强大的金融基金会，Pantoja建议投资于加密货币以外的收入产生资产。这些资产可能包括房地产（短期租金，多户家庭单位或农田），支付股息股票和房地产投资信托（REITS）。

These assets provide a sustained income stream, contributing to the overall wealth accumulation strategy while preserving the initial investment. The diversification into traditional income-generating assets adds a layer of stability and resilience to the portfolio.

这些资产提供了持续的收入来源，在保留初始投资的同时为整体财富积累策略做出了贡献。传统创收资产的多元化为投资组合增加了稳定性和韧性。

Pantoja emphasizes the importance of utilizing tax-efficient structures to protect and multiply wealth. He recommends exploring options like LLCs, trusts, and tax-advantaged accounts like IRAs, which can shield assets from excessive taxation while allowing them to grow.

Pantoja强调利用税收有效结构来保护和繁殖财富的重要性。他建议探索诸如IRA等税收，信托和税收优惠的帐户之类的选择，这些账户可以使资产免受过度税收，同时允许它们增长。

He also highlights the potential of crypto IRAs, a legal avenue for shielding digital assets as they appreciate in value. These tax-efficient structures play a crucial role in maximizing returns and preserving wealth over the long term.

他还强调了加密IRA的潜力，这是屏蔽数字资产的法律途径，因为它们在价值上欣赏。这些节税结构在长期来最大化回报和保留财富方面起着至关重要的作用。

Ultimately, Pantoja’s advice culminates in an overarching goal: to leverage capital and build a sustainable business that generates consistent income. He believes that building the right financial structure can generate substantial monthly income, potentially reaching $6,000, $10,000, or even $15,000.

最终，Pantoja的建议最终达到了一个总体目标：利用资本并建立可持续的业务，以产生一致的收入。他认为，建立正确的财务结构可以产生大量的月收入，可能达到6,000美元，10,000美元甚至15,000美元。

This focus on building a sustainable business underscores Pantoja’s emphasis on long-term wealth creation, moving beyond the fleeting allure of quick profits to establish a solid foundation for financial independence.

这种专注于建立可持续业务的重点强调了潘托贾（Pantoja）对长期财富创造的重视，而不是快速的快速利润诱人，以建立为财务独立性建立稳固的基础。

Pantoja concludes his advice with a poignant message, encapsulating the essence of his wealth-building philosophy: “This is how the wealthy play the game. They live off the yield and never consume the principal. They never confuse one big win with long-term wealth. Anybody can make 1M. Very few know how to keep it.”

潘托贾（Pantoja）以一个凄美的信息结束了他的建议，封装了他的财富建设哲学的本质：“这就是富人玩游戏的方式。他们依靠产量，从不消耗校长。他们永远不会将一场重大的胜利与长期的财富相混淆。

This advice speaks volumes about the importance of understanding the difference between short-term gains and long-term wealth, focusing on generating sustainable income streams that allow for a comfortable lifestyle without depleting the principal. It is a testament to the disciplined and strategic approach that is required to achieve true financial stability and build a legacy

该建议涉及理解短期收益与长期财富之间差异的重要性，重点是产生可持续的收入来源，从而允许舒适的生活方式而不会耗尽本金。这证明了实现真正的财务稳定并建立遗产所需的纪律和战略方法