超越百萬美元的海市rage樓：Armando Pantoja為可持續加密財富提供了路線圖

在經常聞名和審查的一夜之間的加密貨幣景觀中，經驗豐富的天使投資人Armando Pantoja出現了

In the fast-paced world of cryptocurrency, where tales of overnight fortunes are both celebrated and scrutinized, seasoned angel investor Armando Pantoja has emerged as a voice of reason, sharing his pragmatic approach to building and preserving wealth, particularly with XRP and other digital assets.

在快節奏的加密貨幣世界中，經驗豐富的天使投資人阿曼多·潘托賈（Armando Pantoja）既慶祝和審查過夜的命運故事，又是一種理性的聲音，分享了他務實的建築和保留財富的方法，尤其是與XRP和其他數字資產。

His advice, shared in a recent tweet, cuts through the euphoria of a single big win, delving into the intricacies of sustainable wealth creation and managing profits over chasing fleeting gains.

他的建議在最近的一條推文中分享了，削減了一次大勝利的欣喜若狂，深入研究了可持續財富創造的複雜性，並管理了追逐短暫的收益的利潤。

Pantoja’s message is clear:

Pantoja的信息很明確：

"They put 1M in crypto in 2015. Now it’s 10M. But they still live paycheck to paycheck. They complain about taxes. They have no passive income. They try to sell 1M to pay off debt. Don’t be this fool.

“他們在2015年將100萬個加入了加密貨幣。現在是1000萬。但是他們仍然將薪水付給薪水。他們抱怨稅收。他們沒有被動收入。他們試圖出售100萬以償還債務。不要這是這個傻瓜。

You’re only worth the profit you generate off the principal."

您只值得從校長那裡獲得的利潤。 ”

— Armando Pantoja (@Crypto__Essence) August 14, 2023

-Armando Pantoja（@crypto__essence）2023年8月14日

Pantoja begins by suggesting making XRP the core of a broader crypto strategy, considering its potential for stability and long-term growth. However, he cautions against putting all one’s eggs in a single basket.

Pantoja首先建議將XRP作為更廣泛的加密戰略的核心，考慮到其穩定性和長期增長的潛力。但是，他警告不要將所有一個人的雞蛋放在一個籃子裡。

He recommends diversifying with other established cryptocurrencies like Bitcoin and Ethereum. Bitcoin, in Pantoja’s view, offers a sense of security and stability, acting as a hedge against market volatility.

他建議與其他已建立的加密貨幣等多樣化，例如比特幣和以太坊。潘托賈（Pantoja）認為，比特幣提供了一種安全感和穩定感，可以抵抗市場波動。

Ethereum, on the other hand, provides the potential for passive income through staking, allowing investors to earn a reliable yield on their cryptocurrency holdings. To further diversify the portfolio, Pantoja suggests including another promising cryptocurrency like XLM, expanding exposure to the broader digital asset market.

另一方面，以太坊通過積分提供了被動收入的潛力，使投資者可以對其加密貨幣持有的可靠收益率。為了進一步使投資組合多樣化，Pantoja建議包括另一種有希望的加密貨幣，例如XLM，擴大了對更廣泛的數字資產市場的影響。

A crucial aspect of Pantoja’s strategy involves safeguarding digital assets through cold storage. He strongly advises against leaving long-term holdings on exchanges, highlighting the inherent risks of hacks and market instability.

Pantoja策略的關鍵方面是通過冷藏來保護數字資產。他強烈建議不要在交流上長期持有持有的持股，強調了黑客和市場不穩定的固有風險。

Cold storage, which involves storing cryptocurrency offline in hardware wallets or paper wallets, provides a safe haven for digital assets, protecting them from online threats and vulnerabilities. This proactive approach to asset protection is essential for long-term wealth preservation.

冷藏涉及將加密貨幣離線存儲在硬件錢包或紙錢包中，為數字資產提供了避​​風港，保護它們免受在線威脅和漏洞的影響。這種積極的資產保護方法對於長期保存至關重要。

Once the principal is secured and protected, Pantoja advises investors to focus on creating multiple passive income streams, generating sustainable growth without actively trading or managing their holdings.

一旦委託人得到保護和保護，Pantoja就建議投資者專注於創建多個被動收入流，從而在不積極交易或管理其持股的情況下產生可持續增長。

He highlights the importance of staking cryptocurrencies like Ethereum on trusted platforms, earning a reliable income on their holdings. This passive income stream can provide a steady flow of revenue, supplementing the growth of the underlying assets.

他強調了在可信賴的平台上以太坊（Ethereum）等加密貨幣的重要性，從而在其持股中獲得了可靠的收入。這種被動收入流可以提供穩定的收入流，從而補充基礎資產的增長。

Pantoja also recommends exploring the option of borrowing against crypto holdings instead of selling them. This strategy allows investors to access liquidity without incurring tax penalties, enabling them to capitalize on investment opportunities without liquidating their digital assets.

Pantoja還建議探索借用加密貨幣持有的借款而不是出售它們的選擇。該策略使投資者能夠在不產生稅收罰款的情況下獲得流動性，從而使他們能夠利用投資機會而無需清算其數字資產。

To further diversify income streams and build a more robust financial foundation, Pantoja suggests investing in income-generating assets beyond cryptocurrency. These assets could include real estate (short-term rentals, multi-family units, or farmland), dividend-paying stocks, and real estate investment trusts (REITs).

為了進一步使收入流多樣化並建立更強大的金融基金會，Pantoja建議投資於加密貨幣以外的收入產生資產。這些資產可能包括房地產（短期租金，多戶家庭單位或農田），支付股息股票和房地產投資信託（REITS）。

These assets provide a sustained income stream, contributing to the overall wealth accumulation strategy while preserving the initial investment. The diversification into traditional income-generating assets adds a layer of stability and resilience to the portfolio.

這些資產提供了持續的收入來源，在保留初始投資的同時為整體財富積累策略做出了貢獻。傳統創收資產的多元化為投資組合增加了穩定性和韌性。

Pantoja emphasizes the importance of utilizing tax-efficient structures to protect and multiply wealth. He recommends exploring options like LLCs, trusts, and tax-advantaged accounts like IRAs, which can shield assets from excessive taxation while allowing them to grow.

Pantoja強調利用稅收有效結構來保護和繁殖財富的重要性。他建議探索諸如IRA等稅收，信託和稅收優惠的帳戶之類的選擇，這些賬戶可以使資產免受過度稅收，同時允許它們增長。

He also highlights the potential of crypto IRAs, a legal avenue for shielding digital assets as they appreciate in value. These tax-efficient structures play a crucial role in maximizing returns and preserving wealth over the long term.

他還強調了加密IRA的潛力，這是屏蔽數字資產的法律途徑，因為它們在價值上欣賞。這些節稅結構在長期來最大化回報和保留財富方面起著至關重要的作用。

Ultimately, Pantoja’s advice culminates in an overarching goal: to leverage capital and build a sustainable business that generates consistent income. He believes that building the right financial structure can generate substantial monthly income, potentially reaching $6,000, $10,000, or even $15,000.

最終，Pantoja的建議最終達到了一個總體目標：利用資本並建立可持續的業務，以產生一致的收入。他認為，建立正確的財務結構可以產生大量的月收入，可能達到6,000美元，10,000美元甚至15,000美元。

This focus on building a sustainable business underscores Pantoja’s emphasis on long-term wealth creation, moving beyond the fleeting allure of quick profits to establish a solid foundation for financial independence.

這種專注於建立可持續業務的重點強調了潘托賈（Pantoja）對長期財富創造的重視，而不是快速的快速利潤誘人，以建立為財務獨立性建立穩固的基礎。

Pantoja concludes his advice with a poignant message, encapsulating the essence of his wealth-building philosophy: “This is how the wealthy play the game. They live off the yield and never consume the principal. They never confuse one big win with long-term wealth. Anybody can make 1M. Very few know how to keep it.”

潘托賈（Pantoja）以一個淒美的信息結束了他的建議，封裝了他的財富建設哲學的本質：“這就是富人玩遊戲的方式。他們依靠產量，從不消耗校長。他們永遠不會將一場重大的勝利與長期的財富相混淆。

This advice speaks volumes about the importance of understanding the difference between short-term gains and long-term wealth, focusing on generating sustainable income streams that allow for a comfortable lifestyle without depleting the principal. It is a testament to the disciplined and strategic approach that is required to achieve true financial stability and build a legacy

該建議涉及理解短期收益與長期財富之間差異的重要性，重點是產生可持續的收入來源，從而允許舒適的生活方式而不會耗盡本金。這證明了實現真正的財務穩定並建立遺產所需的紀律和戰略方法