DeFi 用户购买股票

投资者纷纷涌入 Coinbase 和 Nvidia 等热门美国股票的区块链版本。

A version of this article appeared in our The Decentralised newsletter on November 26. Sign up here.

本文的一个版本出现在我们 11 月 26 日的去中心化时事通讯中。在此注册。

GM, Tim here.

总经理，蒂姆在这里。

DeFi users buy stocks

DeFi 用户购买股票

Investors are piling into blockchain versions of popular US stocks like Coinbase and Nvidia.

投资者纷纷涌入 Coinbase 和 Nvidia 等热门美国股票的区块链版本。

Since the start of the month, the amount of these so-called tokenised stocks in circulation on public blockchains has jumped 35% to over $10 million — an all-time high.

自本月初以来，这些在公共区块链上流通的所谓代币化股票的数量已跃升 35%，达到超过 1000 万美元，创下历史新高。

The most popular onchain stocks and index funds are:

最受欢迎的链上股票和指数基金是：

Wall Street firms like BlackRock and State Street are increasingly experimenting with blockchains to speed up asset transfers and increase efficiency. Tokenising stocks is one application.

贝莱德和道富银行等华尔街公司越来越多地尝试区块链，以加快资产转移并提高效率。股票代币化是一种应用。

Still, the tokenised stocks sector is small at just $10 million.

尽管如此，代币化股票行业规模仍然很小，仅为 1000 万美元。

In comparison, the market value of all tokenised assets sits at over $13 billion, with the majority issued representing private credit and US Treasury debt.

相比之下，所有代币化资产的市值超过 130 亿美元，其中大部分发行代表私人信贷和美国国债。

But the recent growth of tokenised stocks legitimises the use case, and shows that investors are increasingly comfortable with the idea.

但最近代币化股票的增长使这一用例合法化，并表明投资者对这一想法越来越满意。

The two main issuers of tokenised stocks are Backed Finance and Swarm Markets. Adoption is poised to grow as these issuers and others broaden their portfolios by introducing additional stocks and index funds for trading.

代币化股票的两个主要发行人是 Backed Finance 和 Swarm Markets。随着这些发行人和其他人通过引入更多股票和指数基金进行交易来扩大其投资组合，采用率有望增长。

Aave’s all-time highs

Aave 创历史新高

Top lending protocol Aave just hit all-time highs in deposits, revenue, and borrows.

顶级借贷协议 Aave 的存款、收入和借款刚刚创下历史新高。

Aave TVL, Revenue and borrows are now at All Time High.

Aave TVL、收入和借款目前处于历史最高水平。

Just Use Aave. pic.twitter.com/n6p4D8yrgJ

只需使用 Aave 即可。 pic.twitter.com/n6p4D8yrgJ

Aave TVL, Revenue and borrows are now at All Time High.

Aave TVL、收入和借款目前处于历史最高水平。

Just Use Aave. pic.twitter.com/n6p4D8yrgJ

只需使用 Aave 即可。 pic.twitter.com/n6p4D8yrgJ

DeFi users have deposited over $32 billion worth of crypto into the protocol and borrowed $12 billion across the 13 blockchains it is deployed on.

DeFi 用户已将价值超过 320 亿美元的加密货币存入该协议，并在部署该协议的 13 个区块链上借入了 120 亿美元。

Annualised revenue from lending and borrowing has also topped $97 million, narrowly overtaking top DeFi protocol Lido.

借贷的年化收入也突破了 9700 万美元，以微弱优势超过了顶级 DeFi 协议 Lido。

Aave’s success shows that demand for DeFi services is growing even though the value of crypto locked up across all DeFi protocols is still $61 billion below its 2021 high.

Aave 的成功表明，尽管所有 DeFi 协议锁定的加密货币价值仍比 2021 年高点低 610 亿美元，但对 DeFi 服务的需求正在增长。

Aave’s Ethereum instance remains the most popular, accounting for $27 billion of its total deposits.

Aave 的以太坊实例仍然最受欢迎，占其总存款额 270 亿美元。

As the crypto bull market continues, demand for leverage — and therefore Aave’s services — is likely to grow further.

随着加密货币牛市的持续，对杠杆的需求——以及 Aave 的服务——可能会进一步增长。

Stablecoins soar

稳定币飙升

The number of crypto stablecoins in circulation just hit an all-time high.

流通中的加密稳定币数量刚刚创下历史新高。

There’s now over $190 billion worth of dollar-pegged tokens sloshing around on blockchains, smashing the metric’s previous record of $188 billion set in April 2022.

目前，价值超过 1900 亿美元的与美元挂钩的代币在区块链上流动，打破了该指标于 2022 年 4 月创下的 1880 亿美元的记录。

Tether’s USDT stablecoin accounts for 70% of the market, with rival issuer Circle’s USDC making up just over 20%.

Tether 的 USDT 稳定币占据了 70% 的市场份额，而竞争对手 Circle 的 USDC 则占据了 20% 多一点的份额。

Stablecoins help crypto traders quickly swap in and out of more volatile crypto assets like Bitcoin and Ethereum. In countries with poor banking infrastructure or high inflation, dollar-pegged stablecoins have partly replaced local currencies.

稳定币帮助加密货币交易者快速换入和换出波动性较大的加密资产，例如比特币和以太坊。在银行基础设施薄弱或通胀高企的国家，与美元挂钩的稳定币已部分取代了当地货币。

Fintech giants PayPal, Robinhood, and Stripe have all entered the stablecoin market in some form.

金融科技巨头 PayPal、Robinhood 和 Stripe 都以某种形式进入了稳定币市场。

PayPal’s stablecoin PYUSD is now the eighth-largest after it launched in August 2023. Trading app Robinhood is also launching its stablecoin with crypto firms Galaxy Digital and Kraken.

PayPal 的稳定币 PYUSD 自 2023 年 8 月推出以来，目前已成为第八大稳定币。交易应用程序 Robinhood 也与加密公司 Galaxy Digital 和 Kraken 合作推出了其稳定币。

This week in DeFi governance

本周 DeFi 治理

VOTE: Uniswap DAO supports Tally’s DAO governance enhancements

投票：Uniswap DAO 支持 Tally 的 DAO 治理增强

VOTE: Arbitrum DAO weighs a hackathon continuation programme

投票：仲裁员 DAO 权衡黑客马拉松延续计划

VOTE: Lido DAO votes to establish a network expansion committee

投票：Lido DAO 投票建立网络扩展委员会

Post of the week

本周帖子

Crypto Twitter captures the mood as Ethereum starts to rally.

随着以太坊开始反弹，加密推特捕捉到了人们的情绪。

“looks like ethereum is finally going up, good thing we didn’t sell the bottom” pic.twitter.com/poCo6NdKE5

“看起来以太坊终于上涨了，幸好我们没有在底部卖出” pic.twitter.com/poCo6NdKE5

“looks like ethereum is finally going up, good thing we didn’t sell the bottom” pic.twitter.com/poCo6NdKE5

“看起来以太坊终于上涨了，幸好我们没有在底部卖出” pic.twitter.com/poCo6NdKE5

Got a tip about DeFi? Reach out at tim@dlnews.com.

有关于 DeFi 的建议吗？请通过 tim@dlnews.com 联系。