什么是defai？

Defai是Defi（分散财务）和AI（人工智能）的组合。 Defai的主要思想是AI可以使Defi更容易访问

DeFAI combines DeFi (Decentralized Finance) and AI (Artificial Intelligence). Its main goal is to make DeFi more accessible by having AI handle the technical aspects, so users don't need to be experts.

Defai结合了Defi（分散财务）和AI（人工智能）。它的主要目标是通过AI处理技术方面，使Defi更容易访问，因此用户无需成为专家。

Key Takeaways

关键要点

DeFAI is a new web3 narrative that brings the best of Artificial Intelligence to decentralized finance.

Defai是一种新的Web3叙述，它将人工智能最好的金融带来了分散的金融。

DeFAI uses AI to make DeFi user-friendly via natural language commands and personalized strategies.

Defai使用AI通过自然语言命令和个性化策略来使Defi用户友好。

Unlike intent-centric bots (which automate outcomes), DeFAI prioritizes AI-guided decision-making.

与以意图为中心的机器人（自动化成果）不同，Defai优先考虑AI引导的决策。

By mimicking familiar interfaces (e.g., chatbots), DeFAI bridges the gap between crypto natives and newcomers.

通过模仿熟悉的界面（例如聊天机器人），Defai弥合了加密本地人与新移民之间的差距。

Since the introduction of AI agents, “crypto” and “AI” are the words on everyone’s lips and headlines. Together with blockchain technology, they form the trifecta of innovation that will likely shape this decade’s tech landscape.

自引入AI代理以来，“加密”和“ AI”是每个人的嘴唇和头条新闻。它们与区块链技术一起构成了创新的三项，这可能会塑造本十年的技术景观。

Mark Zuckerberg predicts there will be more AI agents in the world than humans. And blockchain, just so happens to be the perfect environment for these AI agents to thrive — permissionless, trustless, tamper-resistant, and transparent.

马克·扎克伯格（Mark Zuckerberg）预测，世界上将有更多的AI代理人多于人类。还有区块链，恰好是这些AI代理商蓬勃发展的理想环境 - 无许可，无信任，耐篡改和透明的环境。

DeFAI, the convergence of decentralized finance and Artificial Intelligence, is a new crypto narrative that is bridging the DeFi accessibility gap using AI.

Defai是分散的金融和人工智能的融合，是一种新的加密叙事，它正在使用AI弥合Defi可访问性差距。

This article will explore the DeFAI narrative in detail and provides overviews of a few popular projects innovating in this niche.

本文将详细探讨Defai的叙述，并概述该利基市场中的一些流行项目。

Enter DeFAI (DeFi + AI)

输入defai（defi + ai）

DeFAI (Decentralized Finance + Artificial Intelligence) is the integration of Artificial Intelligence (AI) into Decentralized Finance (DeFi) systems to enhance efficiency, accessibility, and user experience.

DeFai（分散的金融 +人工智能）是将人工智能（AI）集成到分散的金融（DEFI）系统中，以提高效率，可访问性和用户体验。

DeFi is a paradigm that has completely rethought how financial systems and investment vehicles should work. It is completely trustless and intermediary-free; an impossible feat in most traditional finance cases.

Defi是一个范式，它已经完全重新考虑了金融系统和投资工具应如何工作。这完全是无信任的，无中介的；在大多数传统金融案例中，这是不可能的壮举。

Unfortunately, the caveat of DeFi is the overwhelming technicalities for the average user and steep learning curve.

不幸的是，DEFI的警告是普通用户和陡峭学习曲线的压倒性技术。

For many, DeFi’s promise of empowerment is often overshadowed by the challenges of managing risk, interpreting complex data, and staying ahead in a 24/7 market. Users are left wondering: how can they leverage DeFi's potential without falling victim to its intricacies?

对于许多人来说，Defi的授权承诺通常被管理风险，解释复杂数据以及在24/7市场保持领先地位的挑战所掩盖。用户不知道：他们如何利用Defi的潜力而不会成为其复杂性的受害者？

AI, on the other hand, has evidently demonstrated its potential to simplify decision-making and optimize processes across industries.

另一方面，AI显然已经证明了其简化决策并优化行业过程的潜力。

So, DeFAI’s overarching goal is to implement AI-based solutions into DeFi applications to abstract away technicalities and make on-chain interactions more friendly to the non-tech-savvy population.

因此，DeFai的总体目标是将基于AI的解决方案实施到DEFI应用程序中，以抽象技术，并使链上的互动对非技术人群更友好。

DeFAI can offer real-time insights, automated trading, personalized strategies, and efficient decision-making tailored to individual needs all without overburdening users with technical nuances.

Defai可以提供实时见解，自动交易，个性化策略以及为个人需求量身定制的有效决策，而不会使用户超重用户具有技术细微差别。

A common feature of current DeFAI-based applications is that users can execute complex DeFi operations with simple, human-like commands, without requiring in-depth technical knowledge.

当前基于DEFAI的应用程序的一个常见功能是，用户可以使用简单的类似人类的命令执行复杂的Defi操作，而无需深入的技术知识。

DeFAI vs. Crypto AI Agents vs. AI Memecoins

Defai vs。加密AI代理商VS。你有成人

Multiple categories have emerged within the crypto-and-AI narrative. Owing to their similarities, most fail to differentiate one from the other. The differences lie in the nuances and are not evident until you examine closely.

在加密和ai的叙述中已经出现了多个类别。由于它们的相似性，大多数人都无法将一个区分开。差异在于细微差别，直到您进行仔细检查，才明显。

AI memecoins often rely on hype without delivering substantial functionality. Crypto AI agent projects typically target specific use cases. DeFAI takes the approach of making on-chain financial ecosystems more accessible to the masses.

AI Memecoins通常在不提供大量功能的情况下依靠炒作。加密AI代理通常针对特定用例。 Defai采取了使群众更容易获得链链金融生态系统的方法。

The table below will help you understand the differences better.

下表将帮助您更好地了解差异。

DeFAI

defai

Crypto AI Agents

加密AI代理

AI Memecoins

你有成人

Purpose

目的

Enhance DeFi operations using AI

使用AI增强DEFI操作

General AI apps in crypto, such as trading bots, entertainment, or NFTs

Crypto中的一般AI应用程序，例如交易机器人，娱乐或NFTS

Speculative value and community-driven hype with minimal or no utility

具有最小或没有实用性的投机价值和社区驱动的炒作

DeFi Integration

defi集成

Deeply integrates with DeFi platforms and protocols

与Defi平台和协议深入集成

Typically focus on niche functions like market predictions or trading bots

通常着重于市场预测或交易机器人等利基函数

Often disconnected from practical use cases

通常与实际用例断开

Economic Model

经济模式

Utility-focused tokenomics, where tokens grant access to AI-powered tools and premium features

以公用事业为中心的令牌学，代币授予对AI驱动工具和优质功能的访问权限

Some have utility, but many are narrowly designed for specific use cases

有些有实用性，但许多人是为特定用例设计的

Mostly speculative assets with no intrinsic value beyond trading

主要是投机资产，没有交易以外的内在价值

Target Users

目标用户

Both seasoned DeFi users and newcomers by bridging the gap between financial sophistication and usability

经验丰富的Defi用户和新移民都通过弥合财务复杂性和可用性之间的差距

Tend to attract users that want a highly specific use case as different AI agents are optimized for different functions

倾向于吸引想要高度特定用例的用户，因为不同的AI代理已针对不同的功能进行了优化

Primarily cater to retail investors chasing short-term gains or social media trends

主要迎合追求短期收益或社交媒体趋势的零售投资者

An important thing to note is that the three categories also have certain overlaps. For instance, many DeFAI projects that are currently being built incorporate crypto AI agents. And certain AI memecoins could evolve to utility coins in the future to serve in an application’s DeFAI ecosystem.

要注意的一个重要的事情是，这三个类别也具有某些重叠。例如，当前正在构建的许多DEFAI项目都结合了加密AI代理。并且某些AI Memecoins将来可能会演变为实用硬币，以在应用程序的Defai生态系统中服务。

Is DeFAI Different From Intent-Centric Blockchains?

Defai与以意图为中心的区块链有所不同吗？

At first glance, DeFAI and intent-centric blockchains or projects may appear similar due to their shared focus on improving user experience and system efficiency.

乍一看，由于他们的共同关注提高用户体验和系统效率，因此以中心和意图为中心的区块链或项目可能看起来相似。

But under the hood, DeFAI and intent-based architecture are fundamentally different. They differ in design philosophy, implementation, and the scope

但是在引擎盖下，基于DEFAI和基于意图的建筑在根本上是不同的。它们在设计理念，实施和范围方面有所不同