什麼是defai？

Defai是Defi（分散財務）和AI（人工智能）的組合。 Defai的主要思想是AI可以使Defi更容易訪問

DeFAI combines DeFi (Decentralized Finance) and AI (Artificial Intelligence). Its main goal is to make DeFi more accessible by having AI handle the technical aspects, so users don't need to be experts.

Defai結合了Defi（分散財務）和AI（人工智能）。它的主要目標是通過AI處理技術方面，使Defi更容易訪問，因此用戶無需成為專家。

Key Takeaways

關鍵要點

DeFAI is a new web3 narrative that brings the best of Artificial Intelligence to decentralized finance.

Defai是一種新的Web3敘述，它將人工智能最好的金融帶來了分散的金融。

DeFAI uses AI to make DeFi user-friendly via natural language commands and personalized strategies.

Defai使用AI通過自然語言命令和個性化策略來使Defi用戶友好。

Unlike intent-centric bots (which automate outcomes), DeFAI prioritizes AI-guided decision-making.

與以意圖為中心的機器人（自動化成果）不同，Defai優先考慮AI引導的決策。

By mimicking familiar interfaces (e.g., chatbots), DeFAI bridges the gap between crypto natives and newcomers.

通過模仿熟悉的界面（例如聊天機器人），Defai彌合了加密本地人與新移民之間的差距。

Since the introduction of AI agents, “crypto” and “AI” are the words on everyone’s lips and headlines. Together with blockchain technology, they form the trifecta of innovation that will likely shape this decade’s tech landscape.

自引入AI代理以來，“加密”和“ AI”是每個人的嘴唇和頭條新聞。它們與區塊鏈技術一起構成了創新的三項，這可能會塑造本十年的技術景觀。

Mark Zuckerberg predicts there will be more AI agents in the world than humans. And blockchain, just so happens to be the perfect environment for these AI agents to thrive — permissionless, trustless, tamper-resistant, and transparent.

馬克·扎克伯格（Mark Zuckerberg）預測，世界上將有更多的AI代理人多於人類。還有區塊鏈，恰好是這些AI代理商蓬勃發展的理想環境 - 無許可，無信任，耐篡改和透明的環境。

DeFAI, the convergence of decentralized finance and Artificial Intelligence, is a new crypto narrative that is bridging the DeFi accessibility gap using AI.

Defai是分散的金融和人工智能的融合，是一種新的加密敘事，它正在使用AI彌合Defi可訪問性差距。

This article will explore the DeFAI narrative in detail and provides overviews of a few popular projects innovating in this niche.

本文將詳細探討Defai的敘述，並概述該利基市場中的一些流行項目。

Enter DeFAI (DeFi + AI)

輸入defai（defi + ai）

DeFAI (Decentralized Finance + Artificial Intelligence) is the integration of Artificial Intelligence (AI) into Decentralized Finance (DeFi) systems to enhance efficiency, accessibility, and user experience.

DeFai（分散的金融 +人工智能）是將人工智能（AI）集成到分散的金融（DEFI）系統中，以提高效率，可訪問性和用戶體驗。

DeFi is a paradigm that has completely rethought how financial systems and investment vehicles should work. It is completely trustless and intermediary-free; an impossible feat in most traditional finance cases.

Defi是一個範式，它已經完全重新考慮了金融系統和投資工具應如何工作。這完全是無信任的，無中介的；在大多數傳統金融案例中，這是不可能的壯舉。

Unfortunately, the caveat of DeFi is the overwhelming technicalities for the average user and steep learning curve.

不幸的是，DEFI的警告是普通用戶和陡峭學習曲線的壓倒性技術。

For many, DeFi’s promise of empowerment is often overshadowed by the challenges of managing risk, interpreting complex data, and staying ahead in a 24/7 market. Users are left wondering: how can they leverage DeFi's potential without falling victim to its intricacies?

對於許多人來說，Defi的授權承諾通常被管理風險，解釋複雜數據以及在24/7市場保持領先地位的挑戰所掩蓋。用戶不知道：他們如何利用Defi的潛力而不會成為其複雜性的受害者？

AI, on the other hand, has evidently demonstrated its potential to simplify decision-making and optimize processes across industries.

另一方面，AI顯然已經證明了其簡化決策並優化行業過程的潛力。

So, DeFAI’s overarching goal is to implement AI-based solutions into DeFi applications to abstract away technicalities and make on-chain interactions more friendly to the non-tech-savvy population.

因此，DeFai的總體目標是將基於AI的解決方案實施到DEFI應用程序中，以抽象技術，並使鏈上的互動對非技術人群更友好。

DeFAI can offer real-time insights, automated trading, personalized strategies, and efficient decision-making tailored to individual needs all without overburdening users with technical nuances.

Defai可以提供實時見解，自動交易，個性化策略以及為個人需求量身定制的有效決策，而不會使用戶超重用戶具有技術細微差別。

A common feature of current DeFAI-based applications is that users can execute complex DeFi operations with simple, human-like commands, without requiring in-depth technical knowledge.

當前基於DEFAI的應用程序的一個常見功能是，用戶可以使用簡單的類似人類的命令執行複雜的Defi操作，而無需深入的技術知識。

DeFAI vs. Crypto AI Agents vs. AI Memecoins

Defai vs。加密AI代理商VS。你有成人

Multiple categories have emerged within the crypto-and-AI narrative. Owing to their similarities, most fail to differentiate one from the other. The differences lie in the nuances and are not evident until you examine closely.

在加密和ai的敘述中已經出現了多個類別。由於它們的相似性，大多數人都無法將一個區分開。差異在於細微差別，直到您進行仔細檢查，才明顯。

AI memecoins often rely on hype without delivering substantial functionality. Crypto AI agent projects typically target specific use cases. DeFAI takes the approach of making on-chain financial ecosystems more accessible to the masses.

AI Memecoins通常在不提供大量功能的情況下依靠炒作。加密AI代理通常針對特定用例。 Defai採取了使群眾更容易獲得鍊鍊金融生態系統的方法。

The table below will help you understand the differences better.

下表將幫助您更好地了解差異。

DeFAI

defai

Crypto AI Agents

加密AI代理

AI Memecoins

你有成人

Purpose

目的

Enhance DeFi operations using AI

使用AI增強DEFI操作

General AI apps in crypto, such as trading bots, entertainment, or NFTs

Crypto中的一般AI應用程序，例如交易機器人，娛樂或NFTS

Speculative value and community-driven hype with minimal or no utility

具有最小或沒有實用性的投機價值和社區驅動的炒作

DeFi Integration

defi集成

Deeply integrates with DeFi platforms and protocols

與Defi平台和協議深入集成

Typically focus on niche functions like market predictions or trading bots

通常著重於市場預測或交易機器人等利基函數

Often disconnected from practical use cases

通常與實際用例斷開

Economic Model

經濟模式

Utility-focused tokenomics, where tokens grant access to AI-powered tools and premium features

以公用事業為中心的令牌學，代幣授予對AI驅動工具和優質功能的訪問權限

Some have utility, but many are narrowly designed for specific use cases

有些有實用性，但許多人是為特定用例設計的

Mostly speculative assets with no intrinsic value beyond trading

主要是投機資產，沒有交易以外的內在價值

Target Users

目標用戶

Both seasoned DeFi users and newcomers by bridging the gap between financial sophistication and usability

經驗豐富的Defi用戶和新移民都通過彌合財務複雜性和可用性之間的差距

Tend to attract users that want a highly specific use case as different AI agents are optimized for different functions

傾向於吸引想要高度特定用例的用戶，因為不同的AI代理已針對不同的功能進行了優化

Primarily cater to retail investors chasing short-term gains or social media trends

主要迎合追求短期收益或社交媒體趨勢的零售投資者

An important thing to note is that the three categories also have certain overlaps. For instance, many DeFAI projects that are currently being built incorporate crypto AI agents. And certain AI memecoins could evolve to utility coins in the future to serve in an application’s DeFAI ecosystem.

要注意的一個重要的事情是，這三個類別也具有某些重疊。例如，當前正在構建的許多DEFAI項目都結合了加密AI代理。並且某些AI Memecoins將來可能會演變為實用硬幣，以在應用程序的Defai生態系統中服務。

Is DeFAI Different From Intent-Centric Blockchains?

Defai與以意圖為中心的區塊鏈有所不同嗎？

At first glance, DeFAI and intent-centric blockchains or projects may appear similar due to their shared focus on improving user experience and system efficiency.

乍一看，由於他們的共同關注提高用戶體驗和系統效率，因此以中心和意圖為中心的區塊鍊或項目可能看起來相似。

But under the hood, DeFAI and intent-based architecture are fundamentally different. They differ in design philosophy, implementation, and the scope

但是在引擎蓋下，基於DEFAI和基於意圖的建築在根本上是不同的。它們在設計理念，實施和範圍方面有所不同