DeFAI：加密货币和 DeFi 的未来

业内专家表示，DeFAI（去中心化金融和人工智能）将解决 DeFi 领域长期存在的问题

DeFAI (Decentralized Finance and Artificial Intelligence) is a new and exciting development in the cryptocurrency space. It combines the power of AI with the decentralized nature of DeFi to create a more accessible and user-friendly way to interact with decentralized finance.

DeFAI（去中心化金融和人工智能）是加密货币领域令人兴奋的新发展。它将人工智能的力量与 DeFi 的去中心化性质相结合，创造了一种更易于访问、用户友好的方式来与去中心化金融进行交互。

According to industry experts, DeFAI is set to become one of the biggest stories in the crypto market in the upcoming year. It is still in its early stages, with a total market capitalization of under $1 billion. However, some projects, like Griffain, are leading the charge with a valuation of $450 million, up an incredible 135% in just one quarter. Crypto analysts believe that this emerging sector could experience a tenfold surge, with DeFAI market capitalization predicted to reach $10 billion soon.

据行业专家称，DeFAI 将成为来年加密货币市场最大的事件之一。它仍处于早期阶段，总市值不到 10 亿美元。然而，一些项目（例如 Griffain）以 4.5 亿美元的估值一马当先，在短短一个季度内就上涨了 135%，令人难以置信。加密货币分析师认为，这一新兴行业可能会经历十倍的增长，DeFAI 的市值预计很快将达到 100 亿美元。

Experts point out that the real winners will be the infrastructure, frameworks, and marketplaces that support DeFAI projects. These innovations promise to drive enthusiasm in the market, especially on the speculative side.

专家指出，真正的赢家将是支持 DeFAI 项目的基础设施、框架和市场。这些创新有望推动市场热情，尤其是投机方面。

DeFAI essentially represents the fusion of AI and DeFi. It offers an easier, more accessible way to engage with decentralized finance.

DeFAI本质上代表了AI与DeFi的融合。它提供了一种更简单、更容易参与去中心化金融的方式。

One of the key innovations that DeFAI brings to the table is AI-driven interfaces. Traditional DeFi processes, such as providing liquidity or swapping tokens, often involve navigating complex protocols and interfaces. DeFAI aims to simplify this by allowing users to issue commands in natural language, such as “Swap 3 ETH for USDC.” The AI takes care of the complicated backend, streamlining transactions and reducing the likelihood of user errors. This move makes DeFi more accessible and user-friendly.

DeFAI 带来的关键创新之一是人工智能驱动的界面。传统的 DeFi 流程，例如提供流动性或交换代币，通常涉及复杂的协议和接口。 DeFAI 旨在通过允许用户以自然语言发出命令来简化这一过程，例如“将 3 ETH 兑换成 USDC”。人工智能负责处理复杂的后端，简化交易并减少用户出错的可能性。此举使 DeFi 更加易于访问和用户友好。

Another innovative aspect of DeFAI is the usage of autonomous agents. These agents can carry out intricate multi-step plans without requiring continuous user input. For example, an agent may establish a liquidity pool, return LP tokens, bridge ETH to another network, and exchange it for a stablecoin. All of this could be accomplished with a single command. By putting security and economy first, these agents enhance the overall DeFi experience.

DeFAI 的另一个创新方面是自主代理的使用。这些代理可以执行复杂的多步骤计划，而不需要连续的用户输入。例如，代理可以建立流动性池，返还 LP 代币，将 ETH 连接到另一个网络，并将其兑换为稳定币。所有这一切都可以通过一个命令来完成。通过将安全性和经济性放在首位，这些代理增强了整体 DeFi 体验。

As DeFi develops further, autonomous agents may be essential to improving the efficiency and usability of decentralized finance. With these technologies, users can automate intricate financial operations without requiring much technological skills.

随着 DeFi 的进一步发展，自治代理对于提高去中心化金融的效率和可用性可能至关重要。借助这些技术，用户可以自动化复杂的财务操作，而无需太多的技术技能。

DeFAI also introduces research and communication agents that help users stay informed in the ever-changing DeFi landscape. These agents track multiple data streams, including price feeds, governance forums, and yield strategies. They analyze this data and offer tailored insights, such as the best investment opportunities or asset comparisons. This helps users make better-informed decisions quickly and confidently.

DeFAI 还引入了研究和通信代理，帮助用户了解不断变化的 DeFi 格局。这些代理跟踪多个数据流，包括价格源、治理论坛和收益策略。他们分析这些数据并提供量身定制的见解，例如最佳投资机会或资产比较。这有助于用户快速、自信地做出更明智的决策。

In the world of DeFi, where information overload can be a challenge, these research agents simplify the process. By providing actionable data, they allow users to focus on their investment strategies without getting bogged down by endless hours of research.

在 DeFi 世界中，信息过载可能是一个挑战，这些研究代理简化了流程。通过提供可操作的数据，它们使用户能够专注于他们的投资策略，而不必陷入无休止的研究之中。

Several initiatives and platforms are leading the way in DeFAI, each with a distinct strategy. One of the pioneers, Griffain, provides automation solutions for operations like token launch and dollar-cost averaging (DCA). Orbit integrates more than 200 protocols to improve interoperability with a focus on cross-chain functionality. Neur, which functions within the Solana ecosystem, has seen significant growth because of its open-source business strategy.

多项举措和平台在 DeFAI 中处于领先地位，每项举措和平台都有独特的战略。 Griffain 是先驱者之一，为代币发行和美元成本平均 (DCA) 等操作提供自动化解决方案。 Orbit 集成了 200 多个协议，以提高互操作性，重点关注跨链功能。 Neur 在 Solana 生态系统中运行，由于其开源业务战略而实现了显着增长。

Another interesting player in the DeFAI market is Heyanon.ai. The company is developing tools that could make the user experience even simpler, such as autonomous agents and transaction interfaces driven by AI. The value of the ANON coin has skyrocketed, rising from about $10 million to over $130 million in market capitalization. This indicates that investors are becoming more confident in DeFAI’s abilities.

DeFAI 市场上另一个有趣的参与者是 Heyanon.ai。该公司正在开发可以让用户体验更加简单的工具，例如人工智能驱动的自主代理和交易界面。 ANON 币的价值飙升，市值从约 1000 万美元升至超过 1.3 亿美元。这表明投资者对DeFAI的能力越来越有信心。

DeFi, which provides global financial services and empowers the unbanked, has long been seen as the foundation of Web 3. Many people haven’t adopted it, though, because of its intricacy. According to Jeff, a well-known DeFi commentator, the high learning curve is a major barrier to entry.

DeFi 提供全球金融服务并为没有银行账户的人提供支持，长期以来一直被视为 Web 3 的基础。不过，由于其复杂性，许多人尚未采用它。知名 DeFi 评论员 Jeff 表示，较高的学习曲线是主要的进入壁垒。

DeFAI addresses this issue by bridging the gap between traditional finance and decentralized finance. With innovations like AI-driven interfaces and autonomous agents, users can interact with DeFi in a way that feels as simple as chatting with AI tools like ChatGPT. This makes the technology more approachable for people who may have been hesitant to engage with DeFi in the past.

DeFAI 通过弥合传统金融和去中心化金融之间的差距来解决这个问题。借助人工智能驱动的界面和自主代理等创新，用户可以像使用 ChatGPT 等人工智能工具聊天一样简单地与 DeFi 进行交互。这使得这项技术对于那些过去可能对参与 DeFi 犹豫不决的人来说更容易上手。

As more projects explore DeFAI’s advanced use cases, its potential to democratize financial tools is becoming evident. Platforms like Almanak and Cod3x are developing quant AI agents or no-code trade methods of institutional quality. These advancements will make DeFi more accessible to both new and experienced investors.

随着越来越多的项目探索 DeFAI 的高级用例，其民主化金融工具的潜力正变得越来越明显。 Almanak 和 Cod3x 等平台正在开发量化人工智能代理或机构质量的无代码交易方法。这些进步将使新投资者和经验丰富的投资者更容易接触到 DeFi。

By lowering the barrier to entry for complex financial tools, DeFAI is creating new opportunities for a wider variety of users. This democratization of finance may be the key to unlocking DeFi’s full potential and bringing millions of new users into the fold.

通过降低复杂金融工具的准入门槛，DeFAI 正在为更广泛的用户创造新的机会。这种金融民主化可能是释放 DeFi 全部潜力并吸引数百万新用户加入的关键。

As we look ahead to 2025, experts are optimistic about the future of DeFAI. With its capacity to streamline user interfaces

展望2025年，专家们对DeFAI的未来持乐观态度。具有简化用户界面的能力