DeFAI：加密貨幣和 DeFi 的未來

業內專家表示，DeFAI（去中心化金融和人工智慧）將解決 DeFi 領域長期存在的問題

DeFAI (Decentralized Finance and Artificial Intelligence) is a new and exciting development in the cryptocurrency space. It combines the power of AI with the decentralized nature of DeFi to create a more accessible and user-friendly way to interact with decentralized finance.

DeFAI（去中心化金融和人工智慧）是加密貨幣領域令人興奮的新發展。它將人工智慧的力量與 DeFi 的去中心化性質相結合，創造了一種更易於訪問、用戶友好的方式來與去中心化金融進行互動。

According to industry experts, DeFAI is set to become one of the biggest stories in the crypto market in the upcoming year. It is still in its early stages, with a total market capitalization of under $1 billion. However, some projects, like Griffain, are leading the charge with a valuation of $450 million, up an incredible 135% in just one quarter. Crypto analysts believe that this emerging sector could experience a tenfold surge, with DeFAI market capitalization predicted to reach $10 billion soon.

據行業專家稱，DeFAI 將成為來年加密貨幣市場最大的事件之一。它仍處於早期階段，總市值不到 10 億美元。然而，一些項目（例如 Griffain）以 4.5 億美元的估值一馬當先，在短短一個季度內就上漲了 135%，令人難以置信。加密貨幣分析師認為，這個新興產業可能會經歷十倍的成長，DeFAI 的市值預計很快就會達到 100 億美元。

Experts point out that the real winners will be the infrastructure, frameworks, and marketplaces that support DeFAI projects. These innovations promise to drive enthusiasm in the market, especially on the speculative side.

專家指出，真正的贏家將是支持 DeFAI 計畫的基礎設施、框架和市場。這些創新有望推動市場熱情，尤其是投機方面。

DeFAI essentially represents the fusion of AI and DeFi. It offers an easier, more accessible way to engage with decentralized finance.

DeFAI本質上代表了AI與DeFi的融合。它提供了一種更簡單、更容易參與去中心化金融的方式。

One of the key innovations that DeFAI brings to the table is AI-driven interfaces. Traditional DeFi processes, such as providing liquidity or swapping tokens, often involve navigating complex protocols and interfaces. DeFAI aims to simplify this by allowing users to issue commands in natural language, such as “Swap 3 ETH for USDC.” The AI takes care of the complicated backend, streamlining transactions and reducing the likelihood of user errors. This move makes DeFi more accessible and user-friendly.

DeFAI 帶來的關鍵創新之一是人工智慧驅動的介面。傳統的 DeFi 流程，例如提供流動性或交換代幣，通常涉及複雜的協定和介面。 DeFAI 旨在透過允許使用者以自然語言發出命令來簡化這一過程，例如「將 3 ETH 兌換成 USDC」。人工智慧負責處理複雜的後端，簡化交易並減少用戶出錯的可能性。此舉使 DeFi 更加易於存取且用戶友好。

Another innovative aspect of DeFAI is the usage of autonomous agents. These agents can carry out intricate multi-step plans without requiring continuous user input. For example, an agent may establish a liquidity pool, return LP tokens, bridge ETH to another network, and exchange it for a stablecoin. All of this could be accomplished with a single command. By putting security and economy first, these agents enhance the overall DeFi experience.

DeFAI 的另一個創新方面是自主代理的使用。這些代理可以執行複雜的多步驟計劃，而不需要連續的使用者輸入。例如，代理商可以建立流動性池，回饋 LP 代幣，將 ETH 連接到另一個網絡，並將其兌換為穩定幣。所有這一切都可以透過一個命令來完成。透過將安全性和經濟性放在首位，這些代理商增強了整體 DeFi 體驗。

As DeFi develops further, autonomous agents may be essential to improving the efficiency and usability of decentralized finance. With these technologies, users can automate intricate financial operations without requiring much technological skills.

隨著 DeFi 的進一步發展，自治代理對於提高去中心化金融的效率和可用性可能至關重要。借助這些技術，使用者可以自動化複雜的財務操作，而無需太多的技術技能。

DeFAI also introduces research and communication agents that help users stay informed in the ever-changing DeFi landscape. These agents track multiple data streams, including price feeds, governance forums, and yield strategies. They analyze this data and offer tailored insights, such as the best investment opportunities or asset comparisons. This helps users make better-informed decisions quickly and confidently.

DeFAI 還引入了研究和通訊代理，幫助用戶了解不斷變化的 DeFi 格局。這些代理商追蹤多個資料流，包括價格源、治理論壇和收益策略。他們分析這些數據並提供量身定制的見解，例如最佳投資機會或資產比較。這有助於使用者快速、自信地做出更明智的決策。

In the world of DeFi, where information overload can be a challenge, these research agents simplify the process. By providing actionable data, they allow users to focus on their investment strategies without getting bogged down by endless hours of research.

在 DeFi 世界中，資訊過載可能是一個挑戰，這些研究代理簡化了流程。透過提供可操作的數據，它們使用戶能夠專注於他們的投資策略，而不必陷入無休止的研究之中。

Several initiatives and platforms are leading the way in DeFAI, each with a distinct strategy. One of the pioneers, Griffain, provides automation solutions for operations like token launch and dollar-cost averaging (DCA). Orbit integrates more than 200 protocols to improve interoperability with a focus on cross-chain functionality. Neur, which functions within the Solana ecosystem, has seen significant growth because of its open-source business strategy.

多項措施和平台在 DeFAI 中處於領先地位，每項措施和平台都有獨特的策略。 Griffain 是先驅者之一，為代幣發行和美元成本平均 (DCA) 等操作提供自動化解決方案。 Orbit 整合了 200 多個協議，以提高互通性，並專注於跨鏈功能。 Neur 在 Solana 生態系統中運行，由於其開源業務策略而實現了顯著成長。

Another interesting player in the DeFAI market is Heyanon.ai. The company is developing tools that could make the user experience even simpler, such as autonomous agents and transaction interfaces driven by AI. The value of the ANON coin has skyrocketed, rising from about $10 million to over $130 million in market capitalization. This indicates that investors are becoming more confident in DeFAI’s abilities.

DeFAI 市場上另一個有趣的參與者是 Heyanon.ai。該公司正在開發可以讓用戶體驗更加簡單的工具，例如人工智慧驅動的自主代理和交易介面。 ANON 幣的價值飆升，市值從約 1,000 萬美元升至超過 1.3 億美元。這顯示投資者對DeFAI的能力越來越有信心。

DeFi, which provides global financial services and empowers the unbanked, has long been seen as the foundation of Web 3. Many people haven’t adopted it, though, because of its intricacy. According to Jeff, a well-known DeFi commentator, the high learning curve is a major barrier to entry.

DeFi 提供全球金融服務並為沒有銀行帳戶的人提供支持，長期以來一直被視為 Web 3 的基礎。知名 DeFi 評論員 Jeff 表示，較高的學習曲線是主要的進入障礙。

DeFAI addresses this issue by bridging the gap between traditional finance and decentralized finance. With innovations like AI-driven interfaces and autonomous agents, users can interact with DeFi in a way that feels as simple as chatting with AI tools like ChatGPT. This makes the technology more approachable for people who may have been hesitant to engage with DeFi in the past.

DeFAI 透過彌合傳統金融和去中心化金融之間的差距來解決這個問題。借助人工智慧驅動的介面和自主代理等創新，使用者可以像使用 ChatGPT 等人工智慧工具聊天一樣簡單地與 DeFi 進行互動。這使得這項技術對於過去可能對參與 DeFi 猶豫不決的人來說更容易上手。

As more projects explore DeFAI’s advanced use cases, its potential to democratize financial tools is becoming evident. Platforms like Almanak and Cod3x are developing quant AI agents or no-code trade methods of institutional quality. These advancements will make DeFi more accessible to both new and experienced investors.

隨著越來越多的專案探索 DeFAI 的高階用例，其民主化金融工具的潛力正變得越來越明顯。 Almanak 和 Cod3x 等平台正在開發量化人工智慧代理商或機構品質的無程式碼交易方法。這些進步將使新投資者和經驗豐富的投資者更容易接觸到 DeFi。

By lowering the barrier to entry for complex financial tools, DeFAI is creating new opportunities for a wider variety of users. This democratization of finance may be the key to unlocking DeFi’s full potential and bringing millions of new users into the fold.

透過降低複雜金融工具的進入門檻，DeFAI 正在為更廣泛的用戶創造新的機會。這種金融民主化可能是釋放 DeFi 全部潛力並吸引數百萬新用戶加入的關鍵。

As we look ahead to 2025, experts are optimistic about the future of DeFAI. With its capacity to streamline user interfaces

展望2025年，專家們對DeFAI的未來持樂觀態度。具有簡化使用者介面的能力