深入研究Ripple，XRP和新的Rlusd Stablecoin

在3月2日的周末晚上，当特朗普突然发布有关美国加密保护区的声明时，加密货币市场处于动荡状态：

Author: Will 阿望

On the weekend night of March 2nd, the crypto market was struck by a sudden wave of turmoil when Trump released a statement regarding the U.S. Crypto Reserve: "The U.S. Crypto Reserve will elevate the status of this key industry, which has been subject to corrupt attacks during the Biden administration for years. This is why my executive order on digital assets directs the presidential task force to advance a crypto strategic reserve that includes XRP, SOL, and ADA. I will ensure that America becomes the world’s crypto capital. We are making America great again!"

On the weekend night of March 2nd, the crypto market was struck by a sudden wave of turmoil when Trump released a statement regarding the US Crypto Reserve: "The US Crypto Reserve will elevate the status of this key industry, which has been subject to corrupt attacks during the Biden administration for years. This is why my executive order on digital assets directs the presidential task force to advance a crypto strategic reserve that includes XRP, SOL, and ADA. I will ensure that America becomes the世界加密资本。

Afterwards, the crypto market was immediately seen to be surging, described as "an arrow piercing through the clouds, with thousands of troops coming to meet." Although BitMEX co-founder Arthur Hayes quipped that "there's nothing new," this fact does not diminish our interest in learning more about XRP and the company behind it, Ripple.

之后，立即看到加密货币市场正在飙升，被描述为“一只箭穿过云层，成千上万的部队来见面”。尽管Bitmex的联合创始人Arthur Hayes打趣说“没有什么新鲜事”，但这个事实并没有减少我们对了解XRP及其背后的公司Ripple的兴趣。

So, what is Ripple, and how does it relate to XRP?

那么，什么是波纹，与XRP有何关系？

1. Ripple Labs - A Fintech Company

1。RippleLabs-金融科技公司

Founded in 2012 and headquartered in San Francisco, California, Ripple Labs, commonly known as Ripple, is a fintech company specializing in blockchain-based solutions for cross-border payments and financial settlements. Its primary focus is on facilitating seamless and efficient international remittance within the traditional financial system using blockchain technology, ultimately aiming to speed up the velocity of global financial transactions and reduce their cost.

Ripple Labs成立于2012年，总部位于加利福尼亚州的旧金山，通常称为Ripple，是一家金融科技公司，专门从事基于区块链的跨境支付和财务和解的解决方案。它的主要重点是使用区块链技术促进传统金融系统中无缝有效的国际汇款，最终旨在加快全球金融交易的速度并降低其成本。

Some of Ripple's main products and services include:

Ripple的一些主要产品和服务包括：

I. Cross-border payments and remittances via RippleNet.

I.通过Ripplenet的跨境支付和汇款。

II. Recently launched RLUSD stablecoin.

ii。最近推出了Rlusd Stablecoin。

The blockchain technology mentioned above is mainly the XRP Ledger network, which is an independent distributed ledger technology (DLT) used to record and verify transactions, while XRP is the native utility token that operates on this ledger. It is envisioned as an alternative to the SWIFT (Society for Worldwide Interbank Financial Telecommunication) payment network used by traditional financial institutions.

上面提到的区块链技术主要是XRP Ledger网络，该网络是用于记录和验证交易的独立分布式分类帐技术（DLT），而XRP是在此分类帐中运行的本机实用程序。它被设想为传统金融机构使用的Swift（全球银行间电信协会）支付网络的替代方案。

2. XRP Ledger - Blockchain Ledger Network

2。XRP Ledger-区块链分类帐网络

As early as 2011, Jed McCaleb began developing a new digital currency consensus network, and in 2012 he contacted Ryan Fugger, the founder of the peer-to-peer credit payment network RipplePay (now Ripple Payments), to further reaffirm the concept that Ryan Fugger had been developing since 2004. After discussions with the community, Ryan Fugger handed the platform over to Jed McCaleb, and the project was renamed Ripple. Subsequently, with further efforts from Jed McCaleb, Arthur Britto, and David Schwartz, the XRPL ledger was created in 2012, with XRP as its native token.

早在2011年，杰德·麦卡莱布（Jed McCaleb）就开始开发一个新的数字货币共识网络，并于2012年联系了点对点信用付款网络ripplepay（现为Ripple付款）的创始人瑞安·福格（Ryan Fugger），以进一步重申瑞安·福格（Ryan Fugger）自2004年以来一直在与社区的讨论。波纹。随后，在杰德·麦卡莱布（Jed McCaleb），亚瑟·布里托（Arthur Britto）和戴维·施瓦茨（David Schwartz）的进一步努力下，XRPL Ledger于2012年创立了XRP，XRP是其本土代币。

The XRP Ledger is a payment-focused blockchain network developed by Ripple in 2012, enabling financial institutions and payment providers to offer innovative financial services, including custody services, digital wallets, and other decentralized applications (DApps).

XRP Ledger是Ripple于2012年开发的以付款为重点的区块链网络，使金融机构和付款提供商能够提供创新的金融服务，包括监护权服务，数字钱包和其他分散申请（DAPPS）。

After the initial release of the XRP Ledger, Ripple concentrated on assisting financial institutions in handling cross-border remittances and payments using blockchain distributed ledger technology. Over time, Ripple developed various cross-border payment products, all of which were integrated into a top-tier service called RippleNet.

XRP Ledger首次发布后，Ripple专注于协助金融机构使用区块链分布式分类帐技术来处理跨境汇款和付款。随着时间的流逝，Ripple开发了各种跨境支付产品，所有这些产品都集成到了名为Ripplenet的顶级服务中。

2.1 RippleNet

2.1 Ripplenet

Among Ripple's numerous products, RippleNet stands out as one of the most prominent. Despite developing diverse financial products over the years, aiming to leverage the XRP Ledger and XRP, Ripple ultimately rebranded many of these ideas under one name: RippleNet. It is a global payment network connecting banks, payment service providers, and other financial institutions, providing real-time settlement and currency exchange services.

在Ripple的众多产品中，Ripplenet是最突出的产品之一。尽管多年来开发了多种金融产品，旨在利用XRP Ledger和XRP，但Ripple最终以一种名称以一种名称重塑了许多这些想法：Ripplenet。它是连接银行，支付服务提供商和其他金融机构的全球支付网络，提供实时和解和货币兑换服务。

3. XRP - Native Token

3。XRP-本地令牌

Crypto asset within the XRP Ledger and serves as the native token of the XRP Ledger. The main role of XRP is to provide a faster and lower-cost global payment solution compared to traditional financial institutions.

XRP分类帐中的加密资产，并用作XRP Ledger的本地令牌。 XRP的主要作用是与传统金融机构相比，提供更快，更低成本的全球支付解决方案。

XRP stands relatively independently and does not fully rely on Ripple. The XRP Ledger is maintained by independent validators worldwide (such as universities and exchanges), while Ripple only holds a large amount of XRP and participates in technical development. Even if Ripple were to shut down, XRP could still exist. This independence also provides greater scalability for XRP, thereby building a financial payment ecosystem based on XRP. For example:

XRP相对独立，不完全依赖连锁。 XRP Ledger由全球独立验证者（例如大学和交易所）维护，而Ripple仅拥有大量XRP并参与技术开发。即使涟漪要关闭，XRP仍然存在。这种独立性还为XRP提供了更大的可扩展性，从而建立了基于XRP的财务支付生态系统。例如：

DeFi and tokenization: XRPL supports the issuance of stablecoins, NFTs, and other assets (such as CBDCs).

DEFI和DIKENIZAR：XRPL支持签发稳定的NFT和其他资产（例如CBDC）。

Independent payment tools: Users can directly use XRP for peer-to-peer transfers without going through RippleNet.

独立的付款工具：用户可以直接将XRP用于点对点转移，而无需通过Ripplenet。

Thus, the value of XRP is not directly related to the success or failure of Ripple Labs, and vice versa. Similarly, Ripple cannot restrict anyone from using XRP Ledger for their own services, although Ripple's large holdings of XRP may limit competition.

因此，XRP的值与波纹实验室的成功或失败直接相关，反之亦然。同样，波纹不能限制任何人使用XRP Ledger进行自己的服务，尽管Ripple的XRP大量持有可能会限制竞争。

But Ripple is committed to improving the global payment system through its technology, and XRP is one of the key tools to achieve this goal.

但是Ripple致力于通过其技术改善全球支付系统，而XRP是实现这一目标的关键工具之一。