深入研究Ripple，XRP和新的Rlusd Stablecoin

在3月2日的周末晚上，當特朗普突然發布有關美國加密保護區的聲明時，加密貨幣市場處於動盪狀態：

Author: Will 阿望

On the weekend night of March 2nd, the crypto market was struck by a sudden wave of turmoil when Trump released a statement regarding the U.S. Crypto Reserve: "The U.S. Crypto Reserve will elevate the status of this key industry, which has been subject to corrupt attacks during the Biden administration for years. This is why my executive order on digital assets directs the presidential task force to advance a crypto strategic reserve that includes XRP, SOL, and ADA. I will ensure that America becomes the world’s crypto capital. We are making America great again!"

在3月2日的周末晚上，當特朗普發布有關美國加密儲備的聲明時，加密貨幣市場被突然的動盪襲擊：“美國加密儲備儲備將提高這個關鍵行業的地位，該行業在多年來一直受到Biden行政管理期間的腐敗攻擊。這就是為什麼我在數字資產上的總統命令將Crypor and Potter Potter Progeth and Progath and Progath and Progath and Progath and Progath and Progath and Progath and Progath and Progath and Progath and Progath and Prompt x.我們使美國再次偉大！”

Afterwards, the crypto market was immediately seen to be surging, described as "an arrow piercing through the clouds, with thousands of troops coming to meet." Although BitMEX co-founder Arthur Hayes quipped that "there's nothing new," this fact does not diminish our interest in learning more about XRP and the company behind it, Ripple.

之後，立即看到加密貨幣市場正在飆升，被描述為“一隻箭穿過雲層，成千上萬的部隊來見面”。儘管Bitmex的聯合創始人Arthur Hayes打趣說“沒有什麼新鮮事”，但這個事實並沒有減少我們對了解XRP及其背後的公司Ripple的興趣。

So, what is Ripple, and how does it relate to XRP?

那麼，什麼是波紋，與XRP有何關係？

1. Ripple Labs - A Fintech Company

1。RippleLabs-金融科技公司

Founded in 2012 and headquartered in San Francisco, California, Ripple Labs, commonly known as Ripple, is a fintech company specializing in blockchain-based solutions for cross-border payments and financial settlements. Its primary focus is on facilitating seamless and efficient international remittance within the traditional financial system using blockchain technology, ultimately aiming to speed up the velocity of global financial transactions and reduce their cost.

Ripple Labs成立於2012年，總部位於加利福尼亞州的舊金山，通常稱為Ripple，是一家金融科技公司，專門從事基於區塊鏈的跨境支付和財務和解的解決方案。它的主要重點是使用區塊鏈技術促進傳統金融系統中無縫有效的國際匯款，最終旨在加快全球金融交易的速度並降低其成本。

Some of Ripple's main products and services include:

Ripple的一些主要產品和服務包括：

I. Cross-border payments and remittances via RippleNet.

I.通過Ripplenet的跨境支付和匯款。

II. Recently launched RLUSD stablecoin.

ii。最近推出了Rlusd Stablecoin。

The blockchain technology mentioned above is mainly the XRP Ledger network, which is an independent distributed ledger technology (DLT) used to record and verify transactions, while XRP is the native utility token that operates on this ledger. It is envisioned as an alternative to the SWIFT (Society for Worldwide Interbank Financial Telecommunication) payment network used by traditional financial institutions.

上面提到的區塊鏈技術主要是XRP Ledger網絡，該網絡是用於記錄和驗證交易的獨立分佈式分類帳技術（DLT），而XRP是在此分類帳中運行的本機實用程序。它被設想為傳統金融機構使用的Swift（全球銀行間電信協會）支付網絡的替代方案。

2. XRP Ledger - Blockchain Ledger Network

2。XRP Ledger-區塊鏈分類帳網絡

As early as 2011, Jed McCaleb began developing a new digital currency consensus network, and in 2012 he contacted Ryan Fugger, the founder of the peer-to-peer credit payment network RipplePay (now Ripple Payments), to further reaffirm the concept that Ryan Fugger had been developing since 2004. After discussions with the community, Ryan Fugger handed the platform over to Jed McCaleb, and the project was renamed Ripple. Subsequently, with further efforts from Jed McCaleb, Arthur Britto, and David Schwartz, the XRPL ledger was created in 2012, with XRP as its native token.

早在2011年，傑德·麥卡萊布（Jed McCaleb）就開始開發一個新的數字貨幣共識網絡，並於2012年與瑞安·菲格（Ryan Fugger）聯繫，瑞安·菲格（Ryan Fugger）是點對點信用付款網絡ripplepay（現為波紋支付），以進一步重申瑞安·福格（Ryan Fugger）自2004年以來與社區的討論。隨後，在傑德·麥卡萊布（Jed McCaleb），亞瑟·布里托（Arthur Britto）和戴維·施瓦茨（David Schwartz）的進一步努力下，XRPL Ledger於2012年創立了XRP，XRP是其本土代幣。

The XRP Ledger is a payment-focused blockchain network developed by Ripple in 2012, enabling financial institutions and payment providers to offer innovative financial services, including custody services, digital wallets, and other decentralized applications (DApps).

XRP Ledger是Ripple於2012年開發的以付款為重點的區塊鍊網絡，使金融機構和付款提供商能夠提供創新的金融服務，包括監護權服務，數字錢包和其他分散申請（DAPPS）。

After the initial release of the XRP Ledger, Ripple concentrated on assisting financial institutions in handling cross-border remittances and payments using blockchain distributed ledger technology. Over time, Ripple developed various cross-border payment products, all of which were integrated into a top-tier service called RippleNet.

XRP Ledger首次發布後，Ripple專注於協助金融機構使用區塊鏈分佈式分類帳技術來處理跨境匯款和付款。隨著時間的流逝，Ripple開發了各種跨境支付產品，所有這些產品都集成到了名為Ripplenet的頂級服務中。

2.1 RippleNet

2.1 Ripplenet

Among Ripple's numerous products, RippleNet stands out as one of the most prominent. Despite developing diverse financial products over the years, aiming to leverage the XRP Ledger and XRP, Ripple ultimately rebranded many of these ideas under one name: RippleNet. It is a global payment network connecting banks, payment service providers, and other financial institutions, providing real-time settlement and currency exchange services.

在Ripple的眾多產品中，Ripplenet是最突出的產品之一。儘管多年來開發了多種金融產品，旨在利用XRP Ledger和XRP，但Ripple最終以一種名稱以一種名稱重塑了許多這些想法：Ripplenet。它是連接銀行，支付服務提供商和其他金融機構的全球支付網絡，提供實時和解和貨幣兌換服務。

3. XRP - Native Token

3。XRP-本地令牌

Crypto asset within the XRP Ledger and serves as the native token of the XRP Ledger. The main role of XRP is to provide a faster and lower-cost global payment solution compared to traditional financial institutions.

XRP分類帳中的加密資產，並用作XRP Ledger的本地令牌。 XRP的主要作用是與傳統金融機構相比，提供更快，更低成本的全球支付解決方案。

XRP stands relatively independently and does not fully rely on Ripple. The XRP Ledger is maintained by independent validators worldwide (such as universities and exchanges), while Ripple only holds a large amount of XRP and participates in technical development. Even if Ripple were to shut down, XRP could still exist. This independence also provides greater scalability for XRP, thereby building a financial payment ecosystem based on XRP. For example:

XRP相對獨立，不完全依賴連鎖。 XRP Ledger由全球獨立驗證者（例如大學和交易所）維護，而Ripple僅擁有大量XRP並參與技術開發。即使漣漪要關閉，XRP仍然存在。這種獨立性還為XRP提供了更大的可擴展性，從而建立了基於XRP的財務支付生態系統。例如：

DeFi and tokenization: XRPL supports the issuance of stablecoins, NFTs, and other assets (such as CBDCs).

DEFI和DIKENIZAR：XRPL支持簽發穩定的NFT和其他資產（例如CBDC）。

Independent payment tools: Users can directly use XRP for peer-to-peer transfers without going through RippleNet.

獨立的付款工具：用戶可以直接將XRP用於點對點轉移，而無需通過Ripplenet。

Thus, the value of XRP is not directly related to the success or failure of Ripple Labs, and vice versa. Similarly, Ripple cannot restrict anyone from using XRP Ledger for their own services, although Ripple's large holdings of XRP may limit competition.

因此，XRP的值與波紋實驗室的成功或失敗直接相關，反之亦然。同樣，波紋不能限制任何人使用XRP Ledger進行自己的服務，儘管Ripple的XRP大量持有可能會限制競爭。

But Ripple is committed to improving the global payment system through its technology, and XRP is one of the key tools to achieve this goal.

但是Ripple致力於通過其技術改善全球支付系統，而XRP是實現這一目標的關鍵工具之一。